FD rates in Telangana · November 2026

96 banks with a branch in Telangana, ranked by their best fixed-deposit rate.

Banks in Telangana, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#BankRateApplies toBranches here
1
The Palamoor Co-operative Urban Bank Ltd.
Co-op
10.00% 10 years 2
2
The Kakatiya Co-operative Urban Bank Ltd.
Co-op
9.50% above 3 years to 5 years 6
3
The Navabharat Co-operative Urban Bank Ltd., Hyderabad
Co-op
9.50% 3 years to less than 5 years 2
4
Devi Gayatri Co-operative Urban Bank Ltd.
Co-op
9.25% 3 years to less than 5 years –
5
Maharana Pratap Co-operative Urban Bank Ltd.
Co-op
9.25% Above 4 years to 5 years 1
6
The Adarsh Co-operative Urban Bank Ltd.
Co-op
9.25% 3 years to less than 5 years 48
7
Jagruti Co-operative Urban Bank Ltd.
Co-op
9.00% Above 3 years 1
8
Mahaveer Co-operative Urban Bank Ltd., Hyderabad
Co-op
9.00% Above 3 years to 5 years –
9
Rajadhani Co-operative Urban Bank Ltd.
Co-op
9.00% 3 year to Less than 5 year 6
10
Sudha Co-operative Urban Bank Ltd.
Co-op
9.00% 3 years to 5 years 6
11
The Agrasen Co-operative Urban Bank Ltd., Hyderabad
Co-op
9.00% 2 years 12
12
The Kranti Co-operative Urban Bank Ltd.
Co-op
9.00% 1234 days · Kalpavriksha deposit (1234 days) 1
13
The Tirumala Co-operative Urban Bank Ltd.
Co-op
9.00% 1 year · Single deposit of ₹5 lakh and above –
14
Pochampally Co-operative Urban Bank Ltd.
Co-op
8.90% Above 3 years to 5 years –
15
Gayatri Co-operative Urban Bank Ltd., Jagtial
Co-op
8.75% 3 years to less than 5 years 88
16
The Sircilla Co-operative Urban Bank Ltd.
Co-op
8.75% 3 years to less than 5 years 1
17
Seven Hills Co-operative Urban Bank Ltd.
Co-op
8.50% 3 YEARS TO 5 YEARS 1
18
The A.P. Vardhaman (Mahila) Co-operative Urban Bank Ltd.
Co-op
8.50% 450 days · 450-day FD –
19
The Eenadu Co-operative Urban Bank Ltd.
Co-op
8.50% above 3 year to 5 years –
20
The Model Co-operative Urban Bank Ltd., Hyderabad
Co-op
8.50% Above 2 years up to 3 years 1
21
The Secunderabad Mercantile Co-operative Urban Bank Ltd., Hyderabad
Co-op
8.50% above 2 years to 3 years –
22
The Sind Co-operative Urban Bank Ltd., Secunderabad
Co-op
8.50% 666 days · Silver Jubilee deposit (666 days) 1
23
The Stambhadri Co-operative Urban Bank Ltd., Khammam
Co-op
8.50% 12 months –
24
Bhavana Rishi Co-operative Urban Bank Ltd.
Co-op
8.25% Above 3 years to 40 months 1
25
Warangal Urban Co-operative Bank Ltd.
Co-op
8.25% Above 3 years to 5 years 10
26
Krishna Bhima Samruddhi Local Area Bank Ltd.
Local Area Bank
8.15% 777 days · Samruddhi Amrit Kalash –
27
Ujjivan Small Finance Bank
Small Finance
8.10% 3 year 1 day – 3 year 6 months 5
28
Utkarsh Small Finance Bank
Small Finance
8.10% 666 days · 666-day Special 3
29
Warangal District Central Co-operative Bank
Co-op
8.10% 444 days (Rani Rudrama Devi scheme) 29
30
Khammam District Co-operative Central Bank Ltd.
Co-op
8.05% 1000 days Dhanavarsham (special) 51
31
CSB Bank
Private
8.00% 501 days · 501-day Special 34
32
ESAF Small Finance Bank
Small Finance
8.00% 800 days · 800-day Special 10
33
Jana Small Finance Bank
Small Finance
8.00% 3 years (1095 days) 1
34
Padmavathi Co-operative Urban Bank Ltd.
Co-op
8.00% Above 3 years to 5 years –
35
Shivalik Small Finance Bank
Small Finance
8.00% 23 months 1 day to 27 months 1
36
The Agroha Co-operative Urban Bank Ltd.
Co-op
8.00% Above 1 year up to 3 years 2
37
Unity Small Finance Bank
Small Finance
8.00% 501 days · 501-day Special 7
38
DCB Bank
Private
7.75% 17 months to 20 months 37
39
Equitas Small Finance Bank
Small Finance
7.75% 888 days 29
40
Hyderabad District Central Co-operative Bank Ltd.
Co-op
7.75% 567 days (special) 28
41
The Andhra Bank Employees' Co-operative Bank Ltd.
Co-op
7.75% 365 days 1
42
The Karimnagar Co-operative Urban Bank Ltd.
Co-op
7.75% Above 1 year 2
43
The Nizamabad District Co-operative Central Bank Ltd.
Co-op
7.75% 444 days · Kamadhenu Term Deposit 59
44
Universal Co-operative Urban Bank Ltd.
Co-op
7.75% Above 3 years to 5 years 4
45
Mahabubnagar District Central Co-operative Bank
Co-op
7.60% 1 to 3 years 2
46
Bhadradri Co-operative Urban Bank Ltd.
Co-op
7.50% 1 year to 5 years 2
47
Karimnagar District Co-operative Central Bank Ltd.
Co-op
7.50% 1 year to 3 years 55
48
Nalgonda District Central Co-operative Bank
Co-op
7.50% 1 year and above 46
49
Post Office Savings Schemes
Government Scheme
7.50% 5 years 5840
50
Telangana Grameena Bank
Rural
7.50% 1000 days · TGB Sahasra 1000 days 945
51
The Andhra Pradesh Mahesh Co-operative Urban Bank Ltd.
Co-op
7.50% Above 2 years & upto 3 years 36
52
The Catholic Co-operative Urban Bank Ltd.
Co-op
7.50% 2 years to less than 5 years 2
53
Bandhan Bank
Private
7.45% 2 years to less than 3 years 37
54
AU Small Finance Bank
Small Finance
7.40% 30 months 1 day to 36 months 96
55
City Union Bank
Private
7.30% 556 days to 3 years 49
56
Saraswat Co-operative Bank Ltd.
Co-op
7.30% 730 days 22
57
Dhanlaxmi Bank
Private
7.25% 1111 days · 1111-day Special 7
58
IDFC First Bank
Private
7.25% 500 days – 2 years 47
59
IndusInd Bank
Private
7.25% 2 years to 3 years 66
60
Karnataka Bank
Private
7.25% 15 months only 27
61
Shamrao Vithal Co-operative Bank Ltd.
Co-op
7.25% 14 months to below 16 months 9
62
Tamilnad Mercantile Bank
Private
7.25% 567 days (TMB 567 Special Deposit scheme) · 567-day Special 11
63
The Adilabad District Co-operative Central Bank Ltd.
Co-op
7.25% 2 to 3 years 42
64
The Cosmos Co-operative Bank Ltd.
Co-op
7.25% 445 days 3
65
The Mahanagar Co-operative Urban Bank Ltd.
Co-op
7.25% Above 1 year to 3 years –
66
Yes Bank
Private
7.25% 18 months 1 day < 24 months 44
67
Karur Vysya Bank
Private
7.20% 400 days · 400-day Special 73
68
The Nasik Merchants Co-operative Bank Ltd.
Co-op
7.10% Above 24 months to 36 months 1
69
Central Bank of India
Public
7.00% 2222 days · Cent Green Deposit 102
70
RBL Bank
Private
7.00% 18 months to less than 60 months 35
71
Punjab & Sind Bank
Public
6.90% 500 days · 500-Day Special 17
72
Bank of Baroda
Public
6.85% bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days 191
73
Bank of India
Public
6.85% 500 days(BOI Akshay Fixed Deposit) · 500-day Special 71
74
Bombay Mercantile Co-operative Bank Ltd.
Co-op
6.80% 2 years to less than 3 years 1
75
Federal Bank
Private
6.80% 18 months 42
76
Indian Bank
Public
6.80% IND GROW (555 days) · IND GROW 171
77
Kotak Mahindra Bank
Private
6.80% 2 years- less than 3 years 144
78
Punjab National Bank
Public
6.80% 680 days 160
79
South Indian Bank
Private
6.80% 30 months 37
80
Canara Bank
Public
6.75% 555 days ## · Canara 555 432
81
Indian Overseas Bank
Public
6.75% 444 days · 444-day Special 97
82
Jammu & Kashmir Bank
Private
6.75% 888 days · 888-day Special 3
83
Telangana State Co-operative Apex Bank Ltd.
Co-op
6.75% 1 year exact –
84
UCO Bank
Public
6.70% 535 days · UCO 535 42
85
Bank of Maharashtra
Public
6.65% 400 days · 400-day special 74
86
Axis Bank
Private
6.60% 2 years < 3 years 185
87
HDFC Bank
Private
6.60% 3 years 1 day to < 4 years 7 months 447
88
ICICI Bank
Private
6.60% 3 years 1 day to 5 years 419
89
Standard Chartered India
Foreign
6.60% 1yr - 376days* 3
90
IDBI Bank
Private
6.55% 1100 days · 1100-day Special 57
91
Union Bank of India
Public
6.55% 555 days · 555-Day Special 705
92
Bank of Bahrain & Kuwait B.S.C. (India)
Foreign
6.50% Above 1 year to 2 years 2
93
DBS Bank India
Foreign
6.50% 501 days to 540 days 34
94
State Bank of India
Public
6.45% 444 days (Amrit Vrishti) · Amrit Vrishti 444 days 973
95
HSBC India
Foreign
6.40% 37 months to less than 48 months 1
96
Citibank N.A. (India)
Foreign
2.00% 46 days to 60 days 1

96 banks we track have a branch in Telangana. 49 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 10.00% at The Palamoor Co-operative Urban Bank Ltd..

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Telangana by type of bank

The highest rate in each group, among banks with a branch here.

Public Central Bank of India 7.00% 2222 days
Private CSB Bank 8.00% 501 days
Small Finance Ujjivan Small Finance Bank 8.10% 3 year 1 day – 3 year 6 months
Rural Telangana Grameena Bank 7.50% 1000 days
Co-op Telangana State Co-operative Apex Bank Ltd. 6.75% 1 year exact
Co-op Warangal District Central Co-operative Bank 8.10% 444 days (Rani Rudrama Devi scheme)
Co-op The Palamoor Co-operative Urban Bank Ltd. 10.00% 10 years
Foreign Standard Chartered India 6.60% 1yr - 376days*
Local Area Bank Krishna Bhima Samruddhi Local Area Bank Ltd. 8.15% 777 days
Government Scheme Post Office Savings Schemes 7.50% 5 years

FD rates in the districts of Telangana

Hyderabad77 banks9.50%Rangareddy47 banks9.25%Karimnagar43 banks8.75%Warangal43 banks8.75%Khammam40 banks8.75%Medak39 banks9.50%Nalgonda38 banks9.00%Mahabubnagar34 banks10.00%Adilabad32 banks8.75%

All places

Frequently Asked Questions

Which bank has the highest FD rate in Telangana?

As of 14 Nov 2026, The Palamoor Co-operative Urban Bank Ltd. pays the highest FD rate among banks with a branch in Telangana: 10.00% a year for general depositors. Next are Kakatiya Co-op Urban Bank at 9.50% and Navabharat Co-op Urban Bank at 9.50%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Telangana?

96 of the banks RateScan.in tracks have at least one branch in Telangana, counted from RBI's IFSC list: 49 co-operative and regional rural banks, and 47 public, private, small finance and other banks.

Are FDs at co-operative banks in Telangana safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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