FD rates in Adilabad · November 2026

Q: Which bank has the highest FD rate in Adilabad?

As of 14 Nov 2026, Gayatri Co-operative Urban Bank Ltd., Jagtial pays the highest FD rate among banks with a branch in Adilabad: 8.75% a year for general depositors. Next are DCB at 7.75% and Equitas at 7.75%. Confirm the current rate with the bank before you invest.

Q: How many banks have a branch in Adilabad?

32 of the banks RateScan.in tracks have at least one branch in Adilabad, counted from RBI's IFSC list: 6 co-operative and regional rural banks, and 26 public, private, small finance and other banks.

Q: Are FDs at co-operative banks in Adilabad safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

32 banks with a branch in Adilabad, ranked by their best fixed-deposit rate.

Banks in Adilabad, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	Gayatri Co-operative Urban Bank Ltd., Jagtial Co-op	8.75%	3 years to less than 5 years	5
2	DCB Bank Private	7.75%	17 months to 20 months	4
3	Equitas Small Finance Bank Small Finance	7.75%	888 days	2
4	Universal Co-operative Urban Bank Ltd. Co-op	7.75%	Above 3 years to 5 years	2
5	Karimnagar District Co-operative Central Bank Ltd. Co-op	7.50%	1 year to 3 years	1
6	Post Office Savings Schemes Government Scheme	7.50%	5 years	519
7	Telangana Grameena Bank Rural	7.50%	1000 days · TGB Sahasra 1000 days	135
8	Bandhan Bank Private	7.45%	2 years to less than 3 years	2
9	City Union Bank Private	7.30%	556 days to 3 years	3
10	IDFC First Bank Private	7.25%	500 days – 2 years	2
11	IndusInd Bank Private	7.25%	2 years to 3 years	1
12	Shamrao Vithal Co-operative Bank Ltd. Co-op	7.25%	14 months to below 16 months	3
13	The Adilabad District Co-operative Central Bank Ltd. Co-op	7.25%	2 to 3 years	42
14	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	3
15	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	3
16	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	4
17	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	4
18	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	6
19	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	1
20	Punjab National Bank Public	6.80%	680 days	4
21	South Indian Bank Private	6.80%	30 months	1
22	Canara Bank Public	6.75%	555 days ## · Canara 555	13
23	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	4
24	UCO Bank Public	6.70%	535 days · UCO 535	1
25	Bank of Maharashtra Public	6.65%	400 days · 400-day special	9
26	Axis Bank Private	6.60%	2 years < 3 years	4
27	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	16
28	ICICI Bank Private	6.60%	3 years 1 day to 5 years	9
29	IDBI Bank Private	6.55%	1100 days · 1100-day Special	2
30	Union Bank of India Public	6.55%	555 days · 555-Day Special	34
31	DBS Bank India Foreign	6.50%	501 days to 540 days	1
32	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	73

State

Tenure

Deposit amount

32 banks we track have a branch in Adilabad. 6 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.75% at Gayatri Co-operative Urban Bank Ltd., Jagtial.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Adilabad by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	DCB Bank	7.75%	17 months to 20 months
Small Finance	Equitas Small Finance Bank	7.75%	888 days
Rural	Telangana Grameena Bank	7.50%	1000 days
Co-op	Karimnagar District Co-operative Central Bank Ltd.	7.50%	1 year to 3 years
Co-op	Gayatri Co-operative Urban Bank Ltd., Jagtial	8.75%	3 years to less than 5 years
Foreign	DBS Bank India	6.50%	501 days to 540 days
Government Scheme	Post Office Savings Schemes	7.50%	5 years

More places in Telangana

Hyderabad77 banks9.50%Rangareddy47 banks9.25%Karimnagar43 banks8.75%Warangal43 banks8.75%Khammam40 banks8.75%Medak39 banks9.50%Nalgonda38 banks9.00%Mahabubnagar34 banks10.00%

All of Telangana · All places

Frequently Asked Questions

Which bank has the highest FD rate in Adilabad?

As of 14 Nov 2026, Gayatri Co-operative Urban Bank Ltd., Jagtial pays the highest FD rate among banks with a branch in Adilabad: 8.75% a year for general depositors. Next are DCB at 7.75% and Equitas at 7.75%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Adilabad?

32 of the banks RateScan.in tracks have at least one branch in Adilabad, counted from RBI's IFSC list: 6 co-operative and regional rural banks, and 26 public, private, small finance and other banks.

Are FDs at co-operative banks in Adilabad safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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