FD rates in Karimnagar · November 2026

Q: Which bank has the highest FD rate in Karimnagar?

As of 14 Nov 2026, Gayatri Co-operative Urban Bank Ltd., Jagtial pays the highest FD rate among banks with a branch in Karimnagar: 8.75% a year for general depositors. Next are Sircilla Co-op Urban Bank at 8.75% and CSB at 8.00%. Confirm the current rate with the bank before you invest.

Q: How many banks have a branch in Karimnagar?

43 of the banks RateScan.in tracks have at least one branch in Karimnagar, counted from RBI's IFSC list: 9 co-operative and regional rural banks, and 34 public, private, small finance and other banks.

Q: Are FDs at co-operative banks in Karimnagar safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

43 banks with a branch in Karimnagar, ranked by their best fixed-deposit rate.

Banks in Karimnagar, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	Gayatri Co-operative Urban Bank Ltd., Jagtial Co-op	8.75%	3 years to less than 5 years	38
2	The Sircilla Co-operative Urban Bank Ltd. Co-op	8.75%	3 years to less than 5 years	1
3	CSB Bank Private	8.00%	501 days · 501-day Special	1
4	DCB Bank Private	7.75%	17 months to 20 months	5
5	Equitas Small Finance Bank Small Finance	7.75%	888 days	3
6	The Karimnagar Co-operative Urban Bank Ltd. Co-op	7.75%	Above 1 year	2
7	Universal Co-operative Urban Bank Ltd. Co-op	7.75%	Above 3 years to 5 years	1
8	Karimnagar District Co-operative Central Bank Ltd. Co-op	7.50%	1 year to 3 years	53
9	Post Office Savings Schemes Government Scheme	7.50%	5 years	741
10	Telangana Grameena Bank Rural	7.50%	1000 days · TGB Sahasra 1000 days	127
11	The Andhra Pradesh Mahesh Co-operative Urban Bank Ltd. Co-op	7.50%	Above 2 years & upto 3 years	1
12	Bandhan Bank Private	7.45%	2 years to less than 3 years	2
13	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	9
14	City Union Bank Private	7.30%	556 days to 3 years	1
15	Saraswat Co-operative Bank Ltd. Co-op	7.30%	730 days	3
16	Dhanlaxmi Bank Private	7.25%	1111 days · 1111-day Special	1
17	IDFC First Bank Private	7.25%	500 days – 2 years	3
18	IndusInd Bank Private	7.25%	2 years to 3 years	3
19	Shamrao Vithal Co-operative Bank Ltd. Co-op	7.25%	14 months to below 16 months	1
20	Tamilnad Mercantile Bank Private	7.25%	567 days (TMB 567 Special Deposit scheme) · 567-day Special	1
21	Yes Bank Private	7.25%	18 months 1 day < 24 months	2
22	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	3
23	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	6
24	RBL Bank Private	7.00%	18 months to less than 60 months	1
25	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	1
26	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	10
27	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	3
28	Federal Bank Private	6.80%	18 months	1
29	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	23
30	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	7
31	Punjab National Bank Public	6.80%	680 days	3
32	South Indian Bank Private	6.80%	30 months	1
33	Canara Bank Public	6.75%	555 days ## · Canara 555	18
34	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	8
35	UCO Bank Public	6.70%	535 days · UCO 535	3
36	Bank of Maharashtra Public	6.65%	400 days · 400-day special	4
37	Axis Bank Private	6.60%	2 years < 3 years	5
38	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	31
39	ICICI Bank Private	6.60%	3 years 1 day to 5 years	29
40	IDBI Bank Private	6.55%	1100 days · 1100-day Special	2
41	Union Bank of India Public	6.55%	555 days · 555-Day Special	77
42	DBS Bank India Foreign	6.50%	501 days to 540 days	2
43	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	29

State

Tenure

Deposit amount

43 banks we track have a branch in Karimnagar. 9 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.75% at Gayatri Co-operative Urban Bank Ltd., Jagtial.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Karimnagar by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	CSB Bank	8.00%	501 days
Small Finance	Equitas Small Finance Bank	7.75%	888 days
Rural	Telangana Grameena Bank	7.50%	1000 days
Co-op	Karimnagar District Co-operative Central Bank Ltd.	7.50%	1 year to 3 years
Co-op	Gayatri Co-operative Urban Bank Ltd., Jagtial	8.75%	3 years to less than 5 years
Foreign	DBS Bank India	6.50%	501 days to 540 days
Government Scheme	Post Office Savings Schemes	7.50%	5 years

More places in Telangana

Hyderabad77 banks9.50%Rangareddy47 banks9.25%Warangal43 banks8.75%Khammam40 banks8.75%Medak39 banks9.50%Nalgonda38 banks9.00%Mahabubnagar34 banks10.00%Adilabad32 banks8.75%

All of Telangana · All places

Frequently Asked Questions

Which bank has the highest FD rate in Karimnagar?

As of 14 Nov 2026, Gayatri Co-operative Urban Bank Ltd., Jagtial pays the highest FD rate among banks with a branch in Karimnagar: 8.75% a year for general depositors. Next are Sircilla Co-op Urban Bank at 8.75% and CSB at 8.00%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Karimnagar?

43 of the banks RateScan.in tracks have at least one branch in Karimnagar, counted from RBI's IFSC list: 9 co-operative and regional rural banks, and 34 public, private, small finance and other banks.

Are FDs at co-operative banks in Karimnagar safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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