FD rates in Hyderabad · November 2026

Q: Which bank has the highest FD rate in Hyderabad?

As of 14 Nov 2026, The Kakatiya Co-operative Urban Bank Ltd. pays the highest FD rate among banks with a branch in Hyderabad: 9.50% a year for general depositors. Next are Navabharat Co-op Urban Bank at 9.50% and Maharana Pratap Co-op Urban Bank at 9.25%. Confirm the current rate with the bank before you invest.

Q: How many banks have a branch in Hyderabad?

77 of the banks RateScan.in tracks have at least one branch in Hyderabad, counted from RBI's IFSC list: 30 co-operative and regional rural banks, and 47 public, private, small finance and other banks.

Q: Are FDs at co-operative banks in Hyderabad safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

77 banks with a branch in Hyderabad, ranked by their best fixed-deposit rate.

Banks in Hyderabad, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	The Kakatiya Co-operative Urban Bank Ltd. Co-op	9.50%	above 3 years to 5 years	4
2	The Navabharat Co-operative Urban Bank Ltd., Hyderabad Co-op	9.50%	3 years to less than 5 years	2
3	Maharana Pratap Co-operative Urban Bank Ltd. Co-op	9.25%	Above 4 years to 5 years	1
4	The Adarsh Co-operative Urban Bank Ltd. Co-op	9.25%	3 years to less than 5 years	20
5	Jagruti Co-operative Urban Bank Ltd. Co-op	9.00%	Above 3 years	1
6	Mahaveer Co-operative Urban Bank Ltd., Hyderabad Co-op	9.00%	Above 3 years to 5 years	–
7	Rajadhani Co-operative Urban Bank Ltd. Co-op	9.00%	3 year to Less than 5 year	4
8	The Agrasen Co-operative Urban Bank Ltd., Hyderabad Co-op	9.00%	2 years	12
9	The Kranti Co-operative Urban Bank Ltd. Co-op	9.00%	1234 days · Kalpavriksha deposit (1234 days)	1
10	The Tirumala Co-operative Urban Bank Ltd. Co-op	9.00%	1 year · Single deposit of ₹5 lakh and above	–
11	Gayatri Co-operative Urban Bank Ltd., Jagtial Co-op	8.75%	3 years to less than 5 years	14
12	Seven Hills Co-operative Urban Bank Ltd. Co-op	8.50%	3 YEARS TO 5 YEARS	1
13	The A.P. Vardhaman (Mahila) Co-operative Urban Bank Ltd. Co-op	8.50%	450 days · 450-day FD	–
14	The Eenadu Co-operative Urban Bank Ltd. Co-op	8.50%	above 3 year to 5 years	–
15	The Secunderabad Mercantile Co-operative Urban Bank Ltd., Hyderabad Co-op	8.50%	above 2 years to 3 years	–
16	The Sind Co-operative Urban Bank Ltd., Secunderabad Co-op	8.50%	666 days · Silver Jubilee deposit (666 days)	1
17	Bhavana Rishi Co-operative Urban Bank Ltd. Co-op	8.25%	Above 3 years to 40 months	1
18	Krishna Bhima Samruddhi Local Area Bank Ltd. Local Area Bank	8.15%	777 days · Samruddhi Amrit Kalash	–
19	Ujjivan Small Finance Bank Small Finance	8.10%	3 year 1 day – 3 year 6 months	5
20	Utkarsh Small Finance Bank Small Finance	8.10%	666 days · 666-day Special	2
21	CSB Bank Private	8.00%	501 days · 501-day Special	14
22	ESAF Small Finance Bank Small Finance	8.00%	800 days · 800-day Special	3
23	Jana Small Finance Bank Small Finance	8.00%	3 years (1095 days)	1
24	Padmavathi Co-operative Urban Bank Ltd. Co-op	8.00%	Above 3 years to 5 years	–
25	Shivalik Small Finance Bank Small Finance	8.00%	23 months 1 day to 27 months	1
26	The Agroha Co-operative Urban Bank Ltd. Co-op	8.00%	Above 1 year up to 3 years	2
27	Unity Small Finance Bank Small Finance	8.00%	501 days · 501-day Special	5
28	DCB Bank Private	7.75%	17 months to 20 months	11
29	Equitas Small Finance Bank Small Finance	7.75%	888 days	9
30	Hyderabad District Central Co-operative Bank Ltd. Co-op	7.75%	567 days (special)	13
31	The Andhra Bank Employees' Co-operative Bank Ltd. Co-op	7.75%	365 days	1
32	Post Office Savings Schemes Government Scheme	7.50%	5 years	214
33	Telangana Grameena Bank Rural	7.50%	1000 days · TGB Sahasra 1000 days	36
34	The Andhra Pradesh Mahesh Co-operative Urban Bank Ltd. Co-op	7.50%	Above 2 years & upto 3 years	30
35	The Catholic Co-operative Urban Bank Ltd. Co-op	7.50%	2 years to less than 5 years	2
36	Bandhan Bank Private	7.45%	2 years to less than 3 years	21
37	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	14
38	City Union Bank Private	7.30%	556 days to 3 years	21
39	Dhanlaxmi Bank Private	7.25%	1111 days · 1111-day Special	4
40	IDFC First Bank Private	7.25%	500 days – 2 years	26
41	IndusInd Bank Private	7.25%	2 years to 3 years	39
42	Karnataka Bank Private	7.25%	15 months only	14
43	Shamrao Vithal Co-operative Bank Ltd. Co-op	7.25%	14 months to below 16 months	5
44	Tamilnad Mercantile Bank Private	7.25%	567 days (TMB 567 Special Deposit scheme) · 567-day Special	4
45	The Cosmos Co-operative Bank Ltd. Co-op	7.25%	445 days	2
46	The Mahanagar Co-operative Urban Bank Ltd. Co-op	7.25%	Above 1 year to 3 years	–
47	Yes Bank Private	7.25%	18 months 1 day < 24 months	27
48	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	41
49	The Nasik Merchants Co-operative Bank Ltd. Co-op	7.10%	Above 24 months to 36 months	1
50	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	43
51	RBL Bank Private	7.00%	18 months to less than 60 months	25
52	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	7
53	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	83
54	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	37
55	Bombay Mercantile Co-operative Bank Ltd. Co-op	6.80%	2 years to less than 3 years	1
56	Federal Bank Private	6.80%	18 months	22
57	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	62
58	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	73
59	Punjab National Bank Public	6.80%	680 days	99
60	South Indian Bank Private	6.80%	30 months	25
61	Canara Bank Public	6.75%	555 days ## · Canara 555	169
62	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	39
63	Jammu & Kashmir Bank Private	6.75%	888 days · 888-day Special	3
64	Telangana State Co-operative Apex Bank Ltd. Co-op	6.75%	1 year exact	–
65	UCO Bank Public	6.70%	535 days · UCO 535	19
66	Bank of Maharashtra Public	6.65%	400 days · 400-day special	25
67	Axis Bank Private	6.60%	2 years < 3 years	118
68	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	220
69	ICICI Bank Private	6.60%	3 years 1 day to 5 years	214
70	Standard Chartered India Foreign	6.60%	1yr - 376days*	3
71	IDBI Bank Private	6.55%	1100 days · 1100-day Special	29
72	Union Bank of India Public	6.55%	555 days · 555-Day Special	250
73	Bank of Bahrain & Kuwait B.S.C. (India) Foreign	6.50%	Above 1 year to 2 years	2
74	DBS Bank India Foreign	6.50%	501 days to 540 days	14
75	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	276
76	HSBC India Foreign	6.40%	37 months to less than 48 months	1
77	Citibank N.A. (India) Foreign	2.00%	46 days to 60 days	1

State

Tenure

Deposit amount

77 banks we track have a branch in Hyderabad. 30 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 9.50% at The Kakatiya Co-operative Urban Bank Ltd..

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Hyderabad by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	CSB Bank	8.00%	501 days
Small Finance	Ujjivan Small Finance Bank	8.10%	3 year 1 day – 3 year 6 months
Rural	Telangana Grameena Bank	7.50%	1000 days
Co-op	Telangana State Co-operative Apex Bank Ltd.	6.75%	1 year exact
Co-op	Hyderabad District Central Co-operative Bank Ltd.	7.75%	567 days (special)
Co-op	The Kakatiya Co-operative Urban Bank Ltd.	9.50%	above 3 years to 5 years
Foreign	Standard Chartered India	6.60%	1yr - 376days*
Local Area Bank	Krishna Bhima Samruddhi Local Area Bank Ltd.	8.15%	777 days
Government Scheme	Post Office Savings Schemes	7.50%	5 years

More places in Telangana

Rangareddy47 banks9.25%Karimnagar43 banks8.75%Warangal43 banks8.75%Khammam40 banks8.75%Medak39 banks9.50%Nalgonda38 banks9.00%Mahabubnagar34 banks10.00%Adilabad32 banks8.75%

All of Telangana · All places

Frequently Asked Questions

Which bank has the highest FD rate in Hyderabad?

As of 14 Nov 2026, The Kakatiya Co-operative Urban Bank Ltd. pays the highest FD rate among banks with a branch in Hyderabad: 9.50% a year for general depositors. Next are Navabharat Co-op Urban Bank at 9.50% and Maharana Pratap Co-op Urban Bank at 9.25%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Hyderabad?

77 of the banks RateScan.in tracks have at least one branch in Hyderabad, counted from RBI's IFSC list: 30 co-operative and regional rural banks, and 47 public, private, small finance and other banks.

Are FDs at co-operative banks in Hyderabad safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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