FD rates in Khammam · November 2026

Q: Which bank has the highest FD rate in Khammam?

As of 14 Nov 2026, Gayatri Co-operative Urban Bank Ltd., Jagtial pays the highest FD rate among banks with a branch in Khammam: 8.75% a year for general depositors. Next are Stambhadri Co-op Urban Bank at 8.50% and Khammam DCCB at 8.05%. Confirm the current rate with the bank before you invest.

Q: How many banks have a branch in Khammam?

40 of the banks RateScan.in tracks have at least one branch in Khammam, counted from RBI's IFSC list: 5 co-operative and regional rural banks, and 35 public, private, small finance and other banks.

Q: Are FDs at co-operative banks in Khammam safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

40 banks with a branch in Khammam, ranked by their best fixed-deposit rate.

Banks in Khammam, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	Gayatri Co-operative Urban Bank Ltd., Jagtial Co-op	8.75%	3 years to less than 5 years	8
2	The Stambhadri Co-operative Urban Bank Ltd., Khammam Co-op	8.50%	12 months	–
3	Khammam District Co-operative Central Bank Ltd. Co-op	8.05%	1000 days Dhanavarsham (special)	51
4	CSB Bank Private	8.00%	501 days · 501-day Special	11
5	ESAF Small Finance Bank Small Finance	8.00%	800 days · 800-day Special	1
6	DCB Bank Private	7.75%	17 months to 20 months	5
7	Equitas Small Finance Bank Small Finance	7.75%	888 days	1
8	Post Office Savings Schemes Government Scheme	7.50%	5 years	612
9	Telangana Grameena Bank Rural	7.50%	1000 days · TGB Sahasra 1000 days	101
10	Bandhan Bank Private	7.45%	2 years to less than 3 years	2
11	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	11
12	City Union Bank Private	7.30%	556 days to 3 years	3
13	Saraswat Co-operative Bank Ltd. Co-op	7.30%	730 days	13
14	Dhanlaxmi Bank Private	7.25%	1111 days · 1111-day Special	1
15	IDFC First Bank Private	7.25%	500 days – 2 years	1
16	IndusInd Bank Private	7.25%	2 years to 3 years	2
17	Karnataka Bank Private	7.25%	15 months only	1
18	Tamilnad Mercantile Bank Private	7.25%	567 days (TMB 567 Special Deposit scheme) · 567-day Special	1
19	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	4
20	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	5
21	RBL Bank Private	7.00%	18 months to less than 60 months	1
22	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	1
23	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	9
24	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	1
25	Federal Bank Private	6.80%	18 months	1
26	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	4
27	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	3
28	Punjab National Bank Public	6.80%	680 days	3
29	South Indian Bank Private	6.80%	30 months	1
30	Canara Bank Public	6.75%	555 days ## · Canara 555	13
31	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	6
32	UCO Bank Public	6.70%	535 days · UCO 535	2
33	Bank of Maharashtra Public	6.65%	400 days · 400-day special	2
34	Axis Bank Private	6.60%	2 years < 3 years	8
35	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	20
36	ICICI Bank Private	6.60%	3 years 1 day to 5 years	14
37	IDBI Bank Private	6.55%	1100 days · 1100-day Special	1
38	Union Bank of India Public	6.55%	555 days · 555-Day Special	50
39	DBS Bank India Foreign	6.50%	501 days to 540 days	3
40	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	98

State

Tenure

Deposit amount

40 banks we track have a branch in Khammam. 5 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.75% at Gayatri Co-operative Urban Bank Ltd., Jagtial.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Khammam by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	CSB Bank	8.00%	501 days
Small Finance	ESAF Small Finance Bank	8.00%	800 days
Rural	Telangana Grameena Bank	7.50%	1000 days
Co-op	Khammam District Co-operative Central Bank Ltd.	8.05%	1000 days Dhanavarsham (special)
Co-op	Gayatri Co-operative Urban Bank Ltd., Jagtial	8.75%	3 years to less than 5 years
Foreign	DBS Bank India	6.50%	501 days to 540 days
Government Scheme	Post Office Savings Schemes	7.50%	5 years

More places in Telangana

Hyderabad77 banks9.50%Rangareddy47 banks9.25%Karimnagar43 banks8.75%Warangal43 banks8.75%Medak39 banks9.50%Nalgonda38 banks9.00%Mahabubnagar34 banks10.00%Adilabad32 banks8.75%

All of Telangana · All places

Frequently Asked Questions

Which bank has the highest FD rate in Khammam?

As of 14 Nov 2026, Gayatri Co-operative Urban Bank Ltd., Jagtial pays the highest FD rate among banks with a branch in Khammam: 8.75% a year for general depositors. Next are Stambhadri Co-op Urban Bank at 8.50% and Khammam DCCB at 8.05%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Khammam?

40 of the banks RateScan.in tracks have at least one branch in Khammam, counted from RBI's IFSC list: 5 co-operative and regional rural banks, and 35 public, private, small finance and other banks.

Are FDs at co-operative banks in Khammam safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

Telegram Rate changes on TelegramFollow the channel →

Have feedback?

Tell us what would make RateScan.in more useful. No email required.