FD rates in Uttar Pradesh · November 2026

92 banks with a branch in Uttar Pradesh, ranked by their best fixed-deposit rate.

Banks in Uttar Pradesh, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	The Noble Co-operative Bank Ltd. Co-op	8.50%	2 years to less than 3 years	5
2	Ujjivan Small Finance Bank Small Finance	8.10%	3 year 1 day – 3 year 6 months	75
3	Utkarsh Small Finance Bank Small Finance	8.10%	666 days · 666-day Special	229
4	CSB Bank Private	8.00%	501 days · 501-day Special	17
5	ESAF Small Finance Bank Small Finance	8.00%	800 days · 800-day Special	15
6	Jana Small Finance Bank Small Finance	8.00%	3 years (1095 days)	45
7	Nagar Sahakari Bank Ltd., Gorakhpur Co-op	8.00%	555 days · Special Tenor FD (555 days)	–
8	Northern Railway Multi State Primary Co-operative Bank Ltd. Co-op	8.00%	3 year to Less than 4 year	6
9	Shivalik Small Finance Bank Small Finance	8.00%	23 months 1 day to 27 months	28
10	U.P. Postal Primary Co-operative Bank Ltd., Lucknow Co-op	8.00%	3 years to 5 years	1
11	Unity Small Finance Bank Small Finance	8.00%	501 days · 501-day Special	41
12	The Eastern Railway Employees' Co-operative Bank Ltd. Co-op	7.90%	1111 days (Sanchay Samriddhi)	1
13	DCB Bank Private	7.75%	17 months to 20 months	21
14	Equitas Small Finance Bank Small Finance	7.75%	888 days	14
15	District Co-operative Bank Ltd., Bijnor Co-op	7.70%	445 days · 445-day deposit	1
16	Adarsh Mahila Mercantile Co-operative Bank Ltd. Co-op	7.50%	401 days to 500 days	–
17	Post Office Savings Schemes Government Scheme	7.50%	5 years	17712
18	The Urban Co-operative Bank Ltd., Mainpuri Co-op	7.50%	above 5 years	–
19	Bandhan Bank Private	7.45%	2 years to less than 3 years	135
20	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	141
21	City Union Bank Private	7.30%	556 days to 3 years	20
22	Saraswat Co-operative Bank Ltd. Co-op	7.30%	730 days	4
23	Zila Sahkari Bank Limited Meerut Co-op	7.30%	1 to 2 years	1
24	Dhanlaxmi Bank Private	7.25%	1111 days · 1111-day Special	6
25	District Co-operative Bank Ltd. Farrukhabad Co-op	7.25%	More than 1 to less than 2 years	–
26	IDFC First Bank Private	7.25%	500 days – 2 years	105
27	IndusInd Bank Private	7.25%	2 years to 3 years	155
28	Karnataka Bank Private	7.25%	15 months only	12
29	Tamilnad Mercantile Bank Private	7.25%	567 days (TMB 567 Special Deposit scheme) · 567-day Special	3
30	The United Mercantile Co-operative Bank Ltd., Kanpur Co-op	7.25%	2 years to less than 3 years	16
31	Yes Bank Private	7.25%	18 months 1 day < 24 months	107
32	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	8
33	District Co-operative Bank Lakhimpur Kheri Co-op	7.15%	777 days	–
34	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	585
35	Deutsche Bank India Foreign	7.00%	> 1 yr - 1.5 yrs	2
36	RBL Bank Private	7.00%	18 months to less than 60 months	31
37	The Bhadohi Urban Co-operative Bank Ltd. Co-op	7.00%	1 year to 3 years	2
38	Zila Sahkari Bank Ltd., Shahjahanpur Co-op	6.95%	456 days · 456 days special	–
39	District Co-operative Bank Pilibhit Co-op	6.90%	1 to 2 years	1
40	District Co-operative Bank Rampur Co-op	6.90%	365 days	–
41	Etah District Co-operative Bank Ltd. Co-op	6.90%	777 days · Special Deposit Scheme	1
42	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	273
43	Agra Zilla Sahakari Bank Ltd. Co-op	6.85%	1 year	–
44	Aligarh Zilla Sahakari Bank Ltd. Co-op	6.85%	1 year	1
45	Ballia District Central Co-operative Bank Ltd. Co-op	6.85%	1 year	2
46	Banda District Co-operative Bank Ltd. Co-op	6.85%	For 1 year	1
47	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	1461
48	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	542
49	District Co-operative Bank Ltd. Deoria Co-op	6.85%	1 year	1
50	District Co-operative Bank Ltd., Varanasi Co-op	6.85%	For 1 year	1
51	District Co-operative Bank Siddharth Nagar Co-op	6.85%	365 days	–
52	Hamirpur District Co-operative Bank Ltd. Co-op	6.85%	1 year	1
53	Hardoi District Co-operative Bank Ltd. Co-op	6.85%	1 year	1
54	Zila Sahakari Bank Ltd. Basti Co-op	6.85%	1 year	2
55	(510) Army Base Work-Shop Credit Co-operative Primary Bank Ltd. Co-op	6.80%	1 years to less than 2 years	–
56	Bombay Mercantile Co-operative Bank Ltd. Co-op	6.80%	2 years to less than 3 years	4
57	Federal Bank Private	6.80%	18 months	36
58	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	1087
59	Jalaun District Co-operative Bank Ltd. Co-op	6.80%	More than 1 to 3 years	1
60	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	152
61	Punjab National Bank Public	6.80%	680 days	1860
62	South Indian Bank Private	6.80%	30 months	12
63	Canara Bank Public	6.75%	555 days ## · Canara 555	1340
64	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	289
65	Jammu & Kashmir Bank Private	6.75%	888 days · 888-day Special	17
66	Lakhimpur Urban Co-operative Bank Ltd. Co-op	6.75%	555 days · Golden Special Deposit (GSD)	–
67	District Co-operative Bank Muzaffarnagar Co-op	6.70%	444 days · 444-day	–
68	UCO Bank Public	6.70%	535 days · UCO 535	323
69	Urban Co-operative Bank Ltd., Bareilly Co-op	6.70%	5 years and above · Pension Plan (simple interest)	–
70	Bank of Maharashtra Public	6.65%	400 days · 400-day special	172
71	District Co-operative Bank Ltd., Saharanpur Co-op	6.65%	1 year to less than 2 years	2
72	Uttar Pradesh Gramin Bank Rural	6.65%	नवगौरव 444 दिवस जमा योजना · Navgaurav 444 days	–
73	Axis Bank Private	6.60%	2 years < 3 years	581
74	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	974
75	ICICI Bank Private	6.60%	3 years 1 day to 5 years	566
76	Nainital Bank Private	6.60%	Naini Samriddhi (444 days) · Naini Samriddhi	49
77	Standard Chartered India Foreign	6.60%	1yr - 376days*	9
78	IDBI Bank Private	6.55%	1100 days · 1100-day Special	150
79	Union Bank of India Public	6.55%	555 days · 555-Day Special	1265
80	DBS Bank India Foreign	6.50%	501 days to 540 days	5
81	Fatehpur District Co-operative Bank Ltd. Co-op	6.50%	1 year	2
82	The Banda Urban Co-operative Bank Ltd. Co-op	6.50%	5 years and above	1
83	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	2467
84	District Co-operative Bank Mirzapur Co-op	6.40%	1 to 2 years	26
85	HSBC India Foreign	6.40%	37 months to less than 48 months	2
86	Uttar Pradesh State Co-operative Bank Co-op	6.40%	1 to 2 years	–
87	Bahraich District Central Co-operative Bank Ltd. Co-op	6.25%	1 year	1
88	District Co-operative Bank Ltd. Barabanki Co-op	6.25%	5 to 10 years	2
89	District Co-operative Bank Ltd., Mathura Co-op	6.00%	1 year	17
90	The Mahoba Urban Co-operative Bank Ltd. Co-op	5.40%	2 years to 3 year	–
91	District Co-operative Bank Ltd., Kanpur Co-op	5.25%	3 years and above	–
92	Citibank N.A. (India) Foreign	2.00%	46 days to 60 days	1

State

Tenure

Deposit amount

92 banks we track have a branch in Uttar Pradesh. 45 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.50% at The Noble Co-operative Bank Ltd..

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Uttar Pradesh by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	CSB Bank	8.00%	501 days
Small Finance	Ujjivan Small Finance Bank	8.10%	3 year 1 day – 3 year 6 months
Rural	Uttar Pradesh Gramin Bank	6.65%	नवगौरव 444 दिवस जमा योजना
Co-op	Uttar Pradesh State Co-operative Bank	6.40%	1 to 2 years
Co-op	District Co-operative Bank Ltd., Bijnor	7.70%	445 days
Co-op	The Noble Co-operative Bank Ltd.	8.50%	2 years to less than 3 years
Foreign	Deutsche Bank India	7.00%	> 1 yr - 1.5 yrs
Government Scheme	Post Office Savings Schemes	7.50%	5 years

FD rates in the districts of Uttar Pradesh

Lucknow49 banks8.10%

All places

Frequently Asked Questions

Which bank has the highest FD rate in Uttar Pradesh?

As of 14 Nov 2026, The Noble Co-operative Bank Ltd. pays the highest FD rate among banks with a branch in Uttar Pradesh: 8.50% a year for general depositors. Next are Ujjivan at 8.10% and Utkarsh at 8.10%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Uttar Pradesh?

92 of the banks RateScan.in tracks have at least one branch in Uttar Pradesh, counted from RBI's IFSC list: 45 co-operative and regional rural banks, and 47 public, private, small finance and other banks.

Are FDs at co-operative banks in Uttar Pradesh safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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