FD rates in Bengaluru Urban · November 2026

92 banks with a branch in Bengaluru Urban, ranked by their best fixed-deposit rate.

Banks in Bengaluru Urban, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	Ananda Co-operative Bank Ltd. Co-op	8.25%	Above 2 year to 3 year	2
2	Aruna Sahakara Bank Niyamitha Co-op	8.25%	1 year to 2 years	1
3	Ujjivan Small Finance Bank Small Finance	8.10%	3 year 1 day – 3 year 6 months	21
4	Utkarsh Small Finance Bank Small Finance	8.10%	666 days · 666-day Special	6
5	CSB Bank Private	8.00%	501 days · 501-day Special	31
6	ESAF Small Finance Bank Small Finance	8.00%	800 days · 800-day Special	9
7	Jana Small Finance Bank Small Finance	8.00%	3 years (1095 days)	28
8	Shivalik Small Finance Bank Small Finance	8.00%	23 months 1 day to 27 months	1
9	Sri Kalidasa Sahakara Bank Niyamitha, Bengaluru Co-op	8.00%	Above 2 years	1
10	Sri Seetharaghava Souharda Sahakara Bank Niyamitha Co-op	8.00%	Above 3 years to 5 years	–
11	The Citizen Co-operative Bank Ltd. Co-op	8.00%	13 months to 2 years	–
12	Unity Small Finance Bank Small Finance	8.00%	501 days · 501-day Special	16
13	Janatha Seva Co-operative Bank Ltd. Co-op	7.80%	24 months · Special Scheme (24 months)	5
14	DCB Bank Private	7.75%	17 months to 20 months	8
15	Equitas Small Finance Bank Small Finance	7.75%	888 days	31
16	Slice Small Finance Bank Small Finance	7.75%	1.5 years 1 day - 2 years	1
17	Bangalore & Bangalore Rural District Co-op Central Bank Ltd. Co-op	7.60%	1 to 10 years	–
18	Ashokanagar Co-operative Bank Ltd. Co-op	7.50%	Above 2 years to 3 years	1
19	Mahila Co-operative Bank Ltd. Co-op	7.50%	456 days · Amrutha Nidhi Deposit	9
20	Post Office Savings Schemes Government Scheme	7.50%	5 years	266
21	Sir M. Visvesvaraya Co-operative Bank Ltd. Co-op	7.50%	2 years to less than 3 years	9
22	Sree Charan Souharda Co-operative Bank Ltd. Co-op	7.50%	Above 15 months to 3 years	10
23	Sree Thyagaraja Co-operative Bank Ltd., Bengaluru Co-op	7.50%	above 3 years	13
24	Sri Sudha Co-operative Bank Ltd. Co-op	7.50%	Above 1 year upto 3 years	9
25	Srimatha Mahila Sahakari Bank Niyamitha, Bangalore Co-op	7.50%	ABOVE 24 MONTHS TO 36 MONTHS	–
26	The Malleswaram Co-operative Bank Ltd. Co-op	7.50%	above 1 year to 3 years	6
27	Tumkur Grain Merchants' Co-operative Bank Ltd. Co-op	7.50%	Above 2 years to 5 years	15
28	Bandhan Bank Private	7.45%	2 years to less than 3 years	37
29	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	32
30	City Union Bank Private	7.30%	556 days to 3 years	36
31	Saraswat Co-operative Bank Ltd. Co-op	7.30%	730 days	15
32	Dhanlaxmi Bank Private	7.25%	1111 days · 1111-day Special	8
33	IDFC First Bank Private	7.25%	500 days – 2 years	70
34	IndusInd Bank Private	7.25%	2 years to 3 years	107
35	Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd. Co-op	7.25%	5 to 10 years · Tax Saving Deposit Scheme	1
36	Karnataka Bank Private	7.25%	15 months only	122
37	Koteshwara Sahakari Bank Niyamitha Co-op	7.25%	ABOVE 3 YEARS TO 5 YEARS	–
38	Rajajinagar Co-operative Bank Ltd., Bengaluru Co-op	7.25%	Above 3 year upto 5 years	–
39	Shamrao Vithal Co-operative Bank Ltd. Co-op	7.25%	14 months to below 16 months	32
40	Sree Subramanyeswara Co-operative Bank Ltd., Bengaluru Co-op	7.25%	1 year to less than 2 years	11
41	Sreenidhi Souharda Sahakari Bank Niyamitha Co-op	7.25%	1 year to less than 2 years	8
42	Tamilnad Mercantile Bank Private	7.25%	567 days (TMB 567 Special Deposit scheme) · 567-day Special	6
43	The Bangalore City Co-operative Bank Ltd. Co-op	7.25%	1 year to 2 years	–
44	The Cosmos Co-operative Bank Ltd. Co-op	7.25%	445 days	13
45	Yes Bank Private	7.25%	18 months 1 day < 24 months	50
46	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	39
47	The Janatha Co-operative Bank Ltd. Co-op	7.10%	ABOVE 1 YEAR TO 2 YEAR	1
48	Veerashaiva Sahakari Bank Ltd. Co-op	7.10%	Above 2 years & upto 3 years	–
49	Accountant General's Office Employees Co-operative Bank Ltd. Co-op	7.05%	13 months to 18 months	–
50	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	36
51	Deutsche Bank India Foreign	7.00%	> 1 yr - 1.5 yrs	2
52	NKGSB Co-operative Bank Ltd. Co-op	7.00%	15 months 01 day – less than 16 months	5
53	Nyayamitra Sahakari Bank Niyamitha Co-op	7.00%	Above 1 year	–
54	RBL Bank Private	7.00%	18 months to less than 60 months	41
55	Sree Anjaneya Co-operative Bank Ltd., Bangalore Co-op	7.00%	above 1 years to 3 years	3
56	The Bharat Co-operative Bank (Mumbai) Ltd. Co-op	7.00%	Above 15 months to 2 years	7
57	The Hotel Industrialists Co-operative Bank Ltd. Co-op	7.00%	1 years to 2 years	8
58	The Karnataka State Co-operative Apex Bank Co-op	7.00%	1 year to less than 2 years	48
59	The Mysore Silk Cloth Merchants' Co-operative Bank Ltd. Co-op	7.00%	1 year	–
60	The Sirsi Urban Sahakari Bank Ltd. Co-op	7.00%	12 months upto 399 days	2
61	TJSB Sahakari Bank Ltd. Co-op	7.00%	Above 24 months to 36 months	4
62	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	10
63	Reserve Bank Employees' Co-operative Bank Ltd., Bengaluru Co-op	6.90%	18 months · Special fixed deposit (18 months)	–
64	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	182
65	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	54
66	Federal Bank Private	6.80%	18 months	57
67	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	70
68	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	110
69	Punjab National Bank Public	6.80%	680 days	103
70	South Indian Bank Private	6.80%	30 months	34
71	Canara Bank Public	6.75%	555 days ## · Canara 555	394
72	Chartered Sahakari Bank Niyamitha Co-op	6.75%	12 months to 24 months	1
73	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	57
74	Jammu & Kashmir Bank Private	6.75%	888 days · 888-day Special	10
75	Karnataka Grameena Bank Rural	6.75%	KGB-NIDHI (555 days)* · KGB-NIDHI 555 days	51
76	UCO Bank Public	6.70%	535 days · UCO 535	28
77	Bank of Maharashtra Public	6.65%	400 days · 400-day special	34
78	Axis Bank Private	6.60%	2 years < 3 years	215
79	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	268
80	ICICI Bank Private	6.60%	3 years 1 day to 5 years	268
81	Standard Chartered India Foreign	6.60%	1yr - 376days*	6
82	IDBI Bank Private	6.55%	1100 days · 1100-day Special	43
83	Union Bank of India Public	6.55%	555 days · 555-Day Special	210
84	DBS Bank India Foreign	6.50%	501 days to 540 days	23
85	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	436
86	HSBC India Foreign	6.40%	37 months to less than 48 months	2
87	Sumitomo Mitsui Banking Corporation (India) Foreign	5.65%	184 to 270 days	1
88	Mizuho Bank, Ltd. (India) Foreign	5.40%	Above 15 months to 18 months	1
89	MUFG Bank, Ltd. (India) Foreign	5.20%	Above 1 year up to 2 years	1
90	BNP Paribas (India) Foreign	4.00%	732 days to 1095 days	2
91	Bank of America, N.A. (India) Foreign	3.45%	Above 5 years	1
92	Citibank N.A. (India) Foreign	2.00%	46 days to 60 days	1

State

Tenure

Deposit amount

92 banks we track have a branch in Bengaluru Urban. 40 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.25% at Ananda Co-operative Bank Ltd..

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Bengaluru Urban by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	CSB Bank	8.00%	501 days
Small Finance	Ujjivan Small Finance Bank	8.10%	3 year 1 day – 3 year 6 months
Rural	Karnataka Grameena Bank	6.75%	KGB-NIDHI (555 days)*
Co-op	The Karnataka State Co-operative Apex Bank	7.00%	1 year to less than 2 years
Co-op	Bangalore & Bangalore Rural District Co-op Central Bank Ltd.	7.60%	1 to 10 years
Co-op	Ananda Co-operative Bank Ltd.	8.25%	Above 2 year to 3 year
Foreign	Deutsche Bank India	7.00%	> 1 yr - 1.5 yrs
Government Scheme	Post Office Savings Schemes	7.50%	5 years

Frequently Asked Questions

Which bank has the highest FD rate in Bengaluru Urban?

As of 14 Nov 2026, Ananda Co-operative Bank Ltd. pays the highest FD rate among banks with a branch in Bengaluru Urban: 8.25% a year for general depositors. Next are Aruna Sahakara Bank at 8.25% and Ujjivan at 8.10%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Bengaluru Urban?

92 of the banks RateScan.in tracks have at least one branch in Bengaluru Urban, counted from RBI's IFSC list: 40 co-operative and regional rural banks, and 52 public, private, small finance and other banks.

Are FDs at co-operative banks in Bengaluru Urban safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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Banks in Bengaluru Urban, ranked by FD rate

Best FD rate in Bengaluru Urban by type of bank

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