FD rates in Uttara Kannada · November 2026

36 banks with a branch in Uttara Kannada, ranked by their best fixed-deposit rate.

Banks in Uttara Kannada, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#BankRateApplies toBranches here
1
Unity Small Finance Bank
Small Finance
8.00% 501 days · 501-day Special 2
2
The Ankola Urban Co-operative Bank Ltd.
Co-op
7.80% For 400 days · 400-day Special 1
3
The Ajara Urban Co-operative Bank Ltd.
Co-op
7.75% 24 months · Dhan Varsha (24 months) 1
4
Post Office Savings Schemes
Government Scheme
7.50% 5 years 488
5
AU Small Finance Bank
Small Finance
7.40% 30 months 1 day to 36 months 2
6
The Kanara District Central Co-operative Bank Ltd.
Co-op
7.30% Above 1 year to 3 years –
7
IDFC First Bank
Private
7.25% 500 days – 2 years 2
8
IndusInd Bank
Private
7.25% 2 years to 3 years 1
9
Karnataka Bank
Private
7.25% 15 months only 16
10
Shamrao Vithal Co-operative Bank Ltd.
Co-op
7.25% 14 months to below 16 months 3
11
Yes Bank
Private
7.25% 18 months 1 day < 24 months 1
12
Central Bank of India
Public
7.00% 2222 days · Cent Green Deposit 4
13
NKGSB Co-operative Bank Ltd.
Co-op
7.00% 15 months 01 day – less than 16 months 4
14
The Honavar Urban Co-operative Bank Ltd.
Co-op
7.00% 364 days 6
15
The Sirsi Urban Sahakari Bank Ltd.
Co-op
7.00% 12 months upto 399 days 15
16
TJSB Sahakari Bank Ltd.
Co-op
7.00% Above 24 months to 36 months 1
17
Bank of Baroda
Public
6.85% bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days 21
18
Bank of India
Public
6.85% 500 days(BOI Akshay Fixed Deposit) · 500-day Special 1
19
Federal Bank
Private
6.80% 18 months 2
20
Indian Bank
Public
6.80% IND GROW (555 days) · IND GROW 2
21
Kotak Mahindra Bank
Private
6.80% 2 years- less than 3 years 2
22
Punjab National Bank
Public
6.80% 680 days 5
23
South Indian Bank
Private
6.80% 30 months 1
24
Canara Bank
Public
6.75% 555 days ## · Canara 555 88
25
Indian Overseas Bank
Public
6.75% 444 days · 444-day Special 7
26
Karnataka Grameena Bank
Rural
6.75% KGB-NIDHI (555 days)* · KGB-NIDHI 555 days 46
27
UCO Bank
Public
6.70% 535 days · UCO 535 1
28
Bank of Maharashtra
Public
6.65% 400 days · 400-day special 2
29
Axis Bank
Private
6.60% 2 years < 3 years 7
30
HDFC Bank
Private
6.60% 3 years 1 day to < 4 years 7 months 10
31
ICICI Bank
Private
6.60% 3 years 1 day to 5 years 10
32
IDBI Bank
Private
6.55% 1100 days · 1100-day Special 2
33
Union Bank of India
Public
6.55% 555 days · 555-Day Special 14
34
DBS Bank India
Foreign
6.50% 501 days to 540 days 1
35
State Bank of India
Public
6.45% 444 days (Amrit Vrishti) · Amrit Vrishti 444 days 38
36
The Bhatkal Urban Co-operative Bank Ltd.
Co-op
6.45% 444 days · 444-day deposit 6

36 banks we track have a branch in Uttara Kannada. 10 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.00% at Unity Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Uttara Kannada by type of bank

The highest rate in each group, among banks with a branch here.

Public Central Bank of India 7.00% 2222 days
Private IDFC First Bank 7.25% 500 days – 2 years
Small Finance Unity Small Finance Bank 8.00% 501 days
Rural Karnataka Grameena Bank 6.75% KGB-NIDHI (555 days)*
Co-op The Kanara District Central Co-operative Bank Ltd. 7.30% Above 1 year to 3 years
Co-op The Ankola Urban Co-operative Bank Ltd. 7.80% For 400 days
Foreign DBS Bank India 6.50% 501 days to 540 days
Government Scheme Post Office Savings Schemes 7.50% 5 years

More places in Karnataka

Bengaluru Urban92 banks8.25%Belagavi67 banks10.00%Dharwad54 banks8.25%Dakshina Kannada51 banks8.80%Davangere50 banks9.00%Mysuru49 banks8.25%Tumakuru45 banks8.25%Ballari43 banks8.50%Bengaluru Rural42 banks8.10%Udupi41 banks8.80%Bagalkot40 banks9.75%Shivamogga40 banks8.10%Vijayapura40 banks9.00%Raichur38 banks8.50%Chitradurga37 banks8.25%Kalaburagi37 banks9.00%Gadag35 banks9.00%Koppal35 banks8.50%

All of Karnataka · All places

Frequently Asked Questions

Which bank has the highest FD rate in Uttara Kannada?

As of 14 Nov 2026, Unity Small Finance Bank pays the highest FD rate among banks with a branch in Uttara Kannada: 8.00% a year for general depositors. Next are Ankola Urban Bank at 7.80% and Ajara Urban Co-op Bank at 7.75%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Uttara Kannada?

36 of the banks RateScan.in tracks have at least one branch in Uttara Kannada, counted from RBI's IFSC list: 10 co-operative and regional rural banks, and 26 public, private, small finance and other banks.

Are FDs at co-operative banks in Uttara Kannada safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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