FD rates in Udupi · November 2026

41 banks with a branch in Udupi, ranked by their best fixed-deposit rate.

Banks in Udupi, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#BankRateApplies toBranches here
1
The Mahalakshmi Co-operative Bank Ltd.
Co-op
8.80% Above 2 years 6
2
Teachers' Co-operative Bank Ltd.
Co-op
8.25% 444 days · Akshaya Deposit 6
3
Ujjivan Small Finance Bank
Small Finance
8.10% 3 year 1 day – 3 year 6 months 1
4
CSB Bank
Private
8.00% 501 days · 501-day Special 1
5
South Canara District Central Co-operative Bank
Co-op
8.00% 1 year to less than 3 years 33
6
Sri Gokarnanath Co-operative Bank Ltd.
Co-op
8.00% 366 days · 366-day deposit 4
7
Equitas Small Finance Bank
Small Finance
7.75% 888 days 1
8
L.I.C. Employees' Co-operative Bank Ltd., Udupi
Co-op
7.50% 400 days · Non-callable deposit (400 days) –
9
Post Office Savings Schemes
Government Scheme
7.50% 5 years 334
10
Bandhan Bank
Private
7.45% 2 years to less than 3 years 1
11
City Union Bank
Private
7.30% 556 days to 3 years 1
12
Saraswat Co-operative Bank Ltd.
Co-op
7.30% 730 days 1
13
IDFC First Bank
Private
7.25% 500 days – 2 years 1
14
IndusInd Bank
Private
7.25% 2 years to 3 years 2
15
Karnataka Bank
Private
7.25% 15 months only 48
16
Shamrao Vithal Co-operative Bank Ltd.
Co-op
7.25% 14 months to below 16 months 1
17
Yes Bank
Private
7.25% 18 months 1 day < 24 months 3
18
Central Bank of India
Public
7.00% 2222 days · Cent Green Deposit 2
19
NKGSB Co-operative Bank Ltd.
Co-op
7.00% 15 months 01 day – less than 16 months 1
20
The Bharat Co-operative Bank (Mumbai) Ltd.
Co-op
7.00% Above 15 months to 2 years 3
21
Bank of Baroda
Public
6.85% bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days 53
22
Bank of India
Public
6.85% 500 days(BOI Akshay Fixed Deposit) · 500-day Special 2
23
Federal Bank
Private
6.80% 18 months 5
24
Indian Bank
Public
6.80% IND GROW (555 days) · IND GROW 2
25
Kotak Mahindra Bank
Private
6.80% 2 years- less than 3 years 2
26
Punjab National Bank
Public
6.80% 680 days 3
27
South Indian Bank
Private
6.80% 30 months 1
28
Canara Bank
Public
6.75% 555 days ## · Canara 555 139
29
Indian Overseas Bank
Public
6.75% 444 days · 444-day Special 7
30
Karnataka Grameena Bank
Rural
6.75% KGB-NIDHI (555 days)* · KGB-NIDHI 555 days 23
31
UCO Bank
Public
6.70% 535 days · UCO 535 2
32
Bank of Maharashtra
Public
6.65% 400 days · 400-day special 3
33
Axis Bank
Private
6.60% 2 years < 3 years 14
34
HDFC Bank
Private
6.60% 3 years 1 day to < 4 years 7 months 13
35
ICICI Bank
Private
6.60% 3 years 1 day to 5 years 8
36
Abhyudaya Co-operative Bank Ltd.
Co-op
6.55% Above 24 months to 36 months 4
37
IDBI Bank
Private
6.55% 1100 days · 1100-day Special 2
38
Union Bank of India
Public
6.55% 555 days · 555-Day Special 44
39
DBS Bank India
Foreign
6.50% 501 days to 540 days 1
40
State Bank of India
Public
6.45% 444 days (Amrit Vrishti) · Amrit Vrishti 444 days 30
41
The Bhatkal Urban Co-operative Bank Ltd.
Co-op
6.45% 444 days · 444-day deposit 3

41 banks we track have a branch in Udupi. 12 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.80% at The Mahalakshmi Co-operative Bank Ltd..

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Udupi by type of bank

The highest rate in each group, among banks with a branch here.

Public Central Bank of India 7.00% 2222 days
Private CSB Bank 8.00% 501 days
Small Finance Ujjivan Small Finance Bank 8.10% 3 year 1 day – 3 year 6 months
Rural Karnataka Grameena Bank 6.75% KGB-NIDHI (555 days)*
Co-op South Canara District Central Co-operative Bank 8.00% 1 year to less than 3 years
Co-op The Mahalakshmi Co-operative Bank Ltd. 8.80% Above 2 years
Foreign DBS Bank India 6.50% 501 days to 540 days
Government Scheme Post Office Savings Schemes 7.50% 5 years

More places in Karnataka

Bengaluru Urban92 banks8.25%Belagavi67 banks10.00%Dharwad54 banks8.25%Dakshina Kannada51 banks8.80%Davangere50 banks9.00%Mysuru49 banks8.25%Tumakuru45 banks8.25%Ballari43 banks8.50%Bengaluru Rural42 banks8.10%Bagalkot40 banks9.75%Shivamogga40 banks8.10%Vijayapura40 banks9.00%Raichur38 banks8.50%Chitradurga37 banks8.25%Kalaburagi37 banks9.00%Uttara Kannada36 banks8.00%Gadag35 banks9.00%Koppal35 banks8.50%

All of Karnataka · All places

Frequently Asked Questions

Which bank has the highest FD rate in Udupi?

As of 14 Nov 2026, The Mahalakshmi Co-operative Bank Ltd. pays the highest FD rate among banks with a branch in Udupi: 8.80% a year for general depositors. Next are Teachers' Co-op Bank, Udupi at 8.25% and Ujjivan at 8.10%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Udupi?

41 of the banks RateScan.in tracks have at least one branch in Udupi, counted from RBI's IFSC list: 12 co-operative and regional rural banks, and 29 public, private, small finance and other banks.

Are FDs at co-operative banks in Udupi safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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