FD rates in Belagavi · November 2026

Q: Which bank has the highest FD rate in Belagavi?

As of 14 Nov 2026, Mudalagi Co-operative Bank Ltd. pays the highest FD rate among banks with a branch in Belagavi: 10.00% a year for general depositors. Next are Bellad Bagewadi Urban Bank at 8.75% and Maratha Co-op Bank (Belagavi) at 8.50%. Confirm the current rate with the bank before you invest.

Q: How many banks have a branch in Belagavi?

67 of the banks RateScan.in tracks have at least one branch in Belagavi, counted from RBI's IFSC list: 31 co-operative and regional rural banks, and 36 public, private, small finance and other banks.

Q: Are FDs at co-operative banks in Belagavi safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

67 banks with a branch in Belagavi, ranked by their best fixed-deposit rate.

Banks in Belagavi, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	Mudalagi Co-operative Bank Ltd. Co-op	10.00%	Above 2 years	1
2	Bellad-Bagewadi Urban Souharda Sahakari Bank Niyamit Co-op	8.75%	above 2 years	–
3	The Maratha Co-operative Bank Ltd. Co-op	8.50%	5 years	–
4	Pachhapur Urban Co-operative Bank Ltd. Co-op	8.25%	5 years · Special 5 Year Deposit	1
5	SUCO Souharda Sahakari Bank Ltd. Co-op	8.25%	Above 16 months up to 24 months	1
6	Ujjivan Small Finance Bank Small Finance	8.10%	3 year 1 day – 3 year 6 months	6
7	Belgaum Industrial Co-operative Bank Ltd. Co-op	8.00%	1 years	1
8	CSB Bank Private	8.00%	501 days · 501-day Special	1
9	ESAF Small Finance Bank Small Finance	8.00%	800 days · 800-day Special	1
10	Jana Small Finance Bank Small Finance	8.00%	3 years (1095 days)	4
11	Shri Basaveshwar Sahakari Bank Niyamita, Bagalkot Co-op	8.00%	3 years and above	4
12	Shri D. T. Patil Co-operative Bank Ltd. Co-op	8.00%	1 year to 2 years	–
13	The Bailhongal Urban Co-operative Bank Ltd. Co-op	8.00%	1 years and above	1
14	The Pioneer Urban Co-operative Bank Ltd., Belgaum Co-op	8.00%	1 years and above	1
15	DCB Bank Private	7.75%	17 months to 20 months	1
16	Equitas Small Finance Bank Small Finance	7.75%	888 days	8
17	Rani Channamma Mahila Sahakari Bank Niyamit, Belagavi Co-op	7.75%	2 years	8
18	The Ajara Urban Co-operative Bank Ltd. Co-op	7.75%	24 months · Dhan Varsha (24 months)	3
19	Belagavi Shree Basaveshwar Co-operative Bank Ltd. Co-op	7.50%	2 years	1
20	Belgaum District Central Co-operative Bank Ltd. Co-op	7.50%	1 year and above	–
21	Post Office Savings Schemes Government Scheme	7.50%	5 years	733
22	SSMS Bank, Athani Co-op	7.50%	1 year and above	–
23	The Raddi Sahakara Bank Niyamitha, Dharwad Co-op	7.50%	555 days · Ujjwal Bhavishya deposit (centenary, 555 days)	5
24	The Vishweshwar Sahakari Bank Ltd., Pune Co-op	7.50%	18 months	2
25	Bandhan Bank Private	7.45%	2 years to less than 3 years	2
26	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	7
27	City Union Bank Private	7.30%	556 days to 3 years	2
28	Saraswat Co-operative Bank Ltd. Co-op	7.30%	730 days	2
29	IDFC First Bank Private	7.25%	500 days – 2 years	9
30	IndusInd Bank Private	7.25%	2 years to 3 years	1
31	Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd. Co-op	7.25%	5 to 10 years · Tax Saving Deposit Scheme	7
32	Karnataka Bank Private	7.25%	15 months only	15
33	Shamrao Vithal Co-operative Bank Ltd. Co-op	7.25%	14 months to below 16 months	1
34	Shree Tukaram Co-operative Bank Ltd. Co-op	7.25%	3 years to 5 years	–
35	The Cosmos Co-operative Bank Ltd. Co-op	7.25%	445 days	3
36	The Mahaveer Co-op Bank Ltd. Co-op	7.25%	Above 1 year to 3 year	1
37	The Shri Veershaiv Co-operative Bank Ltd., Kolhapur Co-op	7.25%	365 days to 24 months	2
38	Yes Bank Private	7.25%	18 months 1 day < 24 months	6
39	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	1
40	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	4
41	Khanapur Co-operative Bank Ltd., Khanapur Co-op	7.00%	1 years and above	1
42	NKGSB Co-operative Bank Ltd. Co-op	7.00%	15 months 01 day – less than 16 months	1
43	RBL Bank Private	7.00%	18 months to less than 60 months	10
44	The Bharat Co-operative Bank (Mumbai) Ltd. Co-op	7.00%	Above 15 months to 2 years	1
45	TJSB Sahakari Bank Ltd. Co-op	7.00%	Above 24 months to 36 months	1
46	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	1
47	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	25
48	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	17
49	Federal Bank Private	6.80%	18 months	10
50	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	6
51	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	4
52	Punjab National Bank Public	6.80%	680 days	6
53	South Indian Bank Private	6.80%	30 months	1
54	Canara Bank Public	6.75%	555 days ## · Canara 555	116
55	GP Parsik Sahakari Bank Ltd. Co-op	6.75%	Above 3 years to 5 years	2
56	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	9
57	Karnataka Grameena Bank Rural	6.75%	KGB-NIDHI (555 days)* · KGB-NIDHI 555 days	168
58	UCO Bank Public	6.70%	535 days · UCO 535	1
59	Bank of Maharashtra Public	6.65%	400 days · 400-day special	10
60	Axis Bank Private	6.60%	2 years < 3 years	17
61	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	23
62	ICICI Bank Private	6.60%	3 years 1 day to 5 years	32
63	IDBI Bank Private	6.55%	1100 days · 1100-day Special	8
64	Union Bank of India Public	6.55%	555 days · 555-Day Special	70
65	DBS Bank India Foreign	6.50%	501 days to 540 days	1
66	The Jagruti Co-operative Bank Ltd. Co-op	6.50%	2 years to Below 3 years	1
67	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	65

State

Tenure

Deposit amount

67 banks we track have a branch in Belagavi. 31 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 10.00% at Mudalagi Co-operative Bank Ltd..

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Belagavi by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	CSB Bank	8.00%	501 days
Small Finance	Ujjivan Small Finance Bank	8.10%	3 year 1 day – 3 year 6 months
Rural	Karnataka Grameena Bank	6.75%	KGB-NIDHI (555 days)*
Co-op	Belgaum District Central Co-operative Bank Ltd.	7.50%	1 year and above
Co-op	Mudalagi Co-operative Bank Ltd.	10.00%	Above 2 years
Foreign	DBS Bank India	6.50%	501 days to 540 days
Government Scheme	Post Office Savings Schemes	7.50%	5 years

Frequently Asked Questions

Which bank has the highest FD rate in Belagavi?

As of 14 Nov 2026, Mudalagi Co-operative Bank Ltd. pays the highest FD rate among banks with a branch in Belagavi: 10.00% a year for general depositors. Next are Bellad Bagewadi Urban Bank at 8.75% and Maratha Co-op Bank (Belagavi) at 8.50%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Belagavi?

67 of the banks RateScan.in tracks have at least one branch in Belagavi, counted from RBI's IFSC list: 31 co-operative and regional rural banks, and 36 public, private, small finance and other banks.

Are FDs at co-operative banks in Belagavi safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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Banks in Belagavi, ranked by FD rate

Best FD rate in Belagavi by type of bank

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