FD rates in Delhi · November 2026

68 banks with a branch in Delhi, ranked by their best fixed-deposit rate.

Banks in Delhi, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	Ujjivan Small Finance Bank Small Finance	8.10%	3 year 1 day – 3 year 6 months	15
2	Utkarsh Small Finance Bank Small Finance	8.10%	666 days · 666-day Special	37
3	CSB Bank Private	8.00%	501 days · 501-day Special	41
4	ESAF Small Finance Bank Small Finance	8.00%	800 days · 800-day Special	11
5	Jana Small Finance Bank Small Finance	8.00%	3 years (1095 days)	19
6	Shivalik Small Finance Bank Small Finance	8.00%	23 months 1 day to 27 months	1
7	Unity Small Finance Bank Small Finance	8.00%	501 days · 501-day Special	12
8	DCB Bank Private	7.75%	17 months to 20 months	22
9	Equitas Small Finance Bank Small Finance	7.75%	888 days	25
10	Post Office Savings Schemes Government Scheme	7.50%	5 years	562
11	The Jain Co-operative Bank Ltd. Co-op	7.50%	above 1 year to 3 years	1
12	Bandhan Bank Private	7.45%	2 years to less than 3 years	75
13	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	57
14	City Union Bank Private	7.30%	556 days to 3 years	24
15	Saraswat Co-operative Bank Ltd. Co-op	7.30%	730 days	9
16	Capital Small Finance Bank Small Finance	7.25%	600 days	3
17	Dhanlaxmi Bank Private	7.25%	1111 days · 1111-day Special	8
18	IDFC First Bank Private	7.25%	500 days – 2 years	68
19	IndusInd Bank Private	7.25%	2 years to 3 years	90
20	Karnataka Bank Private	7.25%	15 months only	22
21	Shamrao Vithal Co-operative Bank Ltd. Co-op	7.25%	14 months to below 16 months	3
22	Tamilnad Mercantile Bank Private	7.25%	567 days (TMB 567 Special Deposit scheme) · 567-day Special	3
23	The Citizen Co-operative Bank Ltd., Delhi Co-op	7.25%	3 years to less than 5 years	–
24	Yes Bank Private	7.25%	18 months 1 day < 24 months	115
25	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	16
26	The Kangra Co-operative Bank Ltd. Co-op	7.10%	5 YEARS to 7 YEARS	11
27	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	100
28	Deutsche Bank India Foreign	7.00%	> 1 yr - 1.5 yrs	2
29	RBL Bank Private	7.00%	18 months to less than 60 months	59
30	The Vaish Co-operative Adarsh Bank Ltd. Co-op	7.00%	Above 1 year to 2 years	10
31	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	132
32	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	254
33	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	101
34	Bombay Mercantile Co-operative Bank Ltd. Co-op	6.80%	2 years to less than 3 years	1
35	Federal Bank Private	6.80%	18 months	34
36	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	149
37	Indraprastha Sehkari Bank Ltd., Delhi Co-op	6.80%	1 year to less than 2 years	–
38	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	123
39	Punjab National Bank Public	6.80%	680 days	450
40	South Indian Bank Private	6.80%	30 months	26
41	Canara Bank Public	6.75%	555 days ## · Canara 555	351
42	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	100
43	Jammu & Kashmir Bank Private	6.75%	888 days · 888-day Special	33
44	National Urban Co-operative Bank Ltd., Delhi Co-op	6.75%	2 years to less than 3 years	–
45	The Jamia Co-operative Bank Ltd., New Delhi Co-op	6.75%	5 years and above	7
46	The Vaish Co-operative New Bank Ltd. Co-op	6.75%	1 year to 3 years	11
47	The Keshav Sehkari Bank Ltd., New Delhi Co-op	6.70%	2 years to less than 3 years	3
48	UCO Bank Public	6.70%	535 days · UCO 535	63
49	Bank of Maharashtra Public	6.65%	400 days · 400-day special	56
50	Axis Bank Private	6.60%	2 years < 3 years	239
51	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	327
52	ICICI Bank Private	6.60%	3 years 1 day to 5 years	284
53	Nainital Bank Private	6.60%	Naini Samriddhi (444 days) · Naini Samriddhi	15
54	Standard Chartered India Foreign	6.60%	1yr - 376days*	16
55	IDBI Bank Private	6.55%	1100 days · 1100-day Special	64
56	Union Bank of India Public	6.55%	555 days · 555-Day Special	240
57	Bank of Bahrain & Kuwait B.S.C. (India) Foreign	6.50%	Above 1 year to 2 years	1
58	DBS Bank India Foreign	6.50%	501 days to 540 days	9
59	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	453
60	The Delhi Nagrik Sehkari Bank Ltd. Co-op	6.45%	2 years to less than 3 years	13
61	HSBC India Foreign	6.40%	37 months to less than 48 months	3
62	Sumitomo Mitsui Banking Corporation (India) Foreign	5.65%	184 to 270 days	1
63	Mizuho Bank, Ltd. (India) Foreign	5.40%	Above 15 months to 18 months	1
64	MUFG Bank, Ltd. (India) Foreign	5.20%	Above 1 year up to 2 years	1
65	J.P. Morgan Chase Bank, N.A. (India) Foreign	4.56%	360 days to 365 days	1
66	BNP Paribas (India) Foreign	4.00%	732 days to 1095 days	3
67	Bank of America, N.A. (India) Foreign	3.45%	Above 5 years	1
68	Citibank N.A. (India) Foreign	2.00%	46 days to 60 days	1

State

Tenure

Deposit amount

68 banks we track have a branch in Delhi. 13 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.10% at Ujjivan Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Delhi by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	CSB Bank	8.00%	501 days
Small Finance	Ujjivan Small Finance Bank	8.10%	3 year 1 day – 3 year 6 months
Co-op	The Jain Co-operative Bank Ltd.	7.50%	above 1 year to 3 years
Foreign	Deutsche Bank India	7.00%	> 1 yr - 1.5 yrs
Government Scheme	Post Office Savings Schemes	7.50%	5 years

All places

Frequently Asked Questions

Which bank has the highest FD rate in Delhi?

As of 14 Nov 2026, Ujjivan Small Finance Bank pays the highest FD rate among banks with a branch in Delhi: 8.10% a year for general depositors. Next are Utkarsh at 8.10% and CSB at 8.00%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Delhi?

68 of the banks RateScan.in tracks have at least one branch in Delhi, counted from RBI's IFSC list: 13 co-operative and regional rural banks, and 55 public, private, small finance and other banks.

Are FDs at co-operative banks in Delhi safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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