FD rates in Krishna · November 2026

Q: Which bank has the highest FD rate in Krishna?

As of 14 Nov 2026, Gayatri Co-operative Urban Bank Ltd., Jagtial pays the highest FD rate among banks with a branch in Krishna: 8.75% a year for general depositors. Next are Eluri Urban Co-op Bank at 8.15% and Ujjivan at 8.10%. Confirm the current rate with the bank before you invest.

Q: How many banks have a branch in Krishna?

51 of the banks RateScan.in tracks have at least one branch in Krishna, counted from RBI's IFSC list: 12 co-operative and regional rural banks, and 39 public, private, small finance and other banks.

Q: Are FDs at co-operative banks in Krishna safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

51 banks with a branch in Krishna, ranked by their best fixed-deposit rate.

Banks in Krishna, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	Gayatri Co-operative Urban Bank Ltd., Jagtial Co-op	8.75%	3 years to less than 5 years	3
2	The Eluri Co-operative Urban Bank Ltd. Co-op	8.15%	3 years to less than 4 years	1
3	Ujjivan Small Finance Bank Small Finance	8.10%	3 year 1 day – 3 year 6 months	1
4	Utkarsh Small Finance Bank Small Finance	8.10%	666 days · 666-day Special	1
5	CSB Bank Private	8.00%	501 days · 501-day Special	8
6	ESAF Small Finance Bank Small Finance	8.00%	800 days · 800-day Special	1
7	Jana Small Finance Bank Small Finance	8.00%	3 years (1095 days)	1
8	The Gandhi Co-operative Urban Bank Ltd., Vijayawada Co-op	8.00%	Above 2 years	10
9	The Kanaka Mahalakshmi Co-operative Bank Ltd., Visakhapatnam Co-op	8.00%	1 YEAR up to 3 YEARS	7
10	The Masulipatnam Co-operative Urban Bank Ltd. Co-op	8.00%	37 months to 60 months	–
11	DCB Bank Private	7.75%	17 months to 20 months	3
12	Equitas Small Finance Bank Small Finance	7.75%	888 days	6
13	The Andhra Bank Employees' Co-operative Bank Ltd. Co-op	7.75%	365 days	1
14	Krishna District Central Co-operative Bank Co-op	7.50%	3 years and above	56
15	Post Office Savings Schemes Government Scheme	7.50%	5 years	815
16	The Andhra Pradesh Mahesh Co-operative Urban Bank Ltd. Co-op	7.50%	Above 2 years & upto 3 years	1
17	Bandhan Bank Private	7.45%	2 years to less than 3 years	2
18	Andhra Pradesh State Co-operative Bank Co-op	7.40%	271 to 364 days	13
19	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	9
20	City Union Bank Private	7.30%	556 days to 3 years	7
21	Dhanlaxmi Bank Private	7.25%	1111 days · 1111-day Special	3
22	IDFC First Bank Private	7.25%	500 days – 2 years	8
23	IndusInd Bank Private	7.25%	2 years to 3 years	9
24	Karnataka Bank Private	7.25%	15 months only	5
25	Shamrao Vithal Co-operative Bank Ltd. Co-op	7.25%	14 months to below 16 months	1
26	Tamilnad Mercantile Bank Private	7.25%	567 days (TMB 567 Special Deposit scheme) · 567-day Special	5
27	The Cosmos Co-operative Bank Ltd. Co-op	7.25%	445 days	1
28	Yes Bank Private	7.25%	18 months 1 day < 24 months	8
29	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	25
30	Andhra Pradesh Grameena Bank Rural	7.15%	444 days · SIRI 444 days	101
31	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	22
32	RBL Bank Private	7.00%	18 months to less than 60 months	2
33	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	3
34	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	33
35	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	21
36	Federal Bank Private	6.80%	18 months	7
37	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	62
38	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	11
39	Punjab National Bank Public	6.80%	680 days	28
40	South Indian Bank Private	6.80%	30 months	4
41	Canara Bank Public	6.75%	555 days ## · Canara 555	98
42	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	23
43	UCO Bank Public	6.70%	535 days · UCO 535	10
44	Bank of Maharashtra Public	6.65%	400 days · 400-day special	6
45	Axis Bank Private	6.60%	2 years < 3 years	33
46	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	61
47	ICICI Bank Private	6.60%	3 years 1 day to 5 years	40
48	IDBI Bank Private	6.55%	1100 days · 1100-day Special	10
49	Union Bank of India Public	6.55%	555 days · 555-Day Special	153
50	DBS Bank India Foreign	6.50%	501 days to 540 days	10
51	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	178

State

Tenure

Deposit amount

51 banks we track have a branch in Krishna. 12 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.75% at Gayatri Co-operative Urban Bank Ltd., Jagtial.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Krishna by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	CSB Bank	8.00%	501 days
Small Finance	Ujjivan Small Finance Bank	8.10%	3 year 1 day – 3 year 6 months
Rural	Andhra Pradesh Grameena Bank	7.15%	444 days
Co-op	Andhra Pradesh State Co-operative Bank	7.40%	271 to 364 days
Co-op	Krishna District Central Co-operative Bank	7.50%	3 years and above
Co-op	Gayatri Co-operative Urban Bank Ltd., Jagtial	8.75%	3 years to less than 5 years
Foreign	DBS Bank India	6.50%	501 days to 540 days
Government Scheme	Post Office Savings Schemes	7.50%	5 years

More places in Andhra Pradesh

East Godavari50 banks9.05%Guntur49 banks8.75%Visakhapatnam46 banks9.05%Chittoor43 banks8.10%Kurnool41 banks8.00%West Godavari40 banks8.75%Anantapur39 banks8.25%Kadapa37 banks9.00%

All of Andhra Pradesh · All places

Frequently Asked Questions

Which bank has the highest FD rate in Krishna?

As of 14 Nov 2026, Gayatri Co-operative Urban Bank Ltd., Jagtial pays the highest FD rate among banks with a branch in Krishna: 8.75% a year for general depositors. Next are Eluri Urban Co-op Bank at 8.15% and Ujjivan at 8.10%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Krishna?

51 of the banks RateScan.in tracks have at least one branch in Krishna, counted from RBI's IFSC list: 12 co-operative and regional rural banks, and 39 public, private, small finance and other banks.

Are FDs at co-operative banks in Krishna safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

Telegram Rate changes on TelegramFollow the channel →

Have feedback?

Tell us what would make RateScan.in more useful. No email required.