FD rates in Chittoor · November 2026

Q: Which bank has the highest FD rate in Chittoor?

As of 14 Nov 2026, Utkarsh Small Finance Bank pays the highest FD rate among banks with a branch in Chittoor: 8.10% a year for general depositors. Next are CSB at 8.00% and ESAF at 8.00%. Confirm the current rate with the bank before you invest.

Q: How many banks have a branch in Chittoor?

43 of the banks RateScan.in tracks have at least one branch in Chittoor, counted from RBI's IFSC list: 5 co-operative and regional rural banks, and 38 public, private, small finance and other banks.

Q: Are FDs at co-operative banks in Chittoor safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

43 banks with a branch in Chittoor, ranked by their best fixed-deposit rate.

Banks in Chittoor, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	Utkarsh Small Finance Bank Small Finance	8.10%	666 days · 666-day Special	1
2	CSB Bank Private	8.00%	501 days · 501-day Special	1
3	ESAF Small Finance Bank Small Finance	8.00%	800 days · 800-day Special	1
4	Jana Small Finance Bank Small Finance	8.00%	3 years (1095 days)	1
5	DCB Bank Private	7.75%	17 months to 20 months	4
6	Equitas Small Finance Bank Small Finance	7.75%	888 days	5
7	The Chittoor Co-operative Town Bank Ltd. Co-op	7.70%	456 days · CCTB 456	2
8	Post Office Savings Schemes Government Scheme	7.50%	5 years	894
9	Bandhan Bank Private	7.45%	2 years to less than 3 years	1
10	Andhra Pradesh State Co-operative Bank Co-op	7.40%	271 to 364 days	30
11	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	13
12	City Union Bank Private	7.30%	556 days to 3 years	5
13	Chittoor District Co-operative Central Bank Ltd. Co-op	7.25%	1 to 2 years	14
14	Dhanlaxmi Bank Private	7.25%	1111 days · 1111-day Special	1
15	IDFC First Bank Private	7.25%	500 days – 2 years	3
16	IndusInd Bank Private	7.25%	2 years to 3 years	4
17	Karnataka Bank Private	7.25%	15 months only	3
18	Tamilnad Mercantile Bank Private	7.25%	567 days (TMB 567 Special Deposit scheme) · 567-day Special	3
19	The Cosmos Co-operative Bank Ltd. Co-op	7.25%	445 days	1
20	Yes Bank Private	7.25%	18 months 1 day < 24 months	3
21	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	15
22	Andhra Pradesh Grameena Bank Rural	7.15%	444 days · SIRI 444 days	142
23	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	5
24	RBL Bank Private	7.00%	18 months to less than 60 months	1
25	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	3
26	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	23
27	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	13
28	Federal Bank Private	6.80%	18 months	4
29	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	58
30	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	16
31	Punjab National Bank Public	6.80%	680 days	9
32	South Indian Bank Private	6.80%	30 months	1
33	Canara Bank Public	6.75%	555 days ## · Canara 555	70
34	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	20
35	UCO Bank Public	6.70%	535 days · UCO 535	5
36	Bank of Maharashtra Public	6.65%	400 days · 400-day special	4
37	Axis Bank Private	6.60%	2 years < 3 years	16
38	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	27
39	ICICI Bank Private	6.60%	3 years 1 day to 5 years	20
40	IDBI Bank Private	6.55%	1100 days · 1100-day Special	7
41	Union Bank of India Public	6.55%	555 days · 555-Day Special	81
42	DBS Bank India Foreign	6.50%	501 days to 540 days	2
43	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	108

State

Tenure

Deposit amount

43 banks we track have a branch in Chittoor. 5 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.10% at Utkarsh Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Chittoor by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	CSB Bank	8.00%	501 days
Small Finance	Utkarsh Small Finance Bank	8.10%	666 days
Rural	Andhra Pradesh Grameena Bank	7.15%	444 days
Co-op	Andhra Pradesh State Co-operative Bank	7.40%	271 to 364 days
Co-op	Chittoor District Co-operative Central Bank Ltd.	7.25%	1 to 2 years
Co-op	The Chittoor Co-operative Town Bank Ltd.	7.70%	456 days
Foreign	DBS Bank India	6.50%	501 days to 540 days
Government Scheme	Post Office Savings Schemes	7.50%	5 years

More places in Andhra Pradesh

Krishna51 banks8.75%East Godavari50 banks9.05%Guntur49 banks8.75%Visakhapatnam46 banks9.05%Kurnool41 banks8.00%West Godavari40 banks8.75%Anantapur39 banks8.25%Kadapa37 banks9.00%

All of Andhra Pradesh · All places

Frequently Asked Questions

Which bank has the highest FD rate in Chittoor?

As of 14 Nov 2026, Utkarsh Small Finance Bank pays the highest FD rate among banks with a branch in Chittoor: 8.10% a year for general depositors. Next are CSB at 8.00% and ESAF at 8.00%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Chittoor?

43 of the banks RateScan.in tracks have at least one branch in Chittoor, counted from RBI's IFSC list: 5 co-operative and regional rural banks, and 38 public, private, small finance and other banks.

Are FDs at co-operative banks in Chittoor safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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