FD rates in Kadapa · November 2026

Q: Which bank has the highest FD rate in Kadapa?

As of 14 Nov 2026, Proddatur Co-operative Town Bank Ltd. pays the highest FD rate among banks with a branch in Kadapa: 9.00% a year for general depositors. Next are Equitas at 7.75% and Kadapa DCCB at 7.65%. Confirm the current rate with the bank before you invest.

Q: How many banks have a branch in Kadapa?

37 of the banks RateScan.in tracks have at least one branch in Kadapa, counted from RBI's IFSC list: 5 co-operative and regional rural banks, and 32 public, private, small finance and other banks.

Q: Are FDs at co-operative banks in Kadapa safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

37 banks with a branch in Kadapa, ranked by their best fixed-deposit rate.

Banks in Kadapa, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	Proddatur Co-operative Town Bank Ltd. Co-op	9.00%	1826 days and above	4
2	Equitas Small Finance Bank Small Finance	7.75%	888 days	4
3	Kadapa District Co-operative Central Bank Ltd. Co-op	7.65%	Exactly 1 year	4
4	Post Office Savings Schemes Government Scheme	7.50%	5 years	830
5	The Andhra Pradesh Mahesh Co-operative Urban Bank Ltd. Co-op	7.50%	Above 2 years & upto 3 years	1
6	Bandhan Bank Private	7.45%	2 years to less than 3 years	1
7	Andhra Pradesh State Co-operative Bank Co-op	7.40%	271 to 364 days	23
8	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	7
9	City Union Bank Private	7.30%	556 days to 3 years	3
10	Dhanlaxmi Bank Private	7.25%	1111 days · 1111-day Special	1
11	IndusInd Bank Private	7.25%	2 years to 3 years	2
12	Karnataka Bank Private	7.25%	15 months only	2
13	Tamilnad Mercantile Bank Private	7.25%	567 days (TMB 567 Special Deposit scheme) · 567-day Special	1
14	Yes Bank Private	7.25%	18 months 1 day < 24 months	1
15	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	6
16	Andhra Pradesh Grameena Bank Rural	7.15%	444 days · SIRI 444 days	116
17	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	5
18	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	1
19	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	16
20	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	6
21	Federal Bank Private	6.80%	18 months	3
22	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	8
23	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	4
24	Punjab National Bank Public	6.80%	680 days	8
25	South Indian Bank Private	6.80%	30 months	1
26	Canara Bank Public	6.75%	555 days ## · Canara 555	44
27	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	10
28	UCO Bank Public	6.70%	535 days · UCO 535	2
29	Bank of Maharashtra Public	6.65%	400 days · 400-day special	2
30	Axis Bank Private	6.60%	2 years < 3 years	12
31	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	22
32	ICICI Bank Private	6.60%	3 years 1 day to 5 years	12
33	Standard Chartered India Foreign	6.60%	1yr - 376days*	1
34	IDBI Bank Private	6.55%	1100 days · 1100-day Special	3
35	Union Bank of India Public	6.55%	555 days · 555-Day Special	52
36	DBS Bank India Foreign	6.50%	501 days to 540 days	3
37	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	92

State

Tenure

Deposit amount

37 banks we track have a branch in Kadapa. 5 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 9.00% at Proddatur Co-operative Town Bank Ltd..

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Kadapa by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	Bandhan Bank	7.45%	2 years to less than 3 years
Small Finance	Equitas Small Finance Bank	7.75%	888 days
Rural	Andhra Pradesh Grameena Bank	7.15%	444 days
Co-op	Andhra Pradesh State Co-operative Bank	7.40%	271 to 364 days
Co-op	Kadapa District Co-operative Central Bank Ltd.	7.65%	Exactly 1 year
Co-op	Proddatur Co-operative Town Bank Ltd.	9.00%	1826 days and above
Foreign	Standard Chartered India	6.60%	1yr - 376days*
Government Scheme	Post Office Savings Schemes	7.50%	5 years

More places in Andhra Pradesh

Krishna51 banks8.75%East Godavari50 banks9.05%Guntur49 banks8.75%Visakhapatnam46 banks9.05%Chittoor43 banks8.10%Kurnool41 banks8.00%West Godavari40 banks8.75%Anantapur39 banks8.25%

All of Andhra Pradesh · All places

Frequently Asked Questions

Which bank has the highest FD rate in Kadapa?

As of 14 Nov 2026, Proddatur Co-operative Town Bank Ltd. pays the highest FD rate among banks with a branch in Kadapa: 9.00% a year for general depositors. Next are Equitas at 7.75% and Kadapa DCCB at 7.65%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Kadapa?

37 of the banks RateScan.in tracks have at least one branch in Kadapa, counted from RBI's IFSC list: 5 co-operative and regional rural banks, and 32 public, private, small finance and other banks.

Are FDs at co-operative banks in Kadapa safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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