FD rates in Rajasthan · November 2026

Q: Which bank has the highest FD rate in Rajasthan?

As of 14 Nov 2026, Jalore Nagarik Sahakari Bank Ltd. pays the highest FD rate among banks with a branch in Rajasthan: 8.50% a year for general depositors. Next are Sawai Madhopur Urban Co-op Bank at 8.25% and Ujjivan at 8.10%. Confirm the current rate with the bank before you invest.

Q: How many banks have a branch in Rajasthan?

97 of the banks RateScan.in tracks have at least one branch in Rajasthan, counted from RBI's IFSC list: 51 co-operative and regional rural banks, and 46 public, private, small finance and other banks.

Q: Are FDs at co-operative banks in Rajasthan safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

97 banks with a branch in Rajasthan, ranked by their best fixed-deposit rate.

Banks in Rajasthan, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	Jalore Nagarik Sahakari Bank Ltd. Co-op	8.50%	18 months · 18-month deposit (no premature payment)	–
2	The Sawai Madhopur Urban Co-operative Bank Ltd. Co-op	8.25%	above 10 years	–
3	Ujjivan Small Finance Bank Small Finance	8.10%	3 year 1 day – 3 year 6 months	40
4	Utkarsh Small Finance Bank Small Finance	8.10%	666 days · 666-day Special	29
5	CSB Bank Private	8.00%	501 days · 501-day Special	12
6	ESAF Small Finance Bank Small Finance	8.00%	800 days · 800-day Special	11
7	Jana Small Finance Bank Small Finance	8.00%	3 years (1095 days)	35
8	The Raj Laxmi Mahila Urban Co-operative Bank Ltd., Jaipur Co-op	8.00%	24 months	1
9	Unity Small Finance Bank Small Finance	8.00%	501 days · 501-day Special	20
10	Banswara Central Co-operative Bank Ltd. Co-op	7.75%	251 days · 251 Days URP	10
11	DCB Bank Private	7.75%	17 months to 20 months	23
12	Equitas Small Finance Bank Small Finance	7.75%	888 days	81
13	Railway Shramik Sahakari Bank Ltd., Bikaner Co-op	7.75%	Above 5 years	–
14	Barmer Central Co-operative Bank Ltd. Co-op	7.60%	1 year to less than 2 years	23
15	Central Co-operative Bank Sawai Madhopur Co-op	7.50%	2 to 3 years	9
16	Post Office Savings Schemes Government Scheme	7.50%	5 years	10333
17	The Andhra Pradesh Mahesh Co-operative Urban Bank Ltd. Co-op	7.50%	Above 2 years & upto 3 years	2
18	The Chittorgarh Urban Co-operative Bank Ltd. Co-op	7.50%	2 years to less than 3 years	8
19	The Railway Employees' Co-operative Bank Ltd., Jaipur Co-op	7.50%	Above 1 year to 5 years	6
20	Bandhan Bank Private	7.45%	2 years to less than 3 years	62
21	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	311
22	Central Co-operative Bank Sirohi Co-op	7.40%	444 days · 444-day	11
23	Dausa Central Co-operative Bank Ltd. Co-op	7.40%	715 days · 715-day Special	8
24	The Hanumangarh Kendriya Sahakari Bank Ltd. Co-op	7.40%	715 days	–
25	The Nagaur Central Co-operative Bank Ltd. Co-op	7.40%	271 days to 1 year	15
26	The Central Co-operative Bank Ltd., Bikaner Co-op	7.35%	399 days · 399-day FD	–
27	City Union Bank Private	7.30%	556 days to 3 years	29
28	Dungarpur Central Co-operative Bank Ltd. Co-op	7.30%	Special 444 days	9
29	Rajputana Mahila Urban Co-operative Bank Ltd. Co-op	7.30%	above 3 years	–
30	Saraswat Co-operative Bank Ltd. Co-op	7.30%	730 days	2
31	The Churu Central Co-operative Bank Ltd. Co-op	7.30%	1 to 2 years	9
32	The Integral Urban Co-operative Bank Ltd., Jaipur Co-op	7.30%	Above 3 years	–
33	Capital Small Finance Bank Small Finance	7.25%	600 days	7
34	Central Co-operative Bank Sikar Co-op	7.25%	1 year	22
35	Dhanlaxmi Bank Private	7.25%	1111 days · 1111-day Special	2
36	IDFC First Bank Private	7.25%	500 days – 2 years	74
37	IndusInd Bank Private	7.25%	2 years to 3 years	130
38	Karnataka Bank Private	7.25%	15 months only	11
39	Shamrao Vithal Co-operative Bank Ltd. Co-op	7.25%	14 months to below 16 months	2
40	Tamilnad Mercantile Bank Private	7.25%	567 days (TMB 567 Special Deposit scheme) · 567-day Special	3
41	The Bundi Urban Co-operative Bank Ltd. Co-op	7.25%	Above 2 year	1
42	Yes Bank Private	7.25%	18 months 1 day < 24 months	127
43	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	2
44	Bharatpur Central Co-operative Bank Ltd. Co-op	7.10%	Special 444 days	14
45	The Balotra Urban Co-operative Bank Ltd. Co-op	7.10%	1 year to 2 years	–
46	The Jodhpur Central Co-operative Bank Ltd. Co-op	7.05%	499 days · 499-day FD	17
47	Ajmer Central Co-operative Bank Ltd. Co-op	7.00%	715 days · 715-day deposit	13
48	Baran Kendriya Sahakari Bank Ltd. Co-op	7.00%	1 year to less than 2 years	–
49	Baran Nagrik Sahakari Bank Ltd. Co-op	7.00%	above 1 year to 3 years	7
50	Bhilwara Urban Co-operative Bank Ltd. Co-op	7.00%	above 3 years to 5 years	6
51	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	193
52	Dausa Urban Co-operative Bank Ltd., Dausa Co-op	7.00%	12 months to 25 months	2
53	Fingrowth Co-operative Bank Ltd. Co-op	7.00%	390 days · Special term deposit (390 days)	–
54	Jodhpur Nagarik Sahakari Bank Ltd. Co-op	7.00%	37 months to 5 years · Lump-sum deposit of ₹5 lakh or more	9
55	Railway Employees' Co-operative Banking Society Ltd., Jodhpur Co-op	7.00%	13 months and above	1
56	RBL Bank Private	7.00%	18 months to less than 60 months	20
57	TJSB Sahakari Bank Ltd. Co-op	7.00%	Above 24 months to 36 months	1
58	Chittorgarh Kendriya Sahkari Bank Ltd. Co-op	6.90%	3 to 5 years	17
59	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	61
60	The Rajasthan State Co-operative Bank Ltd. Co-op	6.90%	2 years to less than 3 years	41
61	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	737
62	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	192
63	Bombay Mercantile Co-operative Bank Ltd. Co-op	6.80%	2 years to less than 3 years	3
64	Federal Bank Private	6.80%	18 months	17
65	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	159
66	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	96
67	Punjab National Bank Public	6.80%	680 days	805
68	South Indian Bank Private	6.80%	30 months	4
69	Bundi Central Co-operative Bank Ltd. Co-op	6.75%	1 year to 554 days	11
70	Canara Bank Public	6.75%	555 days ## · Canara 555	307
71	Central Co-operative Bank Kota Co-op	6.75%	1 year to 3 years	12
72	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	87
73	Jammu & Kashmir Bank Private	6.75%	888 days · 888-day Special	2
74	Jhalawar Kendriya Sahakari Bank Ltd. Co-op	6.75%	455 days · 455-day deposit	–
75	Pali Urban Co-operative Bank Ltd. Co-op	6.75%	Above 1 year to 3 year	9
76	The Kota Nagarik Sahakari Bank Ltd., Kota Co-op	6.75%	1 year to less than 2 years	9
77	The Jaipur Central Co-operative Bank Ltd. Co-op	6.70%	555 days to 2 years	–
78	UCO Bank Public	6.70%	535 days · UCO 535	250
79	Bank of Maharashtra Public	6.65%	400 days · 400-day special	74
80	Bhilwara Central Co-operative Bank Ltd. Co-op	6.65%	Above 1 year to 2 years	–
81	Axis Bank Private	6.60%	2 years < 3 years	257
82	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	552
83	ICICI Bank Private	6.60%	3 years 1 day to 5 years	659
84	Nainital Bank Private	6.60%	Naini Samriddhi (444 days) · Naini Samriddhi	5
85	Standard Chartered India Foreign	6.60%	1yr - 376days*	3
86	IDBI Bank Private	6.55%	1100 days · 1100-day Special	99
87	Union Bank of India Public	6.55%	555 days · 555-Day Special	309
88	DBS Bank India Foreign	6.50%	501 days to 540 days	3
89	Rajasthan Gramin Bank Rural	6.50%	3 years to less than 5 years	1615
90	The Jaisalmer Central Co-operative Bank Ltd. Co-op	6.50%	1 year to less than 2 years	9
91	The Udaipur Mahila Urban Co-operative Bank Ltd. Co-op	6.50%	1 year	7
92	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	1472
93	HSBC India Foreign	6.40%	37 months to less than 48 months	1
94	Central Co-operative Bank Pali Co-op	6.00%	366 to 729 days	28
95	Udaipur Mahila Samridhi Urban Co-operative Bank Ltd. Co-op	6.00%	Above 12 months to 15 months	1
96	The Udaipur Central Co-operative Bank Ltd. Co-op	5.50%	Above 5 years	–
97	MUFG Bank, Ltd. (India) Foreign	5.20%	Above 1 year up to 2 years	1

State

Tenure

Deposit amount

97 banks we track have a branch in Rajasthan. 51 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.50% at Jalore Nagarik Sahakari Bank Ltd..

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Rajasthan by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	CSB Bank	8.00%	501 days
Small Finance	Ujjivan Small Finance Bank	8.10%	3 year 1 day – 3 year 6 months
Rural	Rajasthan Gramin Bank	6.50%	3 years to less than 5 years
Co-op	The Rajasthan State Co-operative Bank Ltd.	6.90%	2 years to less than 3 years
Co-op	Banswara Central Co-operative Bank Ltd.	7.75%	251 days
Co-op	Jalore Nagarik Sahakari Bank Ltd.	8.50%	18 months
Foreign	Standard Chartered India	6.60%	1yr - 376days*
Government Scheme	Post Office Savings Schemes	7.50%	5 years

FD rates in the districts of Rajasthan

Jaipur58 banks8.10%Jodhpur45 banks8.10%Udaipur41 banks8.10%Kota40 banks8.10%Dausa30 banks8.10%

All places

Frequently Asked Questions

Which bank has the highest FD rate in Rajasthan?

As of 14 Nov 2026, Jalore Nagarik Sahakari Bank Ltd. pays the highest FD rate among banks with a branch in Rajasthan: 8.50% a year for general depositors. Next are Sawai Madhopur Urban Co-op Bank at 8.25% and Ujjivan at 8.10%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Rajasthan?

97 of the banks RateScan.in tracks have at least one branch in Rajasthan, counted from RBI's IFSC list: 51 co-operative and regional rural banks, and 46 public, private, small finance and other banks.

Are FDs at co-operative banks in Rajasthan safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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