FD rates in Washim · November 2026
32 banks with a branch in Washim, ranked by their best fixed-deposit rate.
Banks in Washim, ranked by FD rate
General public · below ₹3 crore · Dataset refreshed 14 Nov 2026
| # | Bank | Rate | Applies to | Branches here |
|---|---|---|---|---|
| 1 | Ujjivan Small Finance Bank
Small Finance |
8.10% | 3 year 1 day – 3 year 6 months | 1 |
| 2 | Utkarsh Small Finance Bank
Small Finance |
8.10% | 666 days · 666-day Special | 2 |
| 3 | ESAF Small Finance Bank
Small Finance |
8.00% | 800 days · 800-day Special | 1 |
| 4 | Jana Small Finance Bank
Small Finance |
8.00% | 3 years (1095 days) | 1 |
| 5 | DCB Bank
Private |
7.75% | 17 months to 20 months | 1 |
| 6 | Equitas Small Finance Bank
Small Finance |
7.75% | 888 days | 2 |
| 7 | Post Office Savings Schemes
Government Scheme |
7.50% | 5 years | 159 |
| 8 | AU Small Finance Bank
Small Finance |
7.40% | 30 months 1 day to 36 months | 3 |
| 9 | 7.30% | 730 days | 1 | |
| 10 | IndusInd Bank
Private |
7.25% | 2 years to 3 years | 1 |
| 11 | 7.20% | 444 days · Samruddhi Thev Yojna (444 days) | – | |
| 12 | Central Bank of India
Public |
7.00% | 2222 days · Cent Green Deposit | 10 |
| 13 | 7.00% | 1 year to 10 years | 1 | |
| 14 | 7.00% | 3 years to less than 5 years | 1 | |
| 15 | Bank of Baroda
Public |
6.85% | bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days | 3 |
| 16 | Bank of India
Public |
6.85% | 500 days(BOI Akshay Fixed Deposit) · 500-day Special | 5 |
| 17 | Indian Bank
Public |
6.80% | IND GROW (555 days) · IND GROW | 1 |
| 18 | Kotak Mahindra Bank
Private |
6.80% | 2 years- less than 3 years | 1 |
| 19 | Punjab National Bank
Public |
6.80% | 680 days | 2 |
| 20 | Canara Bank
Public |
6.75% | 555 days ## · Canara 555 | 2 |
| 21 | Indian Overseas Bank
Public |
6.75% | 444 days · 444-day Special | 1 |
| 22 | 6.75% | Above 5 years to 10 years | 7 | |
| 23 | Maharashtra Gramin Bank
Rural |
6.70% | 444 days · MahaGB 444 days | 16 |
| 24 | UCO Bank
Public |
6.70% | 535 days · UCO 535 | 1 |
| 25 | Bank of Maharashtra
Public |
6.65% | 400 days · 400-day special | 10 |
| 26 | Axis Bank
Private |
6.60% | 2 years < 3 years | 3 |
| 27 | HDFC Bank
Private |
6.60% | 3 years 1 day to < 4 years 7 months | 8 |
| 28 | ICICI Bank
Private |
6.60% | 3 years 1 day to 5 years | 3 |
| 29 | IDBI Bank
Private |
6.55% | 1100 days · 1100-day Special | 2 |
| 30 | 6.55% | 1 year to less than 3 year | 3 | |
| 31 | Union Bank of India
Public |
6.55% | 555 days · 555-Day Special | 1 |
| 32 | State Bank of India
Public |
6.45% | 444 days (Amrit Vrishti) · Amrit Vrishti 444 days | 15 |
32 banks we track have a branch in Washim. 7 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.10% at Ujjivan Small Finance Bank.
Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.
Best FD rate in Washim by type of bank
The highest rate in each group, among banks with a branch here.
| Public | Central Bank of India | 7.00% | 2222 days |
| Private | DCB Bank | 7.75% | 17 months to 20 months |
| Small Finance | Ujjivan Small Finance Bank | 8.10% | 3 year 1 day – 3 year 6 months |
| Rural | Maharashtra Gramin Bank | 6.70% | 444 days |
| Co-op | Saraswat Co-operative Bank Ltd. | 7.30% | 730 days |
| Government Scheme | Post Office Savings Schemes | 7.50% | 5 years |
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Frequently Asked Questions
Which bank has the highest FD rate in Washim?
As of 14 Nov 2026, Ujjivan Small Finance Bank pays the highest FD rate among banks with a branch in Washim: 8.10% a year for general depositors. Next are Utkarsh at 8.10% and ESAF at 8.00%. Confirm the current rate with the bank before you invest.
How many banks have a branch in Washim?
32 of the banks RateScan.in tracks have at least one branch in Washim, counted from RBI's IFSC list: 7 co-operative and regional rural banks, and 25 public, private, small finance and other banks.
Are FDs at co-operative banks in Washim safe?
Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.
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