FD rates in Wardha · November 2026

35 banks with a branch in Wardha, ranked by their best fixed-deposit rate.

Banks in Wardha, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#BankRateApplies toBranches here
1
Utkarsh Small Finance Bank
Small Finance
8.10% 666 days · 666-day Special 4
2
ESAF Small Finance Bank
Small Finance
8.00% 800 days · 800-day Special 2
3
Jana Small Finance Bank
Small Finance
8.00% 3 years (1095 days) 1
4
DCB Bank
Private
7.75% 17 months to 20 months 1
5
Equitas Small Finance Bank
Small Finance
7.75% 888 days 4
6
Post Office Savings Schemes
Government Scheme
7.50% 5 years 184
7
The Nagpur Nagarik Sahakari Bank Ltd.
Co-op
7.50% 60 months (Kamdhenu) · Kamdhenu Deposit Scheme (Tax Saving u/s 80C) 1
8
Bandhan Bank
Private
7.45% 2 years to less than 3 years 1
9
AU Small Finance Bank
Small Finance
7.40% 30 months 1 day to 36 months 4
10
IndusInd Bank
Private
7.25% 2 years to 3 years 1
11
Shamrao Vithal Co-operative Bank Ltd.
Co-op
7.25% 14 months to below 16 months 1
12
The Nandura Urban Co-operative Bank Ltd.
Co-op
7.25% 25 months to 36 months 1
13
The Wardha Nagari Sahakari Adhikosh (Bank) Maryadit, Wardha
Co-op
7.25% 2 years to less than 3 years (upto 1094 days) 13
14
Vidarbha Merchants Urban Co-operative Bank Ltd.
Co-op
7.15% 37 months to 60 months –
15
Maharashtra State Co-operative Bank
Co-op
7.05% More than 1 year to up to 2 years 1
16
Central Bank of India
Public
7.00% 2222 days · Cent Green Deposit 8
17
The Yavatmal Urban Co-operative Bank Ltd., Yavatmal
Co-op
7.00% 3 years to less than 5 years 1
18
Bank of Baroda
Public
6.85% bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days 8
19
Bank of India
Public
6.85% 500 days(BOI Akshay Fixed Deposit) · 500-day Special 30
20
Indian Bank
Public
6.80% IND GROW (555 days) · IND GROW 7
21
Kotak Mahindra Bank
Private
6.80% 2 years- less than 3 years 1
22
Punjab National Bank
Public
6.80% 680 days 6
23
Canara Bank
Public
6.75% 555 days ## · Canara 555 7
24
Indian Overseas Bank
Public
6.75% 444 days · 444-day Special 1
25
Maharashtra Gramin Bank
Rural
6.70% 444 days · MahaGB 444 days 6
26
UCO Bank
Public
6.70% 535 days · UCO 535 1
27
Bank of Maharashtra
Public
6.65% 400 days · 400-day special 14
28
Axis Bank
Private
6.60% 2 years < 3 years 5
29
HDFC Bank
Private
6.60% 3 years 1 day to < 4 years 7 months 12
30
ICICI Bank
Private
6.60% 3 years 1 day to 5 years 5
31
IDBI Bank
Private
6.55% 1100 days · 1100-day Special 7
32
The Akola Urban Co-operative Bank Ltd.
Co-op
6.55% 1 year to less than 3 year 1
33
Union Bank of India
Public
6.55% 555 days · 555-Day Special 4
34
The Wardha District Central Co-operative Bank Ltd.
Co-op
6.50% Above 2 years to 3 years –
35
State Bank of India
Public
6.45% 444 days (Amrit Vrishti) · Amrit Vrishti 444 days 27

35 banks we track have a branch in Wardha. 10 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.10% at Utkarsh Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Wardha by type of bank

The highest rate in each group, among banks with a branch here.

Public Central Bank of India 7.00% 2222 days
Private DCB Bank 7.75% 17 months to 20 months
Small Finance Utkarsh Small Finance Bank 8.10% 666 days
Rural Maharashtra Gramin Bank 6.70% 444 days
Co-op Maharashtra State Co-operative Bank 7.05% More than 1 year to up to 2 years
Co-op The Wardha District Central Co-operative Bank Ltd. 6.50% Above 2 years to 3 years
Co-op The Nagpur Nagarik Sahakari Bank Ltd. 7.50% 60 months (Kamdhenu)
Government Scheme Post Office Savings Schemes 7.50% 5 years

More places in Maharashtra

Mumbai134 banks8.50%Pune122 banks8.25%Thane98 banks8.25%Kolhapur88 banks8.50%Nashik85 banks9.25%Satara71 banks8.50%Raigad70 banks8.50%Nagpur69 banks8.10%Aurangabad68 banks8.10%Sangli67 banks9.00%Solapur67 banks8.50%Ahmednagar60 banks8.75%Jalgaon55 banks8.25%Amravati52 banks9.00%Nanded46 banks8.10%Akola45 banks8.10%Ratnagiri44 banks8.50%Jalna42 banks8.10%Osmanabad42 banks8.10%Latur41 banks8.00%Dhule38 banks8.25%Yavatmal37 banks8.10%Beed36 banks8.50%Chandrapur36 banks8.10%

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Frequently Asked Questions

Which bank has the highest FD rate in Wardha?

As of 14 Nov 2026, Utkarsh Small Finance Bank pays the highest FD rate among banks with a branch in Wardha: 8.10% a year for general depositors. Next are ESAF at 8.00% and Jana at 8.00%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Wardha?

35 of the banks RateScan.in tracks have at least one branch in Wardha, counted from RBI's IFSC list: 10 co-operative and regional rural banks, and 25 public, private, small finance and other banks.

Are FDs at co-operative banks in Wardha safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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