FD rates in Dehradun · November 2026

Q: Which bank has the highest FD rate in Dehradun?

As of 14 Nov 2026, Ujjivan Small Finance Bank pays the highest FD rate among banks with a branch in Dehradun: 8.10% a year for general depositors. Next are Utkarsh at 8.10% and ESAF at 8.00%. Confirm the current rate with the bank before you invest.

Q: How many banks have a branch in Dehradun?

45 of the banks RateScan.in tracks have at least one branch in Dehradun, counted from RBI's IFSC list: 5 co-operative and regional rural banks, and 40 public, private, small finance and other banks.

Q: Are FDs at co-operative banks in Dehradun safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

45 banks with a branch in Dehradun, ranked by their best fixed-deposit rate.

Banks in Dehradun, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	Ujjivan Small Finance Bank Small Finance	8.10%	3 year 1 day – 3 year 6 months	2
2	Utkarsh Small Finance Bank Small Finance	8.10%	666 days · 666-day Special	7
3	ESAF Small Finance Bank Small Finance	8.00%	800 days · 800-day Special	1
4	Jana Small Finance Bank Small Finance	8.00%	3 years (1095 days)	2
5	Shivalik Small Finance Bank Small Finance	8.00%	23 months 1 day to 27 months	1
6	Unity Small Finance Bank Small Finance	8.00%	501 days · 501-day Special	1
7	DCB Bank Private	7.75%	17 months to 20 months	1
8	Equitas Small Finance Bank Small Finance	7.75%	888 days	1
9	Post Office Savings Schemes Government Scheme	7.50%	5 years	249
10	The Uttrakhand Co-operative Bank Ltd., Rishikesh Co-op	7.50%	above 2 YEARS TO 5 YEARS	1
11	Bandhan Bank Private	7.45%	2 years to less than 3 years	3
12	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	2
13	City Union Bank Private	7.30%	556 days to 3 years	2
14	IDFC First Bank Private	7.25%	500 days – 2 years	6
15	IndusInd Bank Private	7.25%	2 years to 3 years	7
16	Karnataka Bank Private	7.25%	15 months only	1
17	Yes Bank Private	7.25%	18 months 1 day < 24 months	8
18	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	1
19	District Co-operative Bank Ltd., Dehradun Co-op	7.10%	Above 1 year to less than 2 years	18
20	Almora Urban Co-operative Bank Ltd. Co-op	7.00%	1 year to 2 years	8
21	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	16
22	RBL Bank Private	7.00%	18 months to less than 60 months	2
23	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	20
24	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	39
25	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	13
26	Federal Bank Private	6.80%	18 months	3
27	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	15
28	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	7
29	Punjab National Bank Public	6.80%	680 days	121
30	South Indian Bank Private	6.80%	30 months	1
31	Canara Bank Public	6.75%	555 days ## · Canara 555	47
32	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	16
33	Jammu & Kashmir Bank Private	6.75%	888 days · 888-day Special	1
34	Uttarakhand State Co-operative Bank Co-op	6.75%	1 year	2
35	UCO Bank Public	6.70%	535 days · UCO 535	23
36	Bank of Maharashtra Public	6.65%	400 days · 400-day special	15
37	Axis Bank Private	6.60%	2 years < 3 years	34
38	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	47
39	ICICI Bank Private	6.60%	3 years 1 day to 5 years	22
40	Nainital Bank Private	6.60%	Naini Samriddhi (444 days) · Naini Samriddhi	18
41	Standard Chartered India Foreign	6.60%	1yr - 376days*	1
42	IDBI Bank Private	6.55%	1100 days · 1100-day Special	11
43	Union Bank of India Public	6.55%	555 days · 555-Day Special	48
44	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	94
45	Uttarakhand Gramin Bank Rural	6.45%	2 years to less than 3 years	–

State

Tenure

Deposit amount

45 banks we track have a branch in Dehradun. 5 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.10% at Ujjivan Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Dehradun by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	DCB Bank	7.75%	17 months to 20 months
Small Finance	Ujjivan Small Finance Bank	8.10%	3 year 1 day – 3 year 6 months
Rural	Uttarakhand Gramin Bank	6.45%	2 years to less than 3 years
Co-op	Uttarakhand State Co-operative Bank	6.75%	1 year
Co-op	District Co-operative Bank Ltd., Dehradun	7.10%	Above 1 year to less than 2 years
Co-op	The Uttrakhand Co-operative Bank Ltd., Rishikesh	7.50%	above 2 YEARS TO 5 YEARS
Foreign	Standard Chartered India	6.60%	1yr - 376days*
Government Scheme	Post Office Savings Schemes	7.50%	5 years

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Frequently Asked Questions

Which bank has the highest FD rate in Dehradun?

As of 14 Nov 2026, Ujjivan Small Finance Bank pays the highest FD rate among banks with a branch in Dehradun: 8.10% a year for general depositors. Next are Utkarsh at 8.10% and ESAF at 8.00%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Dehradun?

45 of the banks RateScan.in tracks have at least one branch in Dehradun, counted from RBI's IFSC list: 5 co-operative and regional rural banks, and 40 public, private, small finance and other banks.

Are FDs at co-operative banks in Dehradun safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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