FD rates in Raipur · November 2026

Q: Which bank has the highest FD rate in Raipur?

As of 14 Nov 2026, Ujjivan Small Finance Bank pays the highest FD rate among banks with a branch in Raipur: 8.10% a year for general depositors. Next are Utkarsh at 8.10% and ESAF at 8.00%. Confirm the current rate with the bank before you invest.

Q: How many banks have a branch in Raipur?

47 of the banks RateScan.in tracks have at least one branch in Raipur, counted from RBI's IFSC list: 9 co-operative and regional rural banks, and 38 public, private, small finance and other banks.

Q: Are FDs at co-operative banks in Raipur safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

47 banks with a branch in Raipur, ranked by their best fixed-deposit rate.

Banks in Raipur, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	Ujjivan Small Finance Bank Small Finance	8.10%	3 year 1 day – 3 year 6 months	2
2	Utkarsh Small Finance Bank Small Finance	8.10%	666 days · 666-day Special	7
3	ESAF Small Finance Bank Small Finance	8.00%	800 days · 800-day Special	4
4	Jana Small Finance Bank Small Finance	8.00%	3 years (1095 days)	6
5	Unity Small Finance Bank Small Finance	8.00%	501 days · 501-day Special	2
6	DCB Bank Private	7.75%	17 months to 20 months	3
7	Equitas Small Finance Bank Small Finance	7.75%	888 days	5
8	Post Office Savings Schemes Government Scheme	7.50%	5 years	395
9	The Nagpur Nagarik Sahakari Bank Ltd. Co-op	7.50%	60 months (Kamdhenu) · Kamdhenu Deposit Scheme (Tax Saving u/s 80C)	1
10	Bandhan Bank Private	7.45%	2 years to less than 3 years	7
11	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	5
12	City Union Bank Private	7.30%	556 days to 3 years	1
13	Saraswat Co-operative Bank Ltd. Co-op	7.30%	730 days	1
14	IDFC First Bank Private	7.25%	500 days – 2 years	13
15	IndusInd Bank Private	7.25%	2 years to 3 years	29
16	Karnataka Bank Private	7.25%	15 months only	1
17	Laxmi Mahila Nagrik Sahakari Bank Maryadit, Raipur Co-op	7.25%	01 year to 03 year	–
18	Mahila Nagrik Sahakari Bank Maryadit, Mahasamund Co-op	7.25%	2 years TO 5 years	1
19	Tamilnad Mercantile Bank Private	7.25%	567 days (TMB 567 Special Deposit scheme) · 567-day Special	1
20	Yes Bank Private	7.25%	18 months 1 day < 24 months	6
21	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	1
22	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	19
23	Chhattisgarh Rajya Sahakari Bank Maryadit Co-op	7.00%	1 year to less than 2 years	–
24	RBL Bank Private	7.00%	18 months to less than 60 months	3
25	TJSB Sahakari Bank Ltd. Co-op	7.00%	Above 24 months to 36 months	1
26	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	6
27	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	77
28	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	17
29	Federal Bank Private	6.80%	18 months	1
30	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	19
31	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	16
32	Punjab National Bank Public	6.80%	680 days	63
33	South Indian Bank Private	6.80%	30 months	1
34	Canara Bank Public	6.75%	555 days ## · Canara 555	33
35	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	13
36	UCO Bank Public	6.70%	535 days · UCO 535	17
37	Bank of Maharashtra Public	6.65%	400 days · 400-day special	14
38	Axis Bank Private	6.60%	2 years < 3 years	37
39	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	59
40	ICICI Bank Private	6.60%	3 years 1 day to 5 years	34
41	IDBI Bank Private	6.55%	1100 days · 1100-day Special	27
42	Union Bank of India Public	6.55%	555 days · 555-Day Special	39
43	Chhattisgarh Gramin Bank Rural	6.50%	1 year to less than 2 years	65
44	DBS Bank India Foreign	6.50%	501 days to 540 days	2
45	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	90
46	Jila Sahakari Kendriya Bank Maryadit, Raipur Co-op	6.25%	1 year to less than 3 years	–
47	Nagrik Sahakari Bank Ltd., Raipur Co-op	6.00%	5 year to more than 5 year	–

State

Tenure

Deposit amount

47 banks we track have a branch in Raipur. 9 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.10% at Ujjivan Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Raipur by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	DCB Bank	7.75%	17 months to 20 months
Small Finance	Ujjivan Small Finance Bank	8.10%	3 year 1 day – 3 year 6 months
Rural	Chhattisgarh Gramin Bank	6.50%	1 year to less than 2 years
Co-op	Chhattisgarh Rajya Sahakari Bank Maryadit	7.00%	1 year to less than 2 years
Co-op	Jila Sahakari Kendriya Bank Maryadit, Raipur	6.25%	1 year to less than 3 years
Co-op	The Nagpur Nagarik Sahakari Bank Ltd.	7.50%	60 months (Kamdhenu)
Foreign	DBS Bank India	6.50%	501 days to 540 days
Government Scheme	Post Office Savings Schemes	7.50%	5 years

All of Chhattisgarh · All places

Frequently Asked Questions

Which bank has the highest FD rate in Raipur?

As of 14 Nov 2026, Ujjivan Small Finance Bank pays the highest FD rate among banks with a branch in Raipur: 8.10% a year for general depositors. Next are Utkarsh at 8.10% and ESAF at 8.00%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Raipur?

47 of the banks RateScan.in tracks have at least one branch in Raipur, counted from RBI's IFSC list: 9 co-operative and regional rural banks, and 38 public, private, small finance and other banks.

Are FDs at co-operative banks in Raipur safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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