FD rates in Cuttack · November 2026

43 banks with a branch in Cuttack, ranked by their best fixed-deposit rate.

Banks in Cuttack, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#BankRateApplies toBranches here
1
Suryoday Small Finance Bank
Small Finance
8.25% 5 years 2
2
Ujjivan Small Finance Bank
Small Finance
8.10% 3 year 1 day – 3 year 6 months 4
3
Utkarsh Small Finance Bank
Small Finance
8.10% 666 days · 666-day Special 9
4
ESAF Small Finance Bank
Small Finance
8.00% 800 days · 800-day Special 1
5
Jana Small Finance Bank
Small Finance
8.00% 3 years (1095 days) 7
6
DCB Bank
Private
7.75% 17 months to 20 months 1
7
Post Office Savings Schemes
Government Scheme
7.50% 5 years 400
8
The Cuttack Central Co-operative Bank Ltd.
Co-op
7.50% 2 years to less than 3 years –
9
Bandhan Bank
Private
7.45% 2 years to less than 3 years 7
10
AU Small Finance Bank
Small Finance
7.40% 30 months 1 day to 36 months 4
11
City Union Bank
Private
7.30% 556 days to 3 years 1
12
IDFC First Bank
Private
7.25% 500 days – 2 years 4
13
IndusInd Bank
Private
7.25% 2 years to 3 years 5
14
Karnataka Bank
Private
7.25% 15 months only 1
15
Tamilnad Mercantile Bank
Private
7.25% 567 days (TMB 567 Special Deposit scheme) · 567-day Special 1
16
The Banki Central Co-operative Bank Ltd.
Co-op
7.25% 1 year to less than 2 years 1
17
Yes Bank
Private
7.25% 18 months 1 day < 24 months 2
18
Odisha State Co-operative Bank
Co-op
7.15% 1 to less than 2 years 2
19
The Utkal Co-operative Bank Ltd.
Co-op
7.10% 400 days · 400-day special deposit 1
20
Central Bank of India
Public
7.00% 2222 days · Cent Green Deposit 13
21
RBL Bank
Private
7.00% 18 months to less than 60 months 2
22
The Kendrapara Urban Co-operative Bank Ltd.
Co-op
7.00% Above 2 years to 3 years 1
23
Punjab & Sind Bank
Public
6.90% 500 days · 500-Day Special 4
24
Bank of Baroda
Public
6.85% bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days 32
25
Bank of India
Public
6.85% 500 days(BOI Akshay Fixed Deposit) · 500-day Special 21
26
Federal Bank
Private
6.80% 18 months 2
27
Indian Bank
Public
6.80% IND GROW (555 days) · IND GROW 25
28
Kotak Mahindra Bank
Private
6.80% 2 years- less than 3 years 7
29
Punjab National Bank
Public
6.80% 680 days 37
30
South Indian Bank
Private
6.80% 30 months 1
31
The Urban Co-operative Bank Ltd., Cuttack
Co-op
6.80% 2 years to less than 3 years –
32
Canara Bank
Public
6.75% 555 days ## · Canara 555 40
33
Indian Overseas Bank
Public
6.75% 444 days · 444-day Special 7
34
UCO Bank
Public
6.70% 535 days · UCO 535 28
35
Bank of Maharashtra
Public
6.65% 400 days · 400-day special 9
36
Axis Bank
Private
6.60% 2 years < 3 years 20
37
HDFC Bank
Private
6.60% 3 years 1 day to < 4 years 7 months 33
38
ICICI Bank
Private
6.60% 3 years 1 day to 5 years 15
39
IDBI Bank
Private
6.55% 1100 days · 1100-day Special 7
40
Union Bank of India
Public
6.55% 555 days · 555-Day Special 29
41
DBS Bank India
Foreign
6.50% 501 days to 540 days 1
42
State Bank of India
Public
6.45% 444 days (Amrit Vrishti) · Amrit Vrishti 444 days 74
43
Odisha Grameen Bank
Rural
6.05% 1 year 53

43 banks we track have a branch in Cuttack. 7 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.25% at Suryoday Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Cuttack by type of bank

The highest rate in each group, among banks with a branch here.

Public Central Bank of India 7.00% 2222 days
Private DCB Bank 7.75% 17 months to 20 months
Small Finance Suryoday Small Finance Bank 8.25% 5 years
Rural Odisha Grameen Bank 6.05% 1 year
Co-op Odisha State Co-operative Bank 7.15% 1 to less than 2 years
Co-op The Cuttack Central Co-operative Bank Ltd. 7.50% 2 years to less than 3 years
Co-op The Utkal Co-operative Bank Ltd. 7.10% 400 days
Foreign DBS Bank India 6.50% 501 days to 540 days
Government Scheme Post Office Savings Schemes 7.50% 5 years

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Frequently Asked Questions

Which bank has the highest FD rate in Cuttack?

As of 14 Nov 2026, Suryoday Small Finance Bank pays the highest FD rate among banks with a branch in Cuttack: 8.25% a year for general depositors. Next are Ujjivan at 8.10% and Utkarsh at 8.10%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Cuttack?

43 of the banks RateScan.in tracks have at least one branch in Cuttack, counted from RBI's IFSC list: 7 co-operative and regional rural banks, and 36 public, private, small finance and other banks.

Are FDs at co-operative banks in Cuttack safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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