FD rates in Ganjam · November 2026

Q: Which bank has the highest FD rate in Ganjam?

As of 14 Nov 2026, Suryoday Small Finance Bank pays the highest FD rate among banks with a branch in Ganjam: 8.25% a year for general depositors. Next are Berhampur CCB at 8.25% and Utkarsh at 8.10%. Confirm the current rate with the bank before you invest.

Q: How many banks have a branch in Ganjam?

37 of the banks RateScan.in tracks have at least one branch in Ganjam, counted from RBI's IFSC list: 5 co-operative and regional rural banks, and 32 public, private, small finance and other banks.

Q: Are FDs at co-operative banks in Ganjam safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

37 banks with a branch in Ganjam, ranked by their best fixed-deposit rate.

Banks in Ganjam, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	Suryoday Small Finance Bank Small Finance	8.25%	5 years	1
2	The Berhampur Central Co-operative Bank Ltd. Co-op	8.25%	999 days · 999-day special FD	1
3	Utkarsh Small Finance Bank Small Finance	8.10%	666 days · 666-day Special	10
4	ESAF Small Finance Bank Small Finance	8.00%	800 days · 800-day Special	1
5	Jana Small Finance Bank Small Finance	8.00%	3 years (1095 days)	3
6	Unity Small Finance Bank Small Finance	8.00%	501 days · 501-day Special	2
7	DCB Bank Private	7.75%	17 months to 20 months	4
8	Post Office Savings Schemes Government Scheme	7.50%	5 years	680
9	Bandhan Bank Private	7.45%	2 years to less than 3 years	3
10	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	5
11	IDFC First Bank Private	7.25%	500 days – 2 years	3
12	IndusInd Bank Private	7.25%	2 years to 3 years	1
13	Karnataka Bank Private	7.25%	15 months only	1
14	The Aska Co-operative Central Bank Ltd. Co-op	7.25%	1 year to less than 2 years	–
15	Yes Bank Private	7.25%	18 months 1 day < 24 months	1
16	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	2
17	Odisha State Co-operative Bank Co-op	7.15%	1 to less than 2 years	1
18	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	4
19	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	1
20	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	10
21	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	19
22	Federal Bank Private	6.80%	18 months	1
23	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	20
24	Kotak Mahindra Bank Private	6.80%	2 years- less than 3 years	1
25	Punjab National Bank Public	6.80%	680 days	22
26	Canara Bank Public	6.75%	555 days ## · Canara 555	29
27	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	27
28	UCO Bank Public	6.70%	535 days · UCO 535	11
29	Bank of Maharashtra Public	6.65%	400 days · 400-day special	8
30	Axis Bank Private	6.60%	2 years < 3 years	17
31	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	19
32	ICICI Bank Private	6.60%	3 years 1 day to 5 years	12
33	IDBI Bank Private	6.55%	1100 days · 1100-day Special	3
34	Union Bank of India Public	6.55%	555 days · 555-Day Special	51
35	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	93
36	Odisha Grameen Bank Rural	6.05%	1 year	77
37	The Berhampur Co-operative Urban Bank Ltd. Co-op	6.00%	12 MONTHS AND ABOVE (MAXIMUM 120 MONTHS)	1

State

Tenure

Deposit amount

37 banks we track have a branch in Ganjam. 5 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.25% at Suryoday Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Ganjam by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	DCB Bank	7.75%	17 months to 20 months
Small Finance	Suryoday Small Finance Bank	8.25%	5 years
Rural	Odisha Grameen Bank	6.05%	1 year
Co-op	Odisha State Co-operative Bank	7.15%	1 to less than 2 years
Co-op	The Berhampur Central Co-operative Bank Ltd.	8.25%	999 days
Co-op	The Berhampur Co-operative Urban Bank Ltd.	6.00%	12 MONTHS AND ABOVE (MAXIMUM 120 MONTHS)
Government Scheme	Post Office Savings Schemes	7.50%	5 years

More places in Odisha

Cuttack43 banks8.25%

All of Odisha · All places

Frequently Asked Questions

Which bank has the highest FD rate in Ganjam?

As of 14 Nov 2026, Suryoday Small Finance Bank pays the highest FD rate among banks with a branch in Ganjam: 8.25% a year for general depositors. Next are Berhampur CCB at 8.25% and Utkarsh at 8.10%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Ganjam?

37 of the banks RateScan.in tracks have at least one branch in Ganjam, counted from RBI's IFSC list: 5 co-operative and regional rural banks, and 32 public, private, small finance and other banks.

Are FDs at co-operative banks in Ganjam safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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