Rates verified from official source

Gujarat Gramin Bank interest rates · November 2026

Top FD rate
6.75%
Udan for 444 Days · GGB Udan 444 days
Senior citizen FD
7.25%
Udan for 444 Days · GGB Udan 444 days
Top RD rate
6.45%
Above 2 years and up to 3 years

GGB FD rates

1 year6.35%Senior 6.85%3 years6.45%Senior 6.95%5 years6.40%Senior 6.90%
All tenures, calculator and comparison →

What will my FD earn at GGB?

Estimated value after 1 year · before tax ₹5,32,514 6.35% p.a. · ₹32,514 interest · quarterly compounding
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Plan your recurring deposit at GGB

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Before opening an RD

Estimates assume on-time monthly installments and quarterly compounding. Confirm the term, minimum installment, late payment rules, and early closure terms with the bank.

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Overview

Gujarat Gramin Bank (GGB) is a regional rural bank (RRB), headquartered in Gandhinagar, established in 2019. Its headline 1-year FD rate of 6.35% is 0.12% below the regional rural bank average of 6.47%, ranking #724 of 1033 banks on RateScan.in.

Headquarters
Gandhinagar
Established
2019
Monitored since
22 Sept 2026
Ownership
GoI 50%, Bank of Baroda 35%, Govt of Gujarat 15%
Operates in
Gujarat

Rates as of 12 Nov 2026, verified from official source. Regional rural bank, jointly owned by the Government of India, the state government and a sponsor bank: deposits insured by DICGC up to ₹5,00,000.

RBI record

No RBI press release since 1 Jan 2024 names Gujarat Gramin Bank. We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

Branches across Gujarat

A regional rural bank serves its whole state. RBI's IFSC directory doesn't give a count for each district.

Head office from the bank's RBI registration.

GGB Fixed Deposit rate changes

Changes to GGB's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

9 Nov 2026
▼ 6 cut▲ 4 raised−0.55 to +0.15 pp
  • Above 2 years and up to 3 years · General7.00% → 6.45% 0.55 pp
  • Above 2 years and up to 3 years · Senior7.50% → 6.95% 0.55 pp
  • Above 3 years and up to 5 years · General6.75% → 6.40% 0.35 pp
Show all 10 changesShow fewer
  • Above 3 years and up to 5 years · Senior7.25% → 6.90% 0.35 pp
  • Above 5 years and up to 10 years · General6.25% → 6.10% 0.15 pp
  • Udan for 444 Days · General6.60% → 6.75% 0.15 pp
  • Above 5 years and up to 10 years · Senior6.75% → 6.60% 0.15 pp
  • Udan for 444 Days · Senior7.10% → 7.25% 0.15 pp
  • Above 1 year and up to 2 years · General6.30% → 6.35% 0.05 pp
  • Above 1 year and up to 2 years · Senior6.80% → 6.85% 0.05 pp
Bank's rate page ↗

See all GGB rate changes →

Good to know

  • Deposits with Gujarat Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • GGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at GGB, depending on the tenure.
  • GGB's FD table includes 1 special schemes; check eligibility and end dates.
official Effective 12 Nov 2026 · Ingested 22 Sept 2026 · Verified 13 Nov 2026 · View source

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