10 Nov 2026
- 181 days to 364 Days · Below ₹15 lakh · General6.00% → 6.50% 0.50 pp
- 61 Days to 90 Days · Below ₹15 lakh · General4.75% → 5.00% 0.25 pp
- 91 days to 180 Days · Below ₹15 lakh · General5.00% → 5.15% 0.15 pp
Rates verified from official source
Maharashtra State Co-operative Bank interest rates · November 2026
What will my FD earn at MSC Bank?
Estimated value after 1 year · before tax
₹5,35,930
7.00% p.a. · ₹35,930 interest · quarterly compounding
Overview
Maharashtra State Co-operative Bank (MSC Bank) is a state co-operative apex bank, headquartered in Mumbai, established in 1911. Its headline 1-year FD rate of 7.00% is 0.29% above the state co-operative bank average of 6.71%, ranking #295 of 1033 banks on RateScan.in.
Headquarters
Mumbai
Established
1911
Monitored since
30 Sept 2026
Ownership
State co-operative apex bank for Maharashtra; apex body of the three-tier short-term co-operative credit structure in the state, owned by district central co-operative banks and the Government of Maharashtra
Operates in
Maharashtra
Rates as of 1 Nov 2026, verified from official source. State co-operative bank, regulated by RBI and supervised by NABARD: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
No RBI press release since 1 Jan 2024 names Maharashtra State Co-operative Bank. We read RBI's press releases every week; last checked on 11 Nov 2026.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
55 branches in 19 districts
Most branches: Mumbai 25, Nagpur 12, Thane 2
From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.
MSC Bank rates
Every rate, tenure by tenure, and what your money grows to.
MSC Bank Fixed Deposit rate changes
Changes to MSC Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 30 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
Good to know
- Deposits with Maharashtra State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- MSC Bank is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- MSC Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official MSC Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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