Rates verified from official source

Shree Mahayogi Lakshmamma Co-operative Bank Ltd., Adoni interest rates · November 2026

Mahayogi Lakshmamma Bank FD rates

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What will my FD earn at Mahayogi Lakshmamma Bank?

Estimated value after 1 year · before tax ₹5,34,614 6.75% p.a. · ₹34,614 interest · quarterly compounding

Overview

Shree Mahayogi Lakshmamma Co-operative Bank Ltd., Adoni (Mahayogi Lakshmamma Bank) is an urban co-operative bank (UCB), headquartered in Adoni, established in 1984. Its headline 1-year FD rate of 6.75% is 0.10% above the urban co-operative bank average of 6.65%, ranking #480 of 1033 banks on RateScan.in.

Headquarters
Adoni
Established
1984
Monitored since
4 Nov 2026
Operates in
Andhra Pradesh

Rates as of 11 Nov 2026, verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.

RBI record

No RBI press release since 1 Jan 2024 names Shree Mahayogi Lakshmamma Co-operative Bank Ltd., Adoni. We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

1 branch

Most branches: Kurnool 1

From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.

Mahayogi Lakshmamma Bank Fixed Deposit rate changes

Changes to Mahayogi Lakshmamma Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 4 Nov 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

12 Nov 2026
▲ 4 raised+0.20 to +1.10 pp
  • 91 DAYS TO less than 1 YEAR · General4.90% → 6.00% 1.10 pp
  • 91 DAYS TO less than 1 YEAR · Senior5.50% → 6.60% 1.10 pp
  • 3 YEARS up to 5 YEARS · General7.40% → 7.60% 0.20 pp
Show all 4 changesShow fewer
  • 3 YEARS up to 5 YEARS · Senior8.00% → 8.20% 0.20 pp
Bank's rate page ↗

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Good to know

  • Deposits with Shree Mahayogi Lakshmamma Co-operative Bank Ltd., Adoni are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Mahayogi Lakshmamma Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.60% p.a. more than general customers at Mahayogi Lakshmamma Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Mahayogi Lakshmamma Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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