Rates verified from official source

Mizuho Bank, Ltd. (India) interest rates · November 2026

Top FD rate
5.40%
Above 15 months to 18 months
Senior citizen FD
5.90%
Above 15 months to 18 months
Savings rate
4.00%
All balances
Top NRE FD rate
5.40%
Above 15 months to 18 months

Mizuho Bank India FD rates

1 year5.10%Senior 5.60%3 years5.30%Senior 5.80%5 years5.30%Senior 5.80%
All tenures, calculator and comparison →

What will my FD earn at Mizuho Bank India?

Estimated value after 1 year · before tax ₹5,25,992 5.10% p.a. · ₹25,992 interest · quarterly compounding
Compare 1 year across banks → Save or plan this →

Overview

Mizuho Bank, Ltd. (India) (Mizuho Bank India) is a foreign bank operating in India, headquartered in Mumbai. Its headline 1-year FD rate of 5.10% is 0.54% below the foreign bank average of 5.64%, ranking #990 of 1033 banks on RateScan.in.

Headquarters
Mumbai
Monitored since
27 Oct 2026
Ownership
Indian branches of Mizuho Bank, Ltd., Japan
Operates in
Maharashtra

Rates as of 1 Nov 2026, verified from official source. Scheduled foreign bank (RBI-licensed, operating in India): Indian operations' deposits insured by DICGC up to ₹5,00,000.

RBI record

No RBI press release since 1 Jan 2024 names Mizuho Bank, Ltd. (India). We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

6 branches in 5 districts

Most branches: Mumbai 2, Ahmedabad 1, Bengaluru Urban 1

From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.

Mizuho Bank India Fixed Deposit rate changes

Changes to Mizuho Bank India's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 27 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

2 Nov 2026
▲ 44 raised+0.15 to +0.40 pp
  • Above 15 months to 18 months · General5.00% → 5.40% 0.40 pp
  • Above 15 months to 18 months · Senior5.50% → 5.90% 0.40 pp
  • 15 days to 21 days · General4.20% → 4.55% 0.35 pp
Show all 44 changesShow fewer
  • 7 days to 14 days · General4.15% → 4.50% 0.35 pp
  • 15 days to 21 days · Senior4.70% → 5.05% 0.35 pp
  • 7 days to 14 days · Senior4.65% → 5.00% 0.35 pp
  • 22 days to 29 days · General4.25% → 4.55% 0.30 pp
  • Above 1 year to 15 months · General4.85% → 5.15% 0.30 pp
  • 22 days to 29 days · Senior4.75% → 5.05% 0.30 pp
  • Above 1 year to 15 months · Senior5.35% → 5.65% 0.30 pp
  • 105 days to 120 days · General4.50% → 4.75% 0.25 pp
  • 30 days to 46 days · General4.35% → 4.60% 0.25 pp
  • 346 days to 1 year · General4.85% → 5.10% 0.25 pp
  • 47 days to 60 days · General4.40% → 4.65% 0.25 pp
  • 61 days to 74 days · General4.40% → 4.65% 0.25 pp
  • 75 days to 89 days · General4.40% → 4.65% 0.25 pp
  • 90 days to 104 days · General4.45% → 4.70% 0.25 pp
  • 105 days to 120 days · Senior5.00% → 5.25% 0.25 pp
  • 30 days to 46 days · Senior4.85% → 5.10% 0.25 pp
  • 346 days to 1 year · Senior5.35% → 5.60% 0.25 pp
  • 47 days to 60 days · Senior4.90% → 5.15% 0.25 pp
  • 61 days to 74 days · Senior4.90% → 5.15% 0.25 pp
  • 75 days to 89 days · Senior4.90% → 5.15% 0.25 pp
  • 90 days to 104 days · Senior4.95% → 5.20% 0.25 pp
  • 121 days to 149 days · General4.55% → 4.75% 0.20 pp
  • 150 days to 164 days · General4.60% → 4.80% 0.20 pp
  • 165 days to 180 days · General4.65% → 4.85% 0.20 pp
  • 181 days to 196 days · General4.70% → 4.90% 0.20 pp
  • 197 days to 226 days · General4.70% → 4.90% 0.20 pp
  • 227 days to 240 days · General4.75% → 4.95% 0.20 pp
  • 241 days to 269 days · General4.75% → 4.95% 0.20 pp
  • 270 days to 345 days · General4.80% → 5.00% 0.20 pp
  • Above 18 months to 2 years · General5.10% → 5.30% 0.20 pp
  • 121 days to 149 days · Senior5.05% → 5.25% 0.20 pp
  • 150 days to 164 days · Senior5.10% → 5.30% 0.20 pp
  • 165 days to 180 days · Senior5.15% → 5.35% 0.20 pp
  • 181 days to 196 days · Senior5.20% → 5.40% 0.20 pp
  • 197 days to 226 days · Senior5.20% → 5.40% 0.20 pp
  • 227 days to 240 days · Senior5.25% → 5.45% 0.20 pp
  • 241 days to 269 days · Senior5.25% → 5.45% 0.20 pp
  • 270 days to 345 days · Senior5.30% → 5.50% 0.20 pp
  • Above 18 months to 2 years · Senior5.60% → 5.80% 0.20 pp
  • Above 2 years to 5 years · General5.15% → 5.30% 0.15 pp
  • Above 2 years to 5 years · Senior5.65% → 5.80% 0.15 pp
Bank's rate page ↗

See all Mizuho Bank India rate changes →

Good to know

  • Deposits with Mizuho Bank, Ltd. (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Mizuho Bank India is a foreign bank operating in India, regulated by the RBI.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Mizuho Bank India, depending on the tenure.
official Effective 1 Nov 2026 · Ingested 2 Nov 2026 · Verified 13 Nov 2026 · View source

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