Rates verified from official source

J.P. Morgan Chase Bank, N.A. (India) interest rates · November 2026

Top FD rate
4.56%
360 days to 365 days

JPMorgan Chase India FD rates

1 year4.56%3 years4.56%5 years4.56%
All tenures, calculator and comparison →

What will my FD earn at JPMorgan Chase India?

Estimated value after 1 year · before tax ₹5,23,193 4.56% p.a. · ₹23,193 interest · quarterly compounding
Compare 1 year across banks → Save or plan this →

Overview

J.P. Morgan Chase Bank, N.A. (India) (JPMorgan Chase India) is a foreign bank operating in India, headquartered in Mumbai. Its headline 1-year FD rate of 4.56% is 1.11% below the foreign bank average of 5.67%, ranking #1017 of 1033 banks on RateScan.in.

Headquarters
Mumbai
Monitored since
27 Oct 2026
Ownership
Indian branch of JPMorgan Chase Bank, N.A., United States
Operates in
Maharashtra

Rates as of 13 Nov 2026, verified from official source. Scheduled foreign bank (RBI-licensed, operating in India): Indian operations' deposits insured by DICGC up to ₹5,00,000.

RBI record

No RBI press release since 1 Jan 2024 names J.P. Morgan Chase Bank, N.A. (India). We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

3 branches in 3 districts

Most branches: Bengaluru Rural 1, Delhi 1, Mumbai 1

From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.

JPMorgan Chase India Fixed Deposit rate changes

Changes to JPMorgan Chase India's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 27 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

13 Nov 2026
▼ 23 cut▲ 2 raised−0.09 to +0.18 pp
  • 7 days to 13 days · General3.17% → 3.35% 0.18 pp
  • 30 days to 44 days · General3.48% → 3.39% 0.09 pp
  • 90 days to 104 days · General3.85% → 3.78% 0.07 pp
Show all 25 changesShow fewer
  • 150 days to 164 days · General4.24% → 4.18% 0.06 pp
  • 14 days to 29 days · General3.42% → 3.47% 0.05 pp
  • 300 days to 314 days · General4.49% → 4.44% 0.05 pp
  • 45 days to 59 days · General3.56% → 3.52% 0.05 pp
  • 285 days to 299 days · General4.46% → 4.42% 0.04 pp
  • 315 days to 329 days · General4.51% → 4.46% 0.04 pp
  • 165 days to 179 days · General4.35% → 4.31% 0.04 pp
  • 210 days to 224 days · General4.46% → 4.42% 0.04 pp
  • 225 days to 239 days · General4.46% → 4.42% 0.04 pp
  • 240 days to 254 days · General4.45% → 4.41% 0.04 pp
  • 255 days to 269 days · General4.45% → 4.41% 0.04 pp
  • 270 days to 284 days · General4.44% → 4.40% 0.04 pp
  • 330 days to 344 days · General4.53% → 4.49% 0.04 pp
  • 345 days to 359 days · General4.57% → 4.53% 0.04 pp
  • 360 days to 365 days · General4.60% → 4.56% 0.04 pp
  • 366 days and above · General4.60% → 4.56% 0.04 pp
  • 75 days to 89 days · General3.75% → 3.71% 0.04 pp
  • 105 days to 119 days · General3.91% → 3.88% 0.04 pp
  • 135 days to 149 days · General4.11% → 4.08% 0.03 pp
  • 195 days to 209 days · General4.46% → 4.43% 0.03 pp
  • 180 days to 194 days · General4.46% → 4.44% 0.02 pp
  • 60 days to 74 days · General3.65% → 3.64% 0.01 pp
Bank's rate page ↗
12 Nov 2026
▼ 3 cut▲ 23 raised−0.12 to +0.16 pp
  • 180 days to 194 days · General4.30% → 4.46% 0.16 pp
  • 90 days to 104 days · General3.69% → 3.85% 0.16 pp
  • 195 days to 209 days · General4.30% → 4.46% 0.15 pp
Show all 26 changesShow fewer
  • 165 days to 179 days · General4.20% → 4.35% 0.15 pp
  • 210 days to 224 days · General4.31% → 4.46% 0.15 pp
  • 75 days to 89 days · General3.60% → 3.75% 0.15 pp
  • 225 days to 239 days · General4.31% → 4.46% 0.14 pp
  • 150 days to 164 days · General4.10% → 4.24% 0.14 pp
  • 240 days to 254 days · General4.31% → 4.45% 0.14 pp
  • 255 days to 269 days · General4.30% → 4.45% 0.14 pp
  • 270 days to 284 days · General4.30% → 4.44% 0.14 pp
  • 285 days to 299 days · General4.33% → 4.46% 0.14 pp
  • 300 days to 314 days · General4.35% → 4.49% 0.14 pp
  • 60 days to 74 days · General3.51% → 3.65% 0.14 pp
  • 315 days to 329 days · General4.38% → 4.51% 0.14 pp
  • 330 days to 344 days · General4.40% → 4.53% 0.13 pp
  • 345 days to 359 days · General4.43% → 4.57% 0.13 pp
  • 360 days to 365 days · General4.47% → 4.60% 0.13 pp
  • 366 days and above · General4.47% → 4.60% 0.13 pp
  • 14 days to 29 days · General3.54% → 3.42% 0.12 pp
  • 7 days to 13 days · General3.29% → 3.17% 0.12 pp
  • 45 days to 59 days · General3.45% → 3.56% 0.12 pp
  • 30 days to 44 days · General3.39% → 3.48% 0.09 pp
  • 105 days to 119 days · General3.85% → 3.91% 0.07 pp
  • 135 days to 149 days · General4.05% → 4.11% 0.06 pp
  • 120 days to 134 days · General4.00% → 3.97% 0.03 pp
Bank's rate page ↗
11 Nov 2026
▼ 26 cut−0.06 to −0.02 pp
  • 270 days to 284 days · General4.36% → 4.30% 0.06 pp
  • 285 days to 299 days · General4.38% → 4.33% 0.06 pp
  • 300 days to 314 days · General4.41% → 4.35% 0.06 pp
Show all 26 changesShow fewer
  • 315 days to 329 days · General4.43% → 4.38% 0.06 pp
  • 330 days to 344 days · General4.46% → 4.40% 0.06 pp
  • 255 days to 269 days · General4.36% → 4.30% 0.06 pp
  • 180 days to 194 days · General4.35% → 4.30% 0.05 pp
  • 195 days to 209 days · General4.36% → 4.30% 0.05 pp
  • 210 days to 224 days · General4.36% → 4.31% 0.05 pp
  • 225 days to 239 days · General4.36% → 4.31% 0.05 pp
  • 240 days to 254 days · General4.36% → 4.31% 0.05 pp
  • 165 days to 179 days · General4.25% → 4.20% 0.04 pp
  • 345 days to 359 days · General4.48% → 4.43% 0.04 pp
  • 150 days to 164 days · General4.14% → 4.10% 0.04 pp
  • 135 days to 149 days · General4.08% → 4.05% 0.04 pp
  • 105 days to 119 days · General3.88% → 3.85% 0.03 pp
  • 120 days to 134 days · General4.03% → 4.00% 0.03 pp
  • 14 days to 29 days · General3.57% → 3.54% 0.03 pp
  • 360 days to 365 days · General4.50% → 4.47% 0.03 pp
  • 366 days and above · General4.50% → 4.47% 0.03 pp
  • 60 days to 74 days · General3.54% → 3.51% 0.03 pp
  • 75 days to 89 days · General3.63% → 3.60% 0.03 pp
  • 90 days to 104 days · General3.72% → 3.69% 0.03 pp
  • 45 days to 59 days · General3.48% → 3.45% 0.03 pp
  • 30 days to 44 days · General3.41% → 3.39% 0.02 pp
  • 7 days to 13 days · General3.31% → 3.29% 0.02 pp
Bank's rate page ↗

Showing the latest 77 of 268 recorded changes.

See all JPMorgan Chase India rate changes →

Good to know

  • Deposits with J.P. Morgan Chase Bank, N.A. (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • JPMorgan Chase India is a foreign bank operating in India, regulated by the RBI.
official Effective 13 Nov 2026 · Ingested 13 Nov 2026 · Verified 13 Nov 2026 · View source

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