Rates verified from official source

Nagaland Rural Bank interest rates · November 2026

Top FD rate
6.75%
1 year to less than 2 years
Senior citizen FD
7.25%
1 year to less than 2 years
Top RD rate
6.75%
1 year to less than 2 years
Savings rate
2.70%
Any balance

NagRB FD rates

1 year6.75%Senior 7.25%3 years6.20%Senior 6.70%5 years6.00%Senior 6.50%
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What will my FD earn at NagRB?

Estimated value after 1 year · before tax ₹5,34,614 6.75% p.a. · ₹34,614 interest · quarterly compounding
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Before opening an RD

Estimates assume on-time monthly installments and quarterly compounding. Confirm the term, minimum installment, late payment rules, and early closure terms with the bank.

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Overview

Nagaland Rural Bank (NagRB) is a regional rural bank (RRB), headquartered in Kohima, established in 1977. Its headline 1-year FD rate of 6.75% is 0.30% above the regional rural bank average of 6.45%, ranking #480 of 1033 banks on RateScan.in.

Headquarters
Kohima
Established
1977
Monitored since
22 Sept 2026
Ownership
GoI 50%, State Bank of India 35%, Govt of Nagaland 15%
Operates in
Nagaland

Rates as of 7 Jul 2025, verified from official source. Regional rural bank, jointly owned by the Government of India, the state government and a sponsor bank: deposits insured by DICGC up to ₹5,00,000.

RBI record

No RBI press release since 1 Jan 2024 names Nagaland Rural Bank. We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

Branches across Nagaland

A regional rural bank serves its whole state. RBI's IFSC directory doesn't give a count for each district.

Head office from the bank's RBI registration.

NagRB Fixed Deposit rate changes

Changes to NagRB's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

18 Oct 2026
▼ 2 cut▲ 12 raised−0.25 to +0.75 pp
  • 46 days to 90 days · Below ₹1 crore · General4.25% → 5.00% 0.75 pp
  • 2 years to less than 3 years · Below ₹1 crore · General6.25% → 7.00% 0.75 pp
  • 46 days to 90 days · Below ₹1 crore · Senior4.75% → 5.50% 0.75 pp
Show all 14 changesShow fewer
  • 2 years to less than 3 years · Below ₹1 crore · Senior6.75% → 7.50% 0.75 pp
  • 1 year to less than 2 years · Below ₹1 crore · General6.50% → 6.80% 0.30 pp
  • 1 year to less than 2 years · Below ₹1 crore · Senior7.00% → 7.30% 0.30 pp
  • 3 years to less than 5 years · Below ₹1 crore · General6.25% → 6.50% 0.25 pp
  • 5 years up to 10 years · Below ₹1 crore · General6.00% → 6.25% 0.25 pp
  • 91 days to 180 days · Below ₹1 crore · General5.25% → 5.00% 0.25 pp
  • 3 years to less than 5 years · Below ₹1 crore · Senior6.75% → 7.00% 0.25 pp
  • 5 years up to 10 years · Below ₹1 crore · Senior6.50% → 6.75% 0.25 pp
  • 91 days to 180 days · Below ₹1 crore · Senior5.75% → 5.50% 0.25 pp
  • 181 days to less than 1 year · Below ₹1 crore · General5.75% → 5.80% 0.05 pp
  • 181 days to less than 1 year · Below ₹1 crore · Senior6.25% → 6.30% 0.05 pp
Bank's rate page ↗

See all NagRB rate changes →

Good to know

  • Deposits with Nagaland Rural Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • NagRB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at NagRB, depending on the tenure.
official Effective 7 Jul 2025 · Ingested 11 Nov 2026 · Verified 12 Nov 2026 · View source

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