26 Sept 2026
- 46–90 days · General4.25% → 4.60% 0.35 pp
- 46–90 days · Senior4.75% → 4.60% 0.15 pp
Rates verified from official source
West Bengal Gramin Bank interest rates · November 2026
WBGB FD rates
All tenures, calculator and comparison →What will my FD earn at WBGB?
Estimated value after 1 year · before tax
₹5,30,682
6.00% p.a. · ₹30,682 interest · quarterly compounding
Plan your recurring deposit at WBGB
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Before opening an RD
Estimates assume on-time monthly installments and quarterly compounding. Confirm the term, minimum installment, late payment rules, and early closure terms with the bank.
Overview
West Bengal Gramin Bank (WBGB) is a regional rural bank (RRB), headquartered in Kolkata, established in 2019. Its headline 1-year FD rate of 6.00% is 0.48% below the regional rural bank average of 6.48%, ranking #817 of 1033 banks on RateScan.in.
Headquarters
Kolkata
Established
2019
Monitored since
22 Sept 2026
Ownership
GoI 50%, UCO Bank 35%, Govt of West Bengal 15%
Operates in
West Bengal
Rates as of 14 Sept 2026, verified from official source. Regional rural bank, jointly owned by the Government of India, the state government and a sponsor bank: deposits insured by DICGC up to ₹5,00,000.
RBI record
No RBI press release since 1 Jan 2024 names West Bengal Gramin Bank. We read RBI's press releases every week; last checked on 11 Nov 2026.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
Branches across West Bengal
A regional rural bank serves its whole state. RBI's IFSC directory doesn't give a count for each district.
Head office from the bank's RBI registration.
WBGB rates
Every rate, tenure by tenure, and what your money grows to.
Fixed Deposit6.80%Senior citizens 7.30% · 400 daysSee rates →Recurring Deposit6.80%400 daysSee rates →Savings Account3.00%See rates →
Compare WBGB FD rates with banks near you →
WBGB Fixed Deposit rate changes
Changes to WBGB's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
Good to know
- Deposits with West Bengal Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- WBGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at WBGB, depending on the tenure.
Informational only. Always confirm the current rate on the official WBGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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