Rates verified from official source

The Karad Urban Co-operative Bank Ltd. interest rates · October 2026

Top FD rate
6.75%
365 Days to 15 Months
Savings rate
3.00%
Above ₹1 lakh

The Karad Urban Co-operative Bank Ltd. (Karad Urban Bank) is an urban co-operative bank (UCB), headquartered in Karad. Its headline 1-year FD rate of 6.75% is 0.45% above the urban co-operative bank average of 6.30%, ranking #115 of 259 banks on RateScan.in. RateScan.in tracks 76 published rate lines for Karad Urban Bank (product types: 2), last verified 21 Oct 2026. CRAR / NPA figures are not available for this bank.

Headquarters
Karad
Operates in
Maharashtra

Rates as of 19 Oct 2026, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.

Higher 1 year Fixed Deposit rates than Karad Urban Bank

25 banks serving Maharashtra pay more. Top picks:

Co-operative Highest Sangli DCCB 8.25% +1.50% vs Karad Urban Bank Small Finance Suryoday 7.25% +0.50% vs Karad Urban Bank Private RBL 7.05% +0.30% vs Karad Urban Bank

See every higher rate in Maharashtra →

Good to know

  • Deposits with The Karad Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Karad Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
official Effective 19 Oct 2026 · Ingested 21 Oct 2026 · Verified 21 Oct 2026 · View source

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