Yes Bank (Yes) is a private sector bank, headquartered in Mumbai, established in 2004. Its headline 1-year FD rate of 6.75% is +0.30% above the private sector average of 6.45%, ranking #6 of 20 private banks.
Figures marked “approx.” are rounded public estimates as of 2024.
Health indicators sourced from official 2025 disclosures. CRAR ≥ 16% = strong · Net NPA < 1% = healthy · Verify before investing.
Rates as of 2 Jun 2026, verified from official source. Scheduled private sector bank — deposits insured by DICGC up to ₹5,00,000.
Estimate returns at Yes (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
7 days to 14 days |
3.25% | 3.75% | Below ₹3 crore (retail) | |
15 days to 45 days |
3.50% | 4.00% | Below ₹3 crore (retail) | |
46 days to 90 days |
4.50% | 5.00% | Below ₹3 crore (retail) | |
91 days to 120 days |
4.75% | 5.25% | Below ₹3 crore (retail) | |
121 days to 180 days |
4.75% | 5.25% | Below ₹3 crore (retail) | |
181 days to 271 days |
6.00% | 6.50% | Below ₹3 crore (retail) | |
272 days to 335 days |
6.25% | 6.75% | Below ₹3 crore (retail) | |
336 days to < 12 months |
6.50% | 7.00% | Below ₹3 crore (retail) | |
12 months |
6.65% | 7.15% | Below ₹3 crore (retail) | |
12 months 1 day < 18 months |
6.75% | 7.25% | Below ₹3 crore (retail) | |
18 months |
6.75% | 7.25% | Below ₹3 crore (retail) | |
18 months 1 day < 24 months |
7.25% | 7.75% | Below ₹3 crore (retail) | |
24 months < 35 months |
7.00% | 7.50% | Below ₹3 crore (retail) | |
35 months |
6.90% | 7.40% | Below ₹3 crore (retail) | |
35 months 1 day to < 36 months |
7.00% | 7.50% | Below ₹3 crore (retail) | |
36 months to < 60 months |
7.00% | 7.75% | Below ₹3 crore (retail) | |
60 months |
6.75% | 7.50% | Below ₹3 crore (retail) | |
60 months 1 day to <= 120 months |
6.75% | 7.50% | Below ₹3 crore (retail) |
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
18 months |
6.75% | 7.25% | Any amount | |
18 months 1 day < 24 months |
7.25% | 7.75% | Any amount | |
24 months < 35 months |
7.00% | 7.50% | Any amount | |
35 months |
6.90% | 7.40% | Any amount | |
35 months 1 day to < 36 months |
7.00% | 7.50% | Any amount | |
36 months to < 60 months |
7.00% | 7.75% | Any amount | |
60 months |
6.75% | 7.50% | Any amount | |
60 months 1 day to <= 120 months |
6.75% | 7.50% | Any amount |
Deposits with Yes Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official Yes website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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