Yes Bank interest rates · November 2026
Yes FD rates
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Overview
Yes Bank (Yes) is a private sector bank, headquartered in Mumbai, established in 2004. Its headline 1-year FD rate of 6.75% is 0.29% above the private sector average of 6.46%, ranking #480 of 1033 banks on RateScan.in.
Figures marked “approx.” are rounded public estimates as of 2024.
Health indicators sourced from official 2025 disclosures. CRAR ≥ 16% = strong · Net NPA < 1% = healthy · Verify before investing.
Rates as of 1 Nov 2026, verified from official source. Scheduled private sector bank: deposits insured by DICGC up to ₹5,00,000.
RBI record
Every RBI press release since 1 Jan 2024 that names Yes Bank, newest first, each linked to RBI. Checked every week; last on 11 Nov 2026.
A monetary penalty is a fine for not following an RBI rule. On its own it does not stop the bank taking or repaying deposits; RBI does that through directions, which are listed here when they apply.
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RBI fined the bank ₹31.80 lakh
RBI's reason: “for non-compliance with certain provisions of directions issued by RBI on 'Know Your Customer'”
What RBI found
“The bank failed to put in place a system of using KYC Identifier assigned by Central KYC Records Registry for the purpose of establishing an account-based relationship with customers.”
RBI says: “The action is based on deficiencies in statutory and regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers.”
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RBI fined the bank ₹29,60,000
RBI's reason: “for non-compliance with certain directions issued by RBI on ‘Financial Statements Presentation and Disclosures'’”
What RBI found
“The bank did not disclose correct and complete information about customer complaints in its Annual Financial Statements for the financial year 2023-24.”
RBI says: “The action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers.”
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RBI fined the bank ₹91.00 lakh
RBI's reason: “for non-compliance with certain directions issued by RBI on 'Customer Service in Banks', and ‘Un-authorized Operation of lnternal/Office Accounts’”
What RBI found
“The bank had (i) levied charges for non-maintenance of minimum balance in certain savings accounts having insufficient/zero balance and (ii) opened and operated certain internal accounts in the name of its customers for unauthorized purposes like parking funds and routing customer transactions.”
RBI says: “The action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transactions or agreement entered into by the bank with its customers.”
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
1,715 branches in 314 districts
Most branches: Delhi 115, Osmanabad 93, Mumbai 75
From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.
Yes rates
Every rate, tenure by tenure, and what your money grows to.
Yes Fixed Deposit rate changes
Changes to Yes's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 20 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Yes's fixed deposit (FD) rates has been recorded since tracking started on 20 Sept 2026.
Compare Yes with other banks
See Yes FD rates side by side against India's top banks.
Good to know
- Deposits with Yes Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Yes is a private sector bank regulated by the RBI.
- Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Yes, depending on the tenure.
Informational only. Always confirm the current rate on the official Yes website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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