Maharashtra Gramin Bank (MahaGB) is a nationalised public sector bank, headquartered in Aurangabad, established in 2019. Its headline 1-year FD rate of 6.50% is −0.06% below the public sector average of 6.56%, ranking #17 of 28 public sector banks.
Rates as of 17 Jun 2026, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.
Estimate returns at MahaGB (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
07 - 14 Days |
3.25% | — | Below ₹2 crore | |
15 - 30 Days |
3.25% | — | Below ₹2 crore | |
31 - 45 Days |
3.25% | — | Below ₹2 crore | |
46 - 90 Days |
4.50% | — | Below ₹2 crore | |
91 - 179 Days |
5.00% | 5.50% | Below ₹2 crore | |
100 days MahaGB 100 days |
5.10% | 5.60% | Below ₹2 crore | |
222 days MahaGB 222 days |
6.25% | 6.75% | Below ₹2 crore | |
333 days MahaGB 333 days |
6.35% | 6.85% | Below ₹2 crore | |
180-Less than 1 year |
5.75% | 6.25% | Below ₹2 crore | |
1 Year |
6.50% | 6.25% | Below ₹2 crore | |
Above 1 Year to Less Than 2 Years |
6.25% | 6.75% | Below ₹2 crore | |
444 days MahaGB 444 days |
6.70% | 7.20% | Below ₹2 crore | |
2 Years to Less Than 3 Years |
6.10% | 6.60% | Below ₹2 crore | |
3 Years to Less Than 5 Years |
6.10% | 6.60% | Below ₹2 crore | |
5 Years to 10 Years |
6.10% | 6.60% | Below ₹2 crore | |
Tax Saver Schemes (For 5 Years to 10 Years) Tax Saver FD |
6.10% | 6.60% | Below ₹2 crore |
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
180-Less than 1 year |
5.75% | 6.25% | Any amount | |
1 Year |
6.50% | 6.25% | Any amount | |
Above 1 Year to Less Than 2 Years |
6.25% | 6.75% | Any amount | |
2 Years to Less Than 3 Years |
6.10% | 6.60% | Any amount | |
3 Years to Less Than 5 Years |
6.10% | 6.60% | Any amount | |
5 Years to 10 Years |
6.10% | 6.60% | Any amount |
Deposits with Maharashtra Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official MahaGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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