12 Nov 2026
- Above 37 Months · Senior7.25% → 7.50% 0.25 pp
Rates verified from official source
Janata Sahakari Bank Ltd., Ajara interest rates · November 2026
Janata Sahakari Bank Ajara FD rates
All tenures, calculator and comparison →What will my FD earn at Janata Sahakari Bank Ajara?
Estimated value after 1 year · before tax
₹5,30,682
6.00% p.a. · ₹30,682 interest · quarterly compounding
Overview
Janata Sahakari Bank Ltd., Ajara (Janata Sahakari Bank Ajara) is an urban co-operative bank (UCB), headquartered in Ajara. Its headline 1-year FD rate of 6.00% is 0.65% below the urban co-operative bank average of 6.65%, ranking #817 of 1033 banks on RateScan.in.
Headquarters
Ajara
Monitored since
25 Oct 2026
Operates in
Maharashtra
Rates as of 1 Feb 2026, verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
No RBI press release since 1 Jan 2024 names Janata Sahakari Bank Ltd., Ajara. We read RBI's press releases every week; last checked on 11 Nov 2026.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
Head office in Kolhapur
RBI's IFSC directory doesn't list this bank's branches, so only its head office is shown. Check the bank's website for its branches.
Head office from the bank's RBI registration.
Janata Sahakari Bank Ajara rates
Every rate, tenure by tenure, and what your money grows to.
Janata Sahakari Bank Ajara Fixed Deposit rate changes
Changes to Janata Sahakari Bank Ajara's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 25 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
Good to know
- Deposits with Janata Sahakari Bank Ltd., Ajara are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Janata Sahakari Bank Ajara is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Janata Sahakari Bank Ajara, depending on the tenure.
Informational only. Always confirm the current rate on the official Janata Sahakari Bank Ajara website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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