Karur Vysya Bank (KVB) is a private sector bank, headquartered in Karur, established in 1916. Its headline 1-year FD rate of 6.55% is +0.09% above the private sector average of 6.46%, ranking #8 of 20 private banks.
Figures marked “approx.” are rounded public estimates as of 2024.
Health indicators sourced from official 2025 disclosures. CRAR ≥ 16% = strong · Net NPA < 1% = healthy · Verify before investing.
Rates as of 8 Jun 2026, verified from official source. Scheduled private sector bank — deposits insured by DICGC up to ₹5,00,000.
Estimate returns at KVB (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
7 Days to 14 days |
4.00% | — | Below ₹3 crore (retail) | |
15 Days to 30 days |
4.00% | — | Below ₹3 crore (retail) | |
31 Days to 45 days |
4.50% | — | Below ₹3 crore (retail) | |
46 Days to 90 days |
4.75% | — | Below ₹3 crore (retail) | |
91 Days to 120 Days |
5.75% | — | Below ₹3 crore (retail) | |
121 Days to 180 Days |
6.00% | — | Below ₹3 crore (retail) | |
181 Days to 270 days |
6.25% | — | Below ₹3 crore (retail) | |
271 Days to 332 days |
6.40% | — | Below ₹3 crore (retail) | |
333 Days 333-day Special |
7.00% | 7.50% | Below ₹3 crore (retail) | |
334 Days to less than 1 year |
6.40% | — | Below ₹3 crore (retail) | |
1 Year to up to 399 Days |
6.55% | 7.05% | Below ₹3 crore (retail) | |
400 Days 400-day Special |
7.20% | 7.70% | Below ₹3 crore (retail) | |
401 Days up to 2 Years |
6.55% | 7.05% | Below ₹3 crore (retail) | |
Above 2 years up to 3 years |
6.55% | 7.05% | Below ₹3 crore (retail) | |
Above 3 years up to 5 years |
6.55% | 7.05% | Below ₹3 crore (retail) | |
Above 5 years |
6.25% | 6.75% | Below ₹3 crore (retail) | |
Green Deposits (2345 days) 2345-day Special |
6.25% | 6.75% | Below ₹3 crore (retail) |
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
1 Year to up to 399 Days |
6.55% | 7.05% | Any amount | |
401 Days up to 2 Years |
6.55% | 7.05% | Any amount | |
Above 2 years up to 3 years |
6.55% | 7.05% | Any amount | |
Above 3 years up to 5 years |
6.55% | 7.05% | Any amount | |
Above 5 years |
6.25% | 6.75% | Any amount |
Deposits with Karur Vysya Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official KVB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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