Rates verified from official source

Uttarakhand Gramin Bank interest rates · November 2026

Top FD rate
6.45%
2 years to less than 3 years
Senior citizen FD
6.95%
2 years to less than 3 years
Top RD rate
6.45%
2 years to less than 3 years

UKGB FD rates

1 year6.25%Senior 6.75%3 years6.30%Senior 6.80%5 years6.05%Senior 6.55%
All tenures, calculator and comparison →

What will my FD earn at UKGB?

Estimated value after 1 year · before tax ₹5,31,990 6.25% p.a. · ₹31,990 interest · quarterly compounding
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Before opening an RD

Estimates assume on-time monthly installments and quarterly compounding. Confirm the term, minimum installment, late payment rules, and early closure terms with the bank.

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Overview

Uttarakhand Gramin Bank (UKGB) is a regional rural bank (RRB), headquartered in Dehradun, established in 2019. Its headline 1-year FD rate of 6.25% is 0.22% below the regional rural bank average of 6.47%, ranking #739 of 1033 banks on RateScan.in.

Headquarters
Dehradun
Established
2019
Monitored since
22 Sept 2026
Ownership
GoI 50%, Bank of Baroda 35%, Govt of Uttarakhand 15%
Operates in
Uttarakhand

Rates as of 1 Aug 2025, verified from official source. Regional rural bank, jointly owned by the Government of India, the state government and a sponsor bank: deposits insured by DICGC up to ₹5,00,000.

RBI record

No RBI press release since 1 Jan 2024 names Uttarakhand Gramin Bank. We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

Branches across Uttarakhand

A regional rural bank serves its whole state. RBI's IFSC directory doesn't give a count for each district.

Head office from the bank's RBI registration.

UKGB Fixed Deposit rate changes

Changes to UKGB's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

26 Sept 2026
▼ 8 cut▲ 2 raised−0.65 to +0.60 pp
  • 91–180 days · Senior5.75% → 5.10% 0.65 pp
  • 46–90 days · General4.50% → 5.10% 0.60 pp
  • 1095–1824 days · General6.25% → 6.00% 0.25 pp
Show all 10 changesShow fewer
  • 1095–1824 days · Senior6.75% → 6.50% 0.25 pp
  • 181–364 days · General5.75% → 5.60% 0.15 pp
  • 91–180 days · General5.25% → 5.10% 0.15 pp
  • 181–364 days · Senior6.25% → 6.10% 0.15 pp
  • 730–1094 days · General6.25% → 6.15% 0.10 pp
  • 46–90 days · Senior5.00% → 5.10% 0.10 pp
  • 730–1094 days · Senior6.75% → 6.65% 0.10 pp

See all UKGB rate changes →

Good to know

  • Deposits with Uttarakhand Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • UKGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at UKGB, depending on the tenure.
official Effective 1 Aug 2025 · Ingested 18 Oct 2026 · Verified 13 Nov 2026 · View source

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