Rates verified from official source

Jharkhand Rajya Gramin Bank interest rates · November 2026

Top FD rate
7.00%
2 years to less than 3 years
Senior citizen FD
7.25%
2 years to less than 3 years
Top RD rate
7.00%
2 years to less than 3 years
Savings rate
2.65%
Any balance

JRGB FD rates

1 year6.80%Senior 7.05%3 years6.50%Senior 6.75%5 years6.50%Senior 6.75%
All tenures, calculator and comparison →

What will my FD earn at JRGB?

Estimated value after 1 year · before tax ₹5,34,877 6.80% p.a. · ₹34,877 interest · quarterly compounding
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Before opening an RD

Estimates assume on-time monthly installments and quarterly compounding. Confirm the term, minimum installment, late payment rules, and early closure terms with the bank.

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Overview

Jharkhand Rajya Gramin Bank (JRGB) is a regional rural bank (RRB), headquartered in Ranchi, established in 2019. Its headline 1-year FD rate of 6.80% is 0.35% above the regional rural bank average of 6.45%, ranking #458 of 1033 banks on RateScan.in.

Headquarters
Ranchi
Established
2019
Monitored since
22 Sept 2026
Ownership
GoI 50%, Bank of India 35%, Govt of Jharkhand 15%
Operates in
Jharkhand

Rates verified from official source. Regional rural bank, jointly owned by the Government of India, the state government and a sponsor bank: deposits insured by DICGC up to ₹5,00,000.

RBI record

No RBI press release since 1 Jan 2024 names Jharkhand Rajya Gramin Bank. We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

Branches across Jharkhand

A regional rural bank serves its whole state. RBI's IFSC directory doesn't give a count for each district.

Head office from the bank's RBI registration.

JRGB Fixed Deposit rate changes

Changes to JRGB's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

26 Sept 2026
▼ 6 cut▲ 2 raised−0.50 to +0.25 pp
  • 1095–1824 days · Senior7.25% → 6.75% 0.50 pp
  • 7–45 days · Senior3.75% → 3.25% 0.50 pp
  • 365–729 days · Senior7.50% → 7.05% 0.45 pp
Show all 8 changesShow fewer
  • 1095–1824 days · General6.75% → 6.50% 0.25 pp
  • 1825–3650 days · General6.25% → 6.50% 0.25 pp
  • 7–45 days · General3.25% → 3.00% 0.25 pp
  • 730–1094 days · General6.75% → 7.00% 0.25 pp
  • 365–729 days · General7.00% → 6.80% 0.20 pp

See all JRGB rate changes →

Good to know

  • Deposits with Jharkhand Rajya Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • JRGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
  • Senior citizens (60+) earn up to 0.25% p.a. more than general customers at JRGB, depending on the tenure.
official Effective unavailable · Ingested 26 Sept 2026 · Verified 13 Nov 2026 · View source

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