Rates verified from official source

Bihar Gramin Bank interest rates · November 2026

BGB FD rates

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What will my FD earn at BGB?

Estimated value after 1 year · before tax ₹5,33,563 6.55% p.a. · ₹33,563 interest · quarterly compounding

Plan your recurring deposit at BGB

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Before opening an RD

Estimates assume on-time monthly installments and quarterly compounding. Confirm the term, minimum installment, late payment rules, and early closure terms with the bank.

Overview

Bihar Gramin Bank (BGB) is a regional rural bank (RRB), headquartered in Muzaffarpur, established in 2019. Its headline 1-year FD rate of 6.55% is 0.09% above the regional rural bank average of 6.46%, ranking #583 of 1033 banks on RateScan.in.

Headquarters
Muzaffarpur
Established
2019
Monitored since
22 Sept 2026
Ownership
GoI 50%, Central Bank of India 35%, Govt of Bihar 15%
Operates in
Bihar

Rates as of 5 Nov 2026, verified from official source. Regional rural bank, jointly owned by the Government of India, the state government and a sponsor bank: deposits insured by DICGC up to ₹5,00,000.

RBI record

No RBI press release since 1 Jan 2024 names Bihar Gramin Bank. We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

Branches across Bihar

A regional rural bank serves its whole state. RBI's IFSC directory doesn't give a count for each district.

Head office from the bank's RBI registration.

BGB Fixed Deposit rate changes

Changes to BGB's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

5 Nov 2026
▲ 6 raised+0.05 to +0.25 pp
  • 1 year · General6.30% → 6.55% 0.25 pp
  • 1 year · Senior6.80% → 7.05% 0.25 pp
  • >1 year to 2 years · General6.40% → 6.55% 0.15 pp
Show all 6 changesShow fewer
  • >1 year to 2 years · Senior6.90% → 7.05% 0.15 pp
  • >2 years to 3 years · General6.50% → 6.55% 0.05 pp
  • >2 years to 3 years · Senior7.00% → 7.05% 0.05 pp
Bank's rate page ↗
18 Oct 2026
▲ 2 raised+0.05 to +0.55 pp
  • 1825–3650 days · Senior6.00% → 6.55% 0.55 pp
  • 1825–3650 days · General6.00% → 6.05% 0.05 pp

See all BGB rate changes →

Good to know

  • Deposits with Bihar Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • BGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at BGB, depending on the tenure.

Informational only. Always confirm the current rate on the official BGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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