30 Sept 2026
- 450 days · General7.00% → 6.75% 0.25 pp
- 450 days · Senior7.50% → 7.25% 0.25 pp
Rates verified from official source
Kerala Gramin Bank interest rates · November 2026
KerGB FD rates
All tenures, calculator and comparison →What will my FD earn at KerGB?
Estimated value after 1 year · before tax
₹5,33,301
6.50% p.a. · ₹33,301 interest · quarterly compounding
Plan your recurring deposit at KerGB
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Before opening an RD
Estimates assume on-time monthly installments and quarterly compounding. Confirm the term, minimum installment, late payment rules, and early closure terms with the bank.
Overview
Kerala Gramin Bank (KerGB) is a regional rural bank (RRB), headquartered in Malappuram, established in 2013. Its headline 1-year FD rate of 6.50% is 0.04% above the regional rural bank average of 6.46%, ranking #594 of 1033 banks on RateScan.in.
Headquarters
Malappuram
Established
2013
Monitored since
22 Sept 2026
Ownership
GoI 50%, Canara Bank 35%, Govt of Kerala 15%
Operates in
Kerala
Rates as of 5 Nov 2026, verified from official source. Regional rural bank, jointly owned by the Government of India, the state government and a sponsor bank: deposits insured by DICGC up to ₹5,00,000.
RBI record
No RBI press release since 1 Jan 2024 names Kerala Gramin Bank. We read RBI's press releases every week; last checked on 11 Nov 2026.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
636 branches in 14 districts
Most branches: Kannur 98, Malappuram 96, Kozhikode 80
From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.
KerGB rates
Every rate, tenure by tenure, and what your money grows to.
Fixed Deposit7.10%Senior citizens 7.60% · 444 daysSee rates →Recurring Deposit6.75%15 monthsSee rates →Savings Account2.80%See rates →
Compare KerGB FD rates with banks near you →
KerGB Fixed Deposit rate changes
Changes to KerGB's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
26 Sept 2026
- 46–90 days · General4.50% → 5.00% 0.50 pp
- 46–90 days · Senior5.00% → 5.50% 0.50 pp
- 1095–1824 days · General6.75% → 6.40% 0.35 pp
Show all 6 changesShow fewer
- 1095–1824 days · Senior7.25% → 6.90% 0.35 pp
- 1825–3650 days · General6.50% → 6.40% 0.10 pp
- 1825–3650 days · Senior7.00% → 6.90% 0.10 pp
Good to know
- Deposits with Kerala Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- KerGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at KerGB, depending on the tenure.
- KerGB's FD table includes 2 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official KerGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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