Slice Interest Rates: FD 7.75%, RD 7.75%, Savings 5.50%

Slice FD rates

1 year6.50%3 years7.50%5 years7.25%Senior 7.50%

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What will my FD earn at Slice?

Deposit amount (₹)

Term

Customer

Estimated value after 1 year · before tax ₹5,33,301 6.50% p.a. · ₹33,301 interest · quarterly compounding

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Monthly deposit (₹)

Term

Customer

—

Before opening an RD

Estimates assume on-time monthly installments and quarterly compounding. Confirm the term, minimum installment, late payment rules, and early closure terms with the bank.

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Overview

Slice Small Finance Bank (Slice) is a small finance bank, headquartered in Guwahati, established in 2017. Its headline 1-year FD rate of 6.50% is 0.43% below the small finance bank average of 6.93%, ranking #594 of 1033 banks on RateScan.in.

Headquarters

Guwahati

Established

2017

Monitored since

20 Sept 2026

Ownership

Private (small finance bank)

Operates in

Arunachal Pradesh, Assam, Haryana, Karnataka + 8 more states

Financial health

CRAR

31.20%

Capital adequacy

Net NPA

2.10%

Bad loans (net)

Credit rating CRISIL

BBB-

Health indicators sourced from official 2025 disclosures. CRAR ≥ 16% = strong · Net NPA < 1% = healthy · Verify before investing.

Rates verified from official source. Scheduled small finance bank (RBI-licensed): deposits insured by DICGC up to ₹5,00,000.

RBI record

No RBI press release since 1 Jan 2024 names Slice Small Finance Bank. We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

242 branches in 61 districts

Most branches: Kamrup 34, Nagaon 12, Nalbari 11

From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.

Slice rates

Every rate, tenure by tenure, and what your money grows to.

Fixed Deposit7.75%1.5 years 1 day - 2 yearsSee rates →Recurring Deposit7.75%1.5 years 1 day - 2 yearsSee rates →Savings Account5.50%See rates →

Compare Slice FD rates with banks near you →

Slice Fixed Deposit rate changes

Changes to Slice's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 20 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Slice's fixed deposit (FD) rates has been recorded since tracking started on 20 Sept 2026.

Credit rating

What independent credit rating agencies say about Slice Small Finance Bank. Every rating links to the document it comes from, so you can check it yourself.

BBB-

Headline rating

Subordinated (Tier II) debt · CRISIL · Positive

Moderate safety: moderate credit risk

Latest rating action: 7 Nov 2025

Agencies differ: their latest ratings range from BBB+ to BBB-. We show the lowest.

Agency	Instrument	Rating	Outlook	Published	Source
Acuité	Subordinated (Tier II) debt ₹100 cr Proposed Tier II bonds	BBB+	Stable	Assigned 27 Feb 2026	Rating letter
CRISIL	Subordinated (Tier II) debt ₹50 cr Lower Tier-II (Basel II). Outlook revised to Positive from Stable. CRISIL reviews annually, so a new action is due by Nov 2026.	BBB-	Positive	Outlook revised 7 Nov 2025	Agency rationale

How to read these ratings

Scale: AAA is the highest long-term grade (lowest credit risk), then AA (very low risk), A (low risk) and BBB (moderate risk, the lowest investment grade). A + or − moves a grade up or down a notch. Short-term ratings such as A1+ cover obligations of up to a year.
Outlook: Stable, Positive or Negative is the agency's view of where the rating is likely to go over the next one to two years. Rating watch means the agency is reviewing the rating after a specific event, such as a change of owner.
Instrument: a rating belongs to a specific instrument, not to the whole bank. Tier I (AT1) and Tier II bonds can be written down if the RBI declares a bank non-viable, so they are usually rated no higher than the bank's deposits.
Headline grade: we use the rating on fixed deposits where an agency gives one; otherwise the issuer or Tier II rating. We take each agency's latest rating and show the lowest, so the headline is never more generous than any agency's latest view.
A rating is an opinion about the ability to repay on time. It is not a guarantee or a recommendation. Whatever the rating, deposits in a bank are insured by DICGC up to ₹5 lakh per depositor per bank (principal and interest together).

Sources: we list a rating only when we can point to the document that states it: the agency's own rating rationale, the bank's Regulation 30 filing on the NSE or BSE, a rating letter, or the bank's own rating page. A weekly automated check re-opens each linked document to confirm it still shows the grade and scans stock-exchange announcements for new rating filings. Last checked: 9 Nov 2026.

Check it yourself: CRISIL · ICRA · CARE · India Ratings · Infomerics

Ratings change. Confirm the current rating with the agency before you invest. This is information, not investment advice.

Good to know

Deposits with Slice Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
Slice is a small finance bank licensed and regulated by the RBI.
Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Slice, depending on the tenure.

Informational only. Always confirm the current rate on the official Slice website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

Slice Small Finance Bank interest rates · November 2026