Canara Bank (Canara) is a nationalised public sector bank, headquartered in Bengaluru, established in 1906. Its headline 1-year FD rate of 6.25% is in line with the public sector average of 6.23%, ranking #5 of 12 public sector banks.
Figures marked “approx.” are rounded public estimates as of 2024.
Health indicators sourced from official 2025 disclosures. CRAR ≥ 16% = strong · Net NPA < 1% = healthy · Verify before investing.
Rates as of 17 Mar 2026, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.
Estimate returns at Canara (quarterly compounding)
Rates for deposits below ₹3 crore · General / Senior / Super Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Super Sr. | Trend | Applies to |
|---|---|---|---|---|---|
7 to 45 days |
3.00% | 3.00% | 3.00% | ₹5 lakh to ₹3 crore | |
7 to 14 days |
3.00% | — | — | — | ₹3 crore to ₹10 crore |
7 to 14 days |
3.50% | — | — | — | ₹10 crore and above |
15 to 30 days |
3.00% | — | — | — | ₹3 crore to ₹10 crore |
15 to 30 days |
4.00% | — | — | — | ₹10 crore and above |
31 to 45 days |
3.00% | — | — | — | ₹3 crore to ₹10 crore |
31 to 45 days |
4.50% | — | — | — | ₹10 crore and above |
46 to 90 days |
4.00% | 4.00% | 4.00% | Below ₹3 crore | |
46 to 90 days |
4.10% | 4.00% | 4.00% | Above ₹1 crore to ₹3 crore (non-callable) | |
46 to 90 days |
4.00% | 4.00% | 4.00% | ₹3 crore to ₹10 crore | |
46 to 90 days |
5.00% | 4.00% | 4.00% | ₹10 crore and above | |
46 to 90 days Non-Callable |
4.03% | — | — | — | ₹3 crore to ₹10 crore |
46 to 90 days Non-Callable |
5.03% | — | — | — | ₹10 crore and above |
91 to 179 days |
4.25% | 4.25% | 4.25% | Below ₹3 crore | |
91 to 179 days |
4.35% | 4.25% | 4.25% | Above ₹1 crore to ₹3 crore (non-callable) | |
91 to 120 days |
4.25% | — | — | — | ₹3 crore to ₹10 crore |
91 to 120 days |
5.50% | — | — | — | ₹10 crore and above |
91 to 120 days Non-Callable |
4.28% | — | — | — | ₹3 crore to ₹10 crore |
91 to 120 days Non-Callable |
5.53% | — | — | — | ₹10 crore and above |
121 to 179 days |
4.25% | — | — | — | ₹3 crore to ₹10 crore |
121 to 179 days |
6.00% | — | — | — | ₹10 crore and above |
121 to 179 days Non-Callable |
4.28% | — | — | — | ₹3 crore to ₹10 crore |
121 to 179 days Non-Callable |
6.03% | — | — | — | ₹10 crore and above |
180 to 269 days |
5.25% | 5.75% | 5.75% | Below ₹3 crore | |
180 to 269 days |
5.35% | 5.75% | 5.75% | Above ₹1 crore to ₹3 crore (non-callable) | |
180 to 269 days |
5.25% | 5.75% | 5.75% | ₹3 crore to ₹10 crore | |
180 to 269 days |
6.25% | 5.75% | 5.75% | ₹10 crore and above | |
180 to 269 days Non-Callable |
5.28% | — | — | — | ₹3 crore to ₹10 crore |
180 to 269 days Non-Callable |
6.28% | — | — | — | ₹10 crore and above |
270 days to 1 year |
5.50% | 6.00% | 6.00% | Below ₹3 crore | |
270 days to 1 year |
5.60% | 6.00% | 6.00% | Above ₹1 crore to ₹3 crore (non-callable) | |
270 days to 1 year |
5.50% | 6.00% | 6.00% | ₹3 crore to ₹10 crore | |
270 days to 1 year |
6.50% | 6.00% | 6.00% | ₹10 crore and above | |
270 days to 1 year Non-Callable |
5.53% | — | — | — | ₹3 crore to ₹10 crore |
270 days to 1 year Non-Callable |
6.53% | — | — | — | ₹10 crore and above |
1 year to 443 days |
6.25% | 6.75% | 6.75% | — | Below ₹3 crore |
1 year to 443 days |
6.35% | 6.75% | 6.75% | — | Above ₹1 crore to ₹3 crore (non-callable) |
1 year to 1 year 3 months |
6.20% | — | — | — | ₹3 crore to ₹10 crore |
1 year to 1 year 3 months |
6.75% | — | — | — | ₹10 crore and above |
1 year to 1 year 3 months Non-Callable |
6.23% | — | — | — | ₹3 crore to ₹10 crore |
1 year to 1 year 3 months Non-Callable |
6.85% | — | — | — | ₹10 crore and above |
444 days Canara 444 |
6.50% | 7.00% | 7.10% | — | Below ₹3 crore |
444 days Canara 444 Non-Callable |
6.60% | 7.10% | 7.20% | — | Above ₹1 crore to ₹3 crore (non-callable) |
445 to 554 days |
6.25% | 6.75% | 6.75% | — | Below ₹3 crore |
445 to 554 days |
6.35% | 6.75% | 6.75% | — | Above ₹1 crore to ₹3 crore (non-callable) |
above 1 year 3 months to 2 years |
6.20% | — | — | — | ₹3 crore to ₹10 crore |
above 1 year 3 months to 2 years |
6.60% | — | — | — | ₹10 crore and above |
above 1 year 3 months to 2 years Non-Callable |
6.23% | — | — | — | ₹3 crore to ₹10 crore |
above 1 year 3 months to 2 years Non-Callable |
6.63% | — | — | — | ₹10 crore and above |
555 days Canara 555 |
6.60% | 7.10% | 7.20% | — | Below ₹3 crore |
555 days Canara 555 Non-Callable |
6.70% | 7.20% | 7.30% | — | Above ₹1 crore to ₹3 crore (non-callable) |
556 days to 10 years |
6.25% | 6.75% | 6.75% | — | Below ₹3 crore |
556 days to 3 years |
6.35% | 6.85% | 6.85% | — | Above ₹1 crore to ₹3 crore (non-callable) |
2 years to 3 years |
5.50% | — | — | ₹3 crore to ₹10 crore | |
2 years to 3 years |
6.75% | — | — | ₹10 crore and above | |
2 years to 3 years Non-Callable |
5.53% | — | — | — | ₹3 crore to ₹10 crore |
2 years to 3 years Non-Callable |
6.78% | — | — | — | ₹10 crore and above |
3 years to 5 years |
5.00% | — | — | ₹3 crore to ₹10 crore | |
3 years to 5 years |
6.85% | — | — | ₹10 crore and above | |
3 years to 5 years Non-Callable |
5.03% | — | — | — | ₹3 crore to ₹10 crore |
3 years to 5 years Non-Callable |
6.88% | — | — | — | ₹10 crore and above |
1111 days Canara Retail Green Deposit |
6.10% | 6.60% | 6.60% | — | Below ₹3 crore |
1111 days Canara Bulk Green Deposit (Callable) |
4.95% | — | — | — | ₹3 crore and above |
1111 days Canara Bulk Green Deposit (Non-Callable) |
5.00% | — | — | — | ₹3 crore and above |
5 years to 10 years |
5.00% | — | — | ₹3 crore to ₹10 crore | |
5 years to 10 years |
7.00% | — | — | ₹10 crore and above | |
5 years to 10 years Non-Callable |
5.03% | — | — | — | ₹3 crore to ₹10 crore |
5 years to 10 years Non-Callable |
7.03% | — | — | — | ₹10 crore and above |
2222 days Canara Retail Green Deposit |
6.05% | 6.55% | 6.55% | — | Below ₹3 crore |
2222 days Canara Bulk Green Deposit (Callable) |
4.95% | — | — | — | ₹3 crore and above |
2222 days Canara Bulk Green Deposit (Non-Callable) |
5.00% | — | — | — | ₹3 crore and above |
3333 days Canara Retail Green Deposit |
6.05% | 6.55% | 6.55% | — | Below ₹3 crore |
3333 days Canara Bulk Green Deposit (Callable) |
4.95% | — | — | — | ₹3 crore and above |
3333 days Canara Bulk Green Deposit (Non-Callable) |
5.00% | — | — | — | ₹3 crore and above |
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
180 to 269 days |
5.25% | 5.75% | — | Any amount |
270 days to 1 year |
5.50% | 6.00% | — | Any amount |
1 year to 443 days |
6.25% | 6.75% | — | Any amount |
444 days |
6.50% | 7.00% | — | Any amount |
445 to 554 days |
6.25% | 6.75% | — | Any amount |
555 days |
6.60% | 7.10% | — | Any amount |
556 days to 10 years |
6.25% | 6.75% | — | Any amount |
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
Any tenure |
2.70% | 2.70% | All balances |
Deposits with Canara Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official Canara website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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