Rates from aggregated sources

Jammu & Kashmir Bank
deposit rates

Overview

www.jkbank.com

Jammu & Kashmir Bank (J&K Bank) is a private sector bank, headquartered in Srinagar, established in 1938.

Headquarters
Srinagar
Established
1938
Branches
~1,000 approx.
Ownership
Private sector bank (majority owned by the Govt. of J&K)
Operates in
Andhra Pradesh, Bihar, Chandigarh, Delhi + 16 more states

Figures marked “approx.” are rounded public estimates as of 2024.

Financial health
CRAR
16.29%
Capital adequacy
Net NPA
0.79%
Bad loans (net)
Credit rating CRISIL
A+
FD / senior bond

Health indicators sourced from official 2025 disclosures. CRAR ≥ 16% = strong · Net NPA < 1% = healthy · Verify before investing.

Recent movement
Tracking started

Rates from aggregated sources. Scheduled private sector bank — deposits insured by DICGC up to ₹5,00,000.

Maturity calculator

Estimate returns at J&K Bank (quarterly compounding)

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Good to know

Deposits with Jammu & Kashmir Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official J&K Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.