Rates verified from official source

The Kakinada Co-operative Town Bank Ltd. interest rates · November 2026

Top FD rate
7.20%
5 years and above
Senior citizen FD
7.70%
5 years and above

Kakinada Co-op Town Bank FD rates

1 year7.00%Senior 7.50%3 years7.10%Senior 7.60%5 years7.20%Senior 7.70%
All tenures, calculator and comparison →

What will my FD earn at Kakinada Co-op Town Bank?

Estimated value after 1 year · before tax ₹5,35,930 7.00% p.a. · ₹35,930 interest · quarterly compounding
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Overview

The Kakinada Co-operative Town Bank Ltd. (Kakinada Co-op Town Bank) is an urban co-operative bank (UCB), headquartered in Kakinada. Its headline 1-year FD rate of 7.00% is 0.35% above the urban co-operative bank average of 6.65%, ranking #295 of 1033 banks on RateScan.in.

Headquarters
Kakinada
Monitored since
25 Oct 2026
Operates in
Andhra Pradesh

Rates verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.

RBI record

No RBI press release since 1 Jan 2024 names The Kakinada Co-operative Town Bank Ltd.. We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

2 branches, all in East Godavari

Most branches: East Godavari 2

From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.

Kakinada Co-op Town Bank Fixed Deposit rate changes

Changes to Kakinada Co-op Town Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 25 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

9 Nov 2026
▼ 9 cut−0.30 to −0.20 pp
  • 5 years and above · General7.50% → 7.20% 0.30 pp
  • 5 years and above · Senior8.00% → 7.70% 0.30 pp
  • 5 years and above · Super senior8.50% → 8.20% 0.30 pp
Show all 9 changesShow fewer
  • 3 Years to 5 Years · General7.30% → 7.10% 0.20 pp
  • 1 Year to 3 Years · General7.20% → 7.00% 0.20 pp
  • 3 Years to 5 Years · Senior7.80% → 7.60% 0.20 pp
  • 1 Year to 3 Years · Senior7.70% → 7.50% 0.20 pp
  • 3 Years to 5 Years · Super senior8.30% → 8.10% 0.20 pp
  • 1 Year to 3 Years · Super senior8.20% → 8.00% 0.20 pp
Bank's rate page ↗

See all Kakinada Co-op Town Bank rate changes →

Good to know

  • Deposits with The Kakinada Co-operative Town Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Kakinada Co-op Town Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Kakinada Co-op Town Bank, depending on the tenure.
official Effective unavailable · Ingested 24 Oct 2026 · Verified 13 Nov 2026 · View source

Informational only. Always confirm the current rate on the official Kakinada Co-op Town Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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