Kunbi Sahakari Bank Ltd., Mumbai interest rates · November 2026
Kunbi Sahakari Bank FD rates
All tenures, calculator and comparison →What will my FD earn at Kunbi Sahakari Bank?
Overview
Kunbi Sahakari Bank Ltd., Mumbai (Kunbi Sahakari Bank) is an urban co-operative bank (UCB), headquartered in Parel, Mumbai. Its headline 1-year FD rate of 7.25% is 0.60% above the urban co-operative bank average of 6.65%, ranking #190 of 1033 banks on RateScan.in.
Rates as of 1 Mar 2026, verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
Every RBI press release since 1 Jan 2024 that names Kunbi Sahakari Bank Ltd., Mumbai, newest first, each linked to RBI. Checked every week; last on 11 Nov 2026.
A monetary penalty is a fine for not following an RBI rule. On its own it does not stop the bank taking or repaying deposits; RBI does that through directions, which are listed here when they apply.
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RBI fined the bank ₹2.50 lakh
RBI's reason: “for non-compliance with the specific directions issued by RBI under Supervisory Action Framework (SAF) and certain directions issued by RBI on ‘Know Your Customer (KYC)’”
What RBI found
“The bank had: sanctioned fresh loans and advances which were not backed by collateral security of term deposits / NSCs / KVPs / insurance policies and also breached the single exposure limit applicable for fresh loans and advances in certain instances, in non-adherence to directions under SAF, and failed to conduct periodic review of risk categorisation of accounts as per prescribed periodicity.”
RBI says: “This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers.”
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
5 branches, all in Mumbai
Most branches: Mumbai 5
From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.
Kunbi Sahakari Bank rates
Every rate, tenure by tenure, and what your money grows to.
Kunbi Sahakari Bank Fixed Deposit rate changes
Changes to Kunbi Sahakari Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 26 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Kunbi Sahakari Bank's fixed deposit (FD) rates has been recorded since tracking started on 26 Oct 2026.
Good to know
- Deposits with Kunbi Sahakari Bank Ltd., Mumbai are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Kunbi Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Kunbi Sahakari Bank, depending on the tenure.
- Kunbi Sahakari Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Kunbi Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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