FD rates in Paschim Medinipur · November 2026

Q: Which bank has the highest FD rate in Paschim Medinipur?

As of 14 Nov 2026, Ujjivan Small Finance Bank pays the highest FD rate among banks with a branch in Paschim Medinipur: 8.10% a year for general depositors. Next are ESAF at 8.00% and Ghatal Peoples Bank at 7.75%. Confirm the current rate with the bank before you invest.

Q: How many banks have a branch in Paschim Medinipur?

31 of the banks RateScan.in tracks have at least one branch in Paschim Medinipur, counted from RBI's IFSC list: 6 co-operative and regional rural banks, and 25 public, private, small finance and other banks.

Q: Are FDs at co-operative banks in Paschim Medinipur safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

31 banks with a branch in Paschim Medinipur, ranked by their best fixed-deposit rate.

Banks in Paschim Medinipur, ranked by FD rate

General public · below ₹3 crore · Dataset refreshed 14 Nov 2026

#	Bank	Rate	Applies to	Branches here
1	Ujjivan Small Finance Bank Small Finance	8.10%	3 year 1 day – 3 year 6 months	9
2	ESAF Small Finance Bank Small Finance	8.00%	800 days · 800-day Special	2
3	The Ghatal Peoples' Co-operative Bank Ltd. Co-op	7.75%	1 year to 2 years	1
4	Post Office Savings Schemes Government Scheme	7.50%	5 years	793
5	Bandhan Bank Private	7.45%	2 years to less than 3 years	24
6	AU Small Finance Bank Small Finance	7.40%	30 months 1 day to 36 months	2
7	IndusInd Bank Private	7.25%	2 years to 3 years	3
8	Karnataka Bank Private	7.25%	15 months only	1
9	Yes Bank Private	7.25%	18 months 1 day < 24 months	1
10	Karur Vysya Bank Private	7.20%	400 days · 400-day Special	1
11	Central Bank of India Public	7.00%	2222 days · Cent Green Deposit	9
12	Punjab & Sind Bank Public	6.90%	500 days · 500-Day Special	2
13	Bank of Baroda Public	6.85%	bob Golden Goal deposit Scheme (555 days) · bob Golden Goal 555 days	8
14	Bank of India Public	6.85%	500 days(BOI Akshay Fixed Deposit) · 500-day Special	17
15	Indian Bank Public	6.80%	IND GROW (555 days) · IND GROW	47
16	Punjab National Bank Public	6.80%	680 days	143
17	West Bengal Gramin Bank Rural	6.80%	400 days	–
18	Canara Bank Public	6.75%	555 days ## · Canara 555	25
19	Indian Overseas Bank Public	6.75%	444 days · 444-day Special	7
20	UCO Bank Public	6.70%	535 days · UCO 535	26
21	Bank of Maharashtra Public	6.65%	400 days · 400-day special	3
22	Axis Bank Private	6.60%	2 years < 3 years	15
23	HDFC Bank Private	6.60%	3 years 1 day to < 4 years 7 months	11
24	ICICI Bank Private	6.60%	3 years 1 day to 5 years	9
25	IDBI Bank Private	6.55%	1100 days · 1100-day Special	5
26	Union Bank of India Public	6.55%	555 days · 555-Day Special	10
27	Vidyasagar Central Co-operative Bank Co-op	6.55%	1111 days (special scheme)	32
28	Balageria Central Co-operative Bank Ltd. Co-op	6.50%	1 year to less than 2 years	1
29	Mugberia Central Co-operative Bank Co-op	6.50%	36 months	1
30	State Bank of India Public	6.45%	444 days (Amrit Vrishti) · Amrit Vrishti 444 days	86
31	Tamluk Ghatal Central Co-operative Bank Co-op	6.45%	Above 24 months to less than 36 months	9

State

Tenure

Deposit amount

31 banks we track have a branch in Paschim Medinipur. 6 of them are co-operative or regional rural banks, which often pay more than the big national banks. As of 14 Nov 2026, the highest FD rate here is 8.10% at Ujjivan Small Finance Bank.

Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.

Best FD rate in Paschim Medinipur by type of bank

The highest rate in each group, among banks with a branch here.

Public	Central Bank of India	7.00%	2222 days
Private	Bandhan Bank	7.45%	2 years to less than 3 years
Small Finance	Ujjivan Small Finance Bank	8.10%	3 year 1 day – 3 year 6 months
Rural	West Bengal Gramin Bank	6.80%	400 days
Co-op	Vidyasagar Central Co-operative Bank	6.55%	1111 days (special scheme)
Co-op	The Ghatal Peoples' Co-operative Bank Ltd.	7.75%	1 year to 2 years
Government Scheme	Post Office Savings Schemes	7.50%	5 years

More places in West Bengal

Kolkata52 banks8.10%Purba Medinipur30 banks8.10%

All of West Bengal · All places

Frequently Asked Questions

Which bank has the highest FD rate in Paschim Medinipur?

As of 14 Nov 2026, Ujjivan Small Finance Bank pays the highest FD rate among banks with a branch in Paschim Medinipur: 8.10% a year for general depositors. Next are ESAF at 8.00% and Ghatal Peoples Bank at 7.75%. Confirm the current rate with the bank before you invest.

How many banks have a branch in Paschim Medinipur?

31 of the banks RateScan.in tracks have at least one branch in Paschim Medinipur, counted from RBI's IFSC list: 6 co-operative and regional rural banks, and 25 public, private, small finance and other banks.

Are FDs at co-operative banks in Paschim Medinipur safe?

Deposits at RBI-licensed co-operative banks are insured by DICGC up to ₹5 lakh per depositor per bank, the same cover as at any other bank. Co-operative banks are smaller, and their higher rates reflect that, so check the bank's standing and keep your deposits at each bank within the insured amount.

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