Best 2 years FD Rates 2026 — India's Banks

Best 2 years FD rates

General public · below ₹3 crore · Dataset refreshed 26 Sept 2026

#	Bank	Rate	Applies to
1	Jana Small Finance Bank Jana	8.00%	>2 Years - 3 Years (1095 Days)
2	Shivalik Small Finance Bank Shivalik	8.00%	23 months 1 day to 27 months
3	ESAF Small Finance Bank ESAF	7.75%	2 years to 799 days
4	Slice Small Finance Bank Slice	7.75%	1.5 years 1 day - 2 years
5	Ujjivan Small Finance Bank Ujjivan	7.55%	2 Years
6	DCB Bank DCB	7.50%	24 months to less than 25 months
7	Utkarsh Small Finance Bank Utkarsh	7.50%	2 Years to 3 Years
8	Bandhan Bank Bandhan	7.45%	2 years to less than 3 years
9	CSB Bank CSB	7.25%	Above 18 months to 30 months
10	RBL Bank RBL	7.25%	18 months to 36 months
11	Suryoday Small Finance Bank Suryoday	7.25%	Above 18 Months to 2 Years
12	AU Small Finance Bank AU	7.10%	24 Months 1 Day to 30 Months
13	IDFC First Bank IDFC First	7.10%	500 days – 3 years
14	Capital Small Finance Bank Capital	7.00%	1 Year to less than 5 Years
15	Deutsche Bank India Deutsche	7.00%	> 1.5 Yrs - 2 Yrs
16	Equitas Small Finance Bank Equitas	7.00%	18 months 1 day to 2 years
17	Gujarat Gramin Bank GGB	7.00%	Above 2 years and up to 3 years
18	IndusInd Bank IndusInd	7.00%	2 Years to 3 Years
19	Jharkhand Rajya Gramin Bank JRGB	7.00%	2 years to less than 3 years
20	Nagaland Rural Bank NagRB	7.00%	2 years to less than 3 years
21	Post Office Savings Schemes POSS	7.00%	2 Years
22	Tamil Nadu Grama Bank TNGB	7.00%	2 years to less than 3 years
23	Tamilnad Mercantile Bank TMB	7.00%	2 years to less than 3 years
24	Telangana Grameena Bank TGB	7.00%	2 years to < 3 years
25	Yes Bank Yes	7.00%	24 months < 35 months
26	South Indian Bank South Indian	6.80%	2 years to < 3 years
27	Jammu and Kashmir Grameen Bank JKGB	6.75%	2 years to 887 days
28	Kotak Mahindra Bank Kotak	6.65%	2 years- less than 3 years
29	Bank of India BoI	6.60%	2 Years to less than 3 Years
30	Karnataka Grameena Bank KGB	6.60%	2 years to < 3 years
31	Puducherry Grama Bank PuduGB	6.60%	2 years to less than 3 years
32	Arunachal Pradesh Rural Bank APRB	6.55%	>2 years to <3 years
33	Karur Vysya Bank KVB	6.55%	401 Days up to 2 Years
34	Axis Bank Axis	6.50%	2 years < 3 years
35	Bihar Gramin Bank BGB	6.50%	>2 years to 3 years
36	Chhattisgarh Gramin Bank CGB	6.50%	2 years to less than 3 years
37	City Union Bank City Union	6.50%	556 days to 3 years
38	Dhanlaxmi Bank Dhanlaxmi	6.50%	Above 2 years upto & inclusive of 3 years
39	Federal Bank Federal	6.50%	Above 24 months to less than 48 months
40	IDBI Bank IDBI	6.50%	> 2 Years to <3years
41	Kerala Gramin Bank KerGB	6.50%	Above 15 months up to including 2 years
42	Meghalaya Rural Bank MegRB	6.50%	more than 1year and less than 3 years
43	Mizoram Rural Bank MizRB	6.50%	2 years to less than 3 years
44	Nainital Bank Nainital	6.50%	Above 18 months to 2 years
45	Standard Chartered India StanChart	6.50%	21M < 2 Yrs
46	HDFC Bank HDFC	6.45%	21 months to 2 years
47	State Bank of India SBI	6.45%	2 years to less than 3 years
48	Uttarakhand Gramin Bank UKGB	6.45%	2 years to less than 3 years
49	Andhra Pradesh Grameena Bank APGB	6.40%	2 years and above
50	Haryana Gramin Bank HGB	6.40%	2 years to < 3 years
51	Indian Overseas Bank IOB	6.40%	2 Years to < 3 Years
52	Karnataka Bank Karnataka	6.40%	556 days to 2 years
53	Punjab Gramin Bank PGB	6.40%	2 years to < 3 years
54	Rajasthan Gramin Bank RGB	6.35%	More than 1 year to less than 3 year
55	Himachal Pradesh Gramin Bank HPGB	6.30%	>1 year to 2 year
56	ICICI Bank ICICI	6.30%	18 Months to 2 Years
57	Madhya Pradesh Gramin Bank MPGB	6.30%	2 years
58	Punjab National Bank PNB	6.30%	667 days to 2 years
59	Assam Gramin Vikash Bank AGVB	6.25%	More than 1 year to less than 3 years
60	Bank of Baroda BoB	6.25%	Above 400 days and upto 2 Years (except 444 and 555 Days)
61	Canara Bank Canara	6.25%	556 days to 10 years
62	Central Bank of India Central	6.25%	2 years to less than 3 years
63	Tripura Gramin Bank TripGB	6.25%	2 years to < 3 years
64	Uttar Pradesh Gramin Bank UPGB	6.25%	2 years to < 3 years
65	West Bengal Gramin Bank WBGB	6.25%	401 days to 2 years
66	Bank of Maharashtra Maharashtra	6.15%	Above 1 year to 2 years
67	Indian Bank Indian	6.15%	2 years to less than 777 days
68	Union Bank of India Union	6.15%	556 to 996 days
69	Maharashtra Gramin Bank MahaGB	6.10%	2 Years to Less Than 3 Years
70	UCO Bank UCO	6.10%	536 days to 2 years
71	Manipur Rural Bank ManRB	6.00%	2 years to less than 3 years
72	Punjab & Sind Bank P&S	5.95%	2 years to 776 days
73	Odisha Grameen Bank OGB	5.90%	2 years to less than 3 years
74	HSBC India HSBC	4.30%	701 days to 730 days

Best 2 years FD rates

Best 2 years FD rates

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