Deutsche Bank India (Deutsche) is a foreign bank operating in India, headquartered in Mumbai, established in 1980. Its headline 1-year FD rate of 7.00% is +1.70% above the foreign bank average of 5.30%, ranking #1 of 3 foreign banks.
Health indicators sourced from official 2025 disclosures. CRAR ≥ 16% = strong · Net NPA < 1% = healthy · Verify before investing.
Rates as of 26 Sept 2026, verified from official source. Scheduled foreign bank (RBI-licensed, operating in India) — Indian operations' deposits insured by DICGC up to ₹5,00,000.
Estimate returns at Deutsche (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
7 Days 7-day Special |
3.00% | 3.00% | Below ₹3 crore (retail) | |
8 - 14 Days |
3.00% | 3.00% | Below ₹3 crore (retail) | |
15 - 29 Days |
3.00% | 3.00% | Below ₹3 crore (retail) | |
30 Days |
4.00% | 4.00% | Below ₹3 crore (retail) | |
31 - 45 Days |
4.25% | 4.25% | Below ₹3 crore (retail) | |
46 - 59 Days |
4.50% | 4.50% | Below ₹3 crore (retail) | |
60 - 89 Days |
4.50% | 4.50% | Below ₹3 crore (retail) | |
90 - 99 Days |
4.75% | 4.75% | Below ₹3 crore (retail) | |
100 Days 100-day Special |
5.00% | 5.00% | Below ₹3 crore (retail) | |
101 - 180 Days |
5.00% | 5.00% | Below ₹3 crore (retail) | |
181 - 270 Days |
5.00% | 5.00% | Below ₹3 crore (retail) | |
271 Days - 1 Yr |
5.00% | 5.00% | Below ₹3 crore (retail) | |
> 1 Yr - 1.5 Yrs |
7.00% | 7.00% | Below ₹3 crore (retail) | |
> 1.5 Yrs - 2 Yrs |
7.00% | 7.00% | Below ₹3 crore (retail) | |
> 2 Yrs - 3 Yrs |
6.25% | 6.25% | Below ₹3 crore (retail) | |
> 3 Yrs - 4 Yrs |
6.25% | 6.25% | Below ₹3 crore (retail) | |
> 4 Yrs - <5 Yrs |
6.25% | 6.25% | Below ₹3 crore (retail) | |
5 Yrs |
6.25% | 6.25% | Below ₹3 crore (retail) |
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
> 1 Yr - 1.5 Yrs |
7.00% | 7.00% | Any amount | |
> 1.5 Yrs - 2 Yrs |
7.00% | 7.00% | Any amount | |
> 2 Yrs - 3 Yrs |
6.25% | 6.25% | Any amount | |
> 3 Yrs - 4 Yrs |
6.25% | 6.25% | Any amount | |
> 4 Yrs - <5 Yrs |
6.25% | 6.25% | Any amount | |
5 Yrs |
6.25% | 6.25% | Any amount |
Deposits with Deutsche Bank India are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official Deutsche website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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