Deutsche Interest Rates: FD 7.00%, RD 7.00%, Savings 2.50%

Deutsche FD rates

1 year7.00%3 years6.25%5 years6.25%

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What will my FD earn at Deutsche?

Deposit amount (₹)

Term

Customer

Estimated value after 1 year · before tax ₹5,35,930 7.00% p.a. · ₹35,930 interest · quarterly compounding

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Monthly deposit (₹)

Term

Customer

—

Before opening an RD

Estimates assume on-time monthly installments and quarterly compounding. Confirm the term, minimum installment, late payment rules, and early closure terms with the bank.

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Overview

Deutsche Bank India (Deutsche) is a foreign bank operating in India, headquartered in Mumbai, established in 1980. Its headline 1-year FD rate of 7.00% is 1.44% above the foreign bank average of 5.56%, ranking #295 of 1033 banks on RateScan.in.

Headquarters

Mumbai

Established

1980

Monitored since

19 Sept 2026

Ownership

Indian branch operations of Deutsche Bank AG, Germany; India operations since 1980

Operates in

Delhi, Gujarat, Haryana, Karnataka + 5 more states

Financial health

CRAR

24.30%

Capital adequacy

Net NPA

0.10%

Bad loans (net)

Health indicators sourced from official 2025 disclosures. CRAR ≥ 16% = strong · Net NPA < 1% = healthy · Verify before investing.

Rates as of 25 Jul 2025, verified from official source. Scheduled foreign bank (RBI-licensed, operating in India): Indian operations' deposits insured by DICGC up to ₹5,00,000.

RBI record

No RBI press release since 1 Jan 2024 names Deutsche Bank India. We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

30 branches in 16 districts

Most branches: Mumbai 10, Ahmedabad 2, Bengaluru Urban 2

From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.

Deutsche rates

Every rate, tenure by tenure, and what your money grows to.

Fixed Deposit7.00%> 1 yr - 1.5 yrsSee rates →Recurring Deposit7.00%> 1 yr - 1.5 yrsSee rates →Savings Account2.50%See rates →NRE Fixed Deposit7.00%Above 1 year to 18 monthsSee rates →FCNR(B) Deposit4.75%1 year · USDSee rates →

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Deutsche Fixed Deposit rate changes

Changes to Deutsche's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 19 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Deutsche's fixed deposit (FD) rates has been recorded since tracking started on 19 Sept 2026.

Credit rating

What independent credit rating agencies say about Deutsche Bank India. Every rating links to the document it comes from, so you can check it yourself.

Agency	Instrument	Rating	Outlook	Published	Source
CRISIL	Certificates of deposit (short-term) ₹5,000 cr	A1+	–	Reaffirmed 17 Dec 2025	Agency rationale

Note: Earlier versions of this page showed AAA. The only rating we found for Deutsche Bank's India branches is CRISIL's short-term A1+ on certificates of deposit.

How to read these ratings

Scale: AAA is the highest long-term grade (lowest credit risk), then AA (very low risk), A (low risk) and BBB (moderate risk, the lowest investment grade). A + or − moves a grade up or down a notch. Short-term ratings such as A1+ cover obligations of up to a year.
Outlook: Stable, Positive or Negative is the agency's view of where the rating is likely to go over the next one to two years. Rating watch means the agency is reviewing the rating after a specific event, such as a change of owner.
Instrument: a rating belongs to a specific instrument, not to the whole bank. Tier I (AT1) and Tier II bonds can be written down if the RBI declares a bank non-viable, so they are usually rated no higher than the bank's deposits.
Headline grade: we use the rating on fixed deposits where an agency gives one; otherwise the issuer or Tier II rating. We take each agency's latest rating and show the lowest, so the headline is never more generous than any agency's latest view.
A rating is an opinion about the ability to repay on time. It is not a guarantee or a recommendation. Whatever the rating, deposits in a bank are insured by DICGC up to ₹5 lakh per depositor per bank (principal and interest together).

Sources: we list a rating only when we can point to the document that states it: the agency's own rating rationale, the bank's Regulation 30 filing on the NSE or BSE, a rating letter, or the bank's own rating page. A weekly automated check re-opens each linked document to confirm it still shows the grade and scans stock-exchange announcements for new rating filings. Last checked: 9 Nov 2026.

Check it yourself: CRISIL · ICRA · CARE · India Ratings · Infomerics

Ratings change. Confirm the current rating with the agency before you invest. This is information, not investment advice.

Good to know

Deposits with Deutsche Bank India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
Deutsche is a foreign bank operating in India, regulated by the RBI.
Deutsche's published FD table shows no separate senior citizen rate.
Deutsche's FD table includes 2 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official Deutsche website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

Deutsche Bank India interest rates · November 2026