CSB Bank (CSB) is a private sector bank, headquartered in Thrissur, established in 1920. Its headline 1-year FD rate of 5.25% is −1.28% below the private sector average of 6.53%, ranking #20 of 20 private banks.
Figures marked “approx.” are rounded public estimates as of 2024.
Health indicators sourced from official 2025 disclosures. CRAR ≥ 16% = strong · Net NPA < 1% = healthy · Verify before investing.
Rates as of 5 Sept 2026, verified from official source. Scheduled private sector bank — deposits insured by DICGC up to ₹5,00,000.
Estimate returns at CSB (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No separate Senior rate — showing General rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No super-senior rate — showing General rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
7 days to less than 1 month |
3.00% | — | Below ₹3 crore (retail) | |
1 month to less than 3 months |
3.50% | — | Below ₹3 crore (retail) | |
2 months to less than 3 months |
3.75% | — | Below ₹3 crore (retail) | |
3 months to less than 6 months |
4.75% | — | Below ₹3 crore (retail) | |
6 months to less than 9 months |
5.50% | — | Below ₹3 crore (retail) | |
7 Months |
7.25% | — | Below ₹3 crore (retail) | |
7 months to less than 8 months |
6.65% | — | Below ₹3 crore (retail) | |
8 months |
6.90% | — | Below ₹3 crore (retail) | |
9 months to less than 12 Months |
6.25% | — | Below ₹3 crore (retail) | |
12 months to less than 13 months |
5.25% | — | Below ₹3 crore (retail) | |
13 months |
7.25% | — | Below ₹3 crore (retail) | |
Above 13 months to less than 18 months |
5.75% | — | Below ₹3 crore (retail) | |
444 days 444-day Special |
7.25% | — | Below ₹3 crore (retail) | |
Above 444 days to less than 555 days |
6.00% | — | Below ₹3 crore (retail) | |
501 days 501-day Special |
8.00% | — | Below ₹3 crore (retail) | |
Above 501 days to 2 years |
6.00% | — | Below ₹3 crore (retail) | |
18 months |
7.35% | — | Below ₹3 crore (retail) | |
Above 18 months to 30 months |
7.25% | — | Below ₹3 crore (retail) | |
Above 18 months to 24 months |
5.75% | — | Below ₹3 crore (retail) | |
555 days 555-day Special |
7.00% | — | Below ₹3 crore (retail) | |
Above 555 days to 2 years |
6.00% | — | Below ₹3 crore (retail) | |
Above 24 months to ‘24 months & 14 days’ |
6.00% | — | Below ₹3 crore (retail) | |
Above 2 years to less than 750 days |
6.25% | — | Below ₹3 crore (retail) | |
Above ‘24 months & 14 days’ to 25 months |
6.75% | — | Below ₹3 crore (retail) | |
Above 25 months to 60 months |
5.90% | — | Below ₹3 crore (retail) | |
750 days |
7.10% | — | Below ₹3 crore (retail) | |
Above 750 days to 5 years |
6.25% | — | Below ₹3 crore (retail) | |
Above 750 days to 5 years |
6.25% | — | Below ₹3 crore (retail) | |
Above 30 months to 120 months |
6.00% | — | Below ₹3 crore (retail) | |
Above 5 years to less than 7 years |
6.50% | — | Below ₹3 crore (retail) | |
Above 5 years to 10 years |
6.50% | — | Below ₹3 crore (retail) | |
7 years |
7.00% | — | Below ₹3 crore (retail) | |
Above 7 years to 10 years |
6.50% | — | Below ₹3 crore (retail) |
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
13 months |
7.25% | — | Any amount | |
Above 13 months to less than 18 months |
5.75% | — | Any amount | |
Above 444 days to less than 555 days |
6.00% | — | Any amount | |
Above 501 days to 2 years |
6.00% | — | Any amount | |
18 months |
7.35% | — | Any amount | |
Above 18 months to 30 months |
7.25% | — | Any amount | |
Above 18 months to 24 months |
5.75% | — | Any amount | |
Above 555 days to 2 years |
6.00% | — | Any amount | |
Above 24 months to ‘24 months & 14 days’ |
6.00% | — | Any amount | |
Above 2 years to less than 750 days |
6.25% | — | Any amount | |
Above ‘24 months & 14 days’ to 25 months |
6.75% | — | Any amount | |
Above 25 months to 60 months |
5.90% | — | Any amount | |
750 days |
7.10% | — | Any amount | |
Above 750 days to 5 years |
6.25% | — | Any amount | |
Above 750 days to 5 years |
6.25% | — | Any amount | |
Above 30 months to 120 months |
6.00% | — | Any amount | |
Above 5 years to less than 7 years |
6.50% | — | Any amount | |
Above 5 years to 10 years |
6.50% | — | Any amount | |
7 years |
7.00% | — | Any amount | |
Above 7 years to 10 years |
6.50% | — | Any amount |
Deposits with CSB Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official CSB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Tell us what would make RateScan.in more useful. No email required.