Rates verified from official source

Chhattisgarh Gramin Bank
deposit rates

Top FD rate
6.50%
1 year to less than 2 years
Senior citizen FD
7.00%
1 year to less than 2 years
1-year FD rank
#15
of 28 public sector banks · 6.50%

Overview

cgb.bank.in

Chhattisgarh Gramin Bank (CGB) is a nationalised public sector bank, headquartered in Raipur, established in 2019. Its headline 1-year FD rate of 6.50% is −0.06% below the public sector average of 6.56%, ranking #15 of 28 public sector banks.

Headquarters
Raipur
Established
2019
Ownership
GoI 50%, State Bank of India 35%, Govt of Chhattisgarh 15%
Operates in
Chhattisgarh
Financial health
Standalone CRAR / NPA figures are not published separately for this bank. Regional rural banks report consolidated under their sponsor bank.
1-year FD rate
6.50%
−0.06% below the public sector average of 6.56%
Peer rank
#15
of 28 public sector banks
Recent movement
fell 0.25%

Rates as of 17 Dec 2025, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.

Maturity calculator

Estimate returns at CGB (quarterly compounding)

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 7 days to 14 days: 3.25% 15 days to 45 days: 3.25% 46 days to 90 days: 4.50% 91 days to 179 days: 4.75% 180 days to 240 days: 5.50% 241 days to less than 1 year: 6.00% 1 year to less than 2 years: 6.50% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 years to less than 3 years: 6.50% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years to less than 5 years: 6.00% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years to less than 8 years: 6.00% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 8 years to 10 years: 6.00% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d2m3m6m8m1y2y3y5y8y 3.253.254.504.755.506.006.506.506.006.006.00 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

5.50%6%6.50%7%7.50% 1 year to less than 2 years: 7.00% (General: 6.50%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 years to less than 3 years: 7.00% (General: 6.50%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years to less than 5 years: 6.50% (General: 6.00%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years to less than 8 years: 6.50% (General: 6.00%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 8 years to 10 years: 6.50% (General: 6.00%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 1y2y3y5y8y 7.007.006.506.506.50 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

6%6.25%6.50%6.75%7%7.25%7.50%7.75% 1 year to less than 2 years: 7.00% (Senior: 7.00%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 years to less than 3 years: 7.00% (Senior: 7.00%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years to less than 5 years: 6.50% (Senior: 6.50%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years to less than 8 years: 6.50% (Senior: 6.50%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 8 years to 10 years: 6.50% (Senior: 6.50%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 1y2y3y5y8y 7.007.006.506.506.50 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies to
7 days to 14 days
 3.25% — Below ₹2 crore
15 days to 45 days
 3.25% — Below ₹2 crore
46 days to 90 days
 4.50% — Below ₹2 crore
91 days to 179 days
 4.75% — Below ₹2 crore
180 days to 240 days
 5.50% — Below ₹2 crore
241 days to less than 1 year
 6.00% — Below ₹2 crore
1 year to less than 2 years
 6.50% 7.00% Below ₹2 crore
2 years to less than 3 years
 6.50% 7.00% Below ₹2 crore
3 years to less than 5 years
 6.00% 6.50% Below ₹2 crore
5 years to less than 8 years
 6.00% 6.50% Below ₹2 crore
8 years to 10 years
 6.00% 6.50% Below ₹2 crore
Source ↗

Recurring Deposit rates

Rates for deposits below ₹3 crore · general vs senior citizen · trend over time

TenureGeneralSeniorTrendApplies to
1 year to less than 2 years
 6.50% 7.00% Any amount
2 years to less than 3 years
 6.50% 7.00% Any amount
3 years to less than 5 years
 6.00% 6.50% Any amount
5 years to less than 8 years
 6.00% 6.50% Any amount
8 years to 10 years
 6.00% 6.50% Any amount
Source ↗

Good to know

Deposits with Chhattisgarh Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 17 Dec 2025 · Verified 26 Sept 2026 · View source

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