Rates verified from official source

Mizoram Rural Bank interest rates · November 2026

MizRB FD rates

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What will my FD earn at MizRB?

Estimated value after 1 year · before tax ₹5,32,776 6.40% p.a. · ₹32,776 interest · quarterly compounding

Plan your recurring deposit at MizRB

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Before opening an RD

Estimates assume on-time monthly installments and quarterly compounding. Confirm the term, minimum installment, late payment rules, and early closure terms with the bank.

Overview

Mizoram Rural Bank (MizRB) is a regional rural bank (RRB), headquartered in Aizawl, established in 1983. Its headline 1-year FD rate of 6.40% is 0.07% below the regional rural bank average of 6.47%, ranking #710 of 1033 banks on RateScan.in.

Headquarters
Aizawl
Established
1983
Monitored since
22 Sept 2026
Ownership
GoI 50%, State Bank of India 35%, Govt of Mizoram 15%
Operates in
Mizoram

Rates as of 1 Jul 2025, verified from official source. Regional rural bank, jointly owned by the Government of India, the state government and a sponsor bank: deposits insured by DICGC up to ₹5,00,000.

RBI record

No RBI press release since 1 Jan 2024 names Mizoram Rural Bank. We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

Branches across Mizoram

A regional rural bank serves its whole state. RBI's IFSC directory doesn't give a count for each district.

Head office from the bank's RBI registration.

MizRB Fixed Deposit rate changes

Changes to MizRB's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to MizRB's fixed deposit (FD) rates has been recorded since tracking started on 22 Sept 2026.

Good to know

  • Deposits with Mizoram Rural Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • MizRB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at MizRB, depending on the tenure.
  • MizRB's FD table includes 1 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official MizRB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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