Arunachal Pradesh Rural Bank (APRB) is a nationalised public sector bank, headquartered in Naharlagun, established in 1981. Its headline 1-year FD rate of 6.35% is −0.22% below the public sector average of 6.57%, ranking #22 of 28 public sector banks.
Rates as of 11 Jul 2025, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.
Estimate returns at APRB (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
7–45 days |
3.00% | 3.50% | Any amount | |
15 days to 45 days |
3.05% | 3.55% | Any amount | |
46 days to 90 days |
4.50% | 5.00% | Any amount | |
91 days to 179 days |
5.05% | 5.55% | Any amount | |
91–180 days |
5.25% | 5.75% | Any amount | |
180 days to 240 days |
5.80% | 6.30% | Any amount | |
181 days to < 1 year |
5.75% | 6.25% | Any amount | |
241 days to 364 days |
6.05% | 6.55% | Any amount | |
>1 year to <2 years |
6.35% | 6.85% | Any amount | |
>2 years to <3 years |
6.55% | 7.05% | Any amount | |
>3 years to <5 years |
6.30% | 6.80% | Any amount | |
>5 years to <8 years |
6.05% | 6.55% | Any amount | |
5 years to 10 years |
6.25% | 6.75% | Any amount | |
>8 years to <10 years |
6.05% | 6.55% | Any amount |
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
>1 year to <2 years |
6.35% | 6.85% | Any amount | |
>2 years to <3 years |
6.55% | 7.05% | Any amount | |
>3 years to <5 years |
6.30% | 6.80% | Any amount | |
>5 years to <8 years |
6.05% | 6.55% | Any amount | |
>8 years to <10 years |
6.05% | 6.55% | Any amount |
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
Any tenure |
2.50% | 2.50% | Any balance |
Deposits with Arunachal Pradesh Rural Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official APRB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Tell us what would make RateScan.in more useful. No email required.