RBL Bank (RBL) is a private sector bank, headquartered in Mumbai, established in 1943. Its headline 1-year FD rate of 7.05% is +0.61% above the private sector average of 6.44%, ranking #1 of 20 private banks.
Figures marked “approx.” are rounded public estimates as of 2024.
Health indicators sourced from official 2025 disclosures. CRAR ≥ 16% = strong · Net NPA < 1% = healthy · Verify before investing.
Rates as of 26 Sept 2026, verified from official source. Scheduled private sector bank — deposits insured by DICGC up to ₹5,00,000.
Estimate returns at RBL (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
365 days (12 months) to 500 days |
7.05% | 7.55% | Below ₹3 crore (retail) | |
501 days to less than 18 months |
7.05% | 7.55% | Below ₹3 crore (retail) | |
18 months to 36 months |
7.25% | 7.75% | Below ₹3 crore (retail) | |
36 months 1 day to less than 60 months |
7.05% | 7.55% | Below ₹3 crore (retail) | |
60 months to 120 months |
6.75% | 7.25% | Below ₹3 crore (retail) |
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
365 days (12 months) to 500 days |
7.05% | 7.55% | Any amount | |
501 days to less than 18 months |
7.05% | 7.55% | Any amount | |
18 months to 36 months |
7.25% | 7.75% | Any amount | |
36 months 1 day to less than 60 months |
7.05% | 7.55% | Any amount | |
60 months to 120 months |
6.75% | 7.25% | Any amount |
Deposits with RBL Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official RBL website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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